Kshema: Your Digital Crop Insurance Companion
From sowing to harvest, Kshema protects your crops against unpredictable weather and unforeseen risks. We make crop insurance simple, transparent, and accessible for every farmer.
Key benefits for farmers:
Easy Claim Process: File claims directly from your smartphone. Use our simple in-app video or photo interface to report crop loss instantly.
Transparent Coverage: Understand your policy in clear and simple language. Kshema ensures you know exactly what is covered and how your policy works.
Affordable Policies: Get competitive insurance premiums tailored to your specific crops and location starting at just INR 499/-. Location-Based Services: Mark your field area by drawing a polygon to get geo-tagged policies that protect your crops.
24X7 Satellite monitoring: We keep an eye on your farm and crops 24x7 using satellite based technology to ensure accurate loss assessment and quick claim settlement.
Multilingual Support: Kshema is available in 10+ regional languages to assist farmers across India. All-in-One Farming Tool: Track your policy status, download documents, and get expert advice all within the app.

How the Kshema app works?
Register: Download the app and register with your basic details.
Mark your field: Use our easy polygon drawing feature to mark your farm that has the crop that you want to insure.
Get Covered for: 100+ crops and 8 perils
Get policy: Select your preferred policy and pay the premium securely online.
Support: Get 24x7 support in your local language
Easy claim intimation: In case of crop loss, intimate your claim through the app with a simple form.
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Download the Kshema app now and secure your harvest with confidence!