VKB-Pay

With VKB-Pay, we enable our customers to easily send amounts of money to a cell phone number (ZOIN), as well as the clear management of customer cards on their smartphones and the quick use of the digital debit card.

Requirements for using VKB-Pay:
• Have a physical debit card
• Smartphone with Android operating system from version 7 or higher
• VKB CONNECT access with the drawing type pushTAN

ZOIN
With ZOIN in the VKB-Pay APP you can easily:
• Send money
• To recieve money.
• Request money from contacts
• Send and receive messages
The contacts in the address book are sufficient for a transaction. (Provided the contact is registered for ZOIN)
You can find more information on our homepage www.vkb-bank.at/zoin

Loyalty cards
You can also add loyalty cards in your VKB-Pay app.
The cashier then scans the loyalty card displayed in the app using a barcode and you can continue to enjoy all the benefits as with your physical loyalty card.

Digital debit card
To use a digital debit card, you need:
• NFC (contactless) -capable smartphone from Android version 7 or higher
• VKB-CONNECT disposer with activated pushTAN
• Download the VKB-Pay app from the Google Playstore
• Possession of an activated debit card

Your VKB customer advisor will be happy to answer any questions you may have.