BemApp – Empréstimo Consignado

Banking Correspondent, make your payroll loan sales to INSS and SIAPE affiliates in a much simpler and faster way.

The terms for payroll loans are:

- Terms of at least 24 months up to 96 months with interest of at most 2.05% per month and 28.97% per year.

- CEF (Total Effective Cost) - All operations are subject to IOF as provided for in current legislation.

- Representative example for the total cost:
Amount financed: BRL 13,000.00;
Term: 24 months;
Maximum rate: 1.80% per month;
Annual rate (CET) 25.32 % p.a.;
Monthly installment amount: R$706.04;
Maximum total cost of the loan at the end of the period: R$16,944.96;