meutudo. Empréstimo, INSS FGTS

We offer CONSIGNATED LOANS for INSS retirees and pensioners and FGTS ADVANCE for workers with a balance in their account!
With the meutudo app, you can simulate a new loan, payroll portability, BPC/LOAS and advance birthday withdrawal, and see the conditions to obtain your credit quickly.
What you get when choosing meutudo:
- Payment via PIX
- Regulated by the Central Bank and with anti-fraud technology
- 100% digital, via app or website. The best experience wherever and whenever you want
- Personalized service
- Fair interest rates
- We have great conditions to obtain your INSS loan or FGTS loan quickly
- One of the best consignors in Brazil
We offer these products to improve your financial life:

🤑 FGTS Loan
Great option for those who have a balance in FGTS accounts, who opt for the Birthday Withdrawal and need money quickly. Credit that does not compromise monthly income, as it is deducted annually directly from your FGTS balance.
- Fixed monthly rate of 1.80% p.m.
- Annual fixed rate of 23.87% p.a.
- Advance up to 10 installments of your birthday withdrawal
- Hire even if you are negative
- Minimum value: R$ 100.00
🚨 Log in to the FGTS app and authorize QI Sociedade de Crédito to check your account balance.

💸 Payroll loan portability
Ideal for those who have no margin to pay and are in need of credit. When you request it, you can receive change in your account to use as you wish.
- Monthly rate from 1.60% p.m. to 1.91% p.m.
- Annual rate from 20.98% p.a. up to 26.38% p.a.
- Minimum term. 6 months and max. 84 months
- Minimum value personalized for your opportunity
- Portability even with ZERO paid installments

💰 New payroll loan
An excellent option for those who have available margin and are among the eligible profiles. Lower rates than conventional loans and we offer conditions that fit your pocket.
- Monthly rate from 1.70% p.m. to 1.86% p.m.
- Annual rate from 22.42% p.a. up to 24.75% p.a
- One of the best interest rates on the market
- Hiring 100% online
- Minimum term. 6 months and max. 84 months
- Minimum value: R$ 1,500.00

💰 Consigned to BPC/LOAS
Credit for BPC beneficiaries. Our consignment is available to negative candidates.
Fixed monthly rate of 1.91% p.m.
Fixed annual rate of 25.49% p.a.
Min term. 60 months and max. 84 months
Minimum value: R$ 1,535.00
🚨 Unlock the benefit in the Meu INSS app and authorize the credit

💲 Refinancing your payroll loan
It makes it possible to improve the conditions of loans already contracted previously, so that the installments adapt to your financial reality, being able to reduce the value of interest rates or even achieving a longer period for repaying the loan.
- Fixed monthly rate of 1.84% p.m.
- Fixed annual rate of 24.46% p.a.
- Minimum term. 6 months and max. 84 months
- Minimum value: R$ 1,305.00 (change + outstanding balance)

CONSIGNATED CREDIT: monthly rates from 1.60% to 1.91%; annual rates from 20.98% to 26.38%; Minimum CET of 1.69% p.m. (22.27% p.a.) and maximum CET of 2.05% p.m. (27.57% p.a.)
Ex.: R$ 10,000.00 to be paid over 7 years (84 months) - monthly installments of R$ 231.80 with an interest rate of 1.80% p.m. and CET of 25.95% p.a., with the amount paid at the end of R$ 19,470.82.
BIRTHDAY WITHDRAWAL: fixed monthly rate of 1.80%; fixed annual rate of 23.87%; Minimum CET of 1.88% p.m.; Maximum CET: 2.08% p.m.; Maximum annual CET: 27.98%. Pay at any time after hiring.
Ex.: operation on 05/2023 and anniversary in month 02, an account with a balance of R$ 5,000.00 in the FGTS can have R$ 3,165.73 in advance from the total balance to be paid in 10 annual installments with an interest rate of 1.80% p.m. and CET of 1.94% p.m. (25.93% p.a.)
Rates subject to change.
We are banking correspondents of PARATI CRÉDITO, FINANCIAMENTO E INVESTIMENTO S.A. and QI SOCIEDADE DE CRÉDITO DIRETO S.A.
Privacy policy: meutudo.com.br/pp
Terms of use: meutudo.com.br/tu/