Scalable Capital: ETF & Stocks

Better than ever: Save, invest and borrow. Now for the whole family.


KIDS’ ACCOUNTS
- Scalable Pocket Money: Opt for the Broker to invest in hundreds of ETFs, without the annual fee (TER). Or choose Wealth for a fully automated portfolio at zero management fees
- 2% interest p.a.¹ without the paper and hassle of a passbook
- Savings plans from €1 savings rate


SCALABLE BROKER

PRIME+ Broker
- Unlimited trading: trade as much as you want for only €4.99 per month. Crypto fees, product costs, spreads and/or inducements may apply
- 2% interest p.a.¹ on unlimited cash. Distribution of PRIME+ cash across Scalable Capital Bank and four partner banks, each with the statutory deposit protection of €100,000 per client per bank
- Analyse and optimise your portfolio with the Insights feature
- Set up as many portfolio groups and price alerts as you like
- Set limit and stop prices with Smart Predict to place better orders

FREE Broker
- For savings plan fans and everyone who simply wants to invest money without fixed fees
- Only €0.99 order fees per trade. Crypto fees, product costs, spreads and/or inducements may apply
- 2% interest p.a.¹ on your cash up to €100,000

ETFs
- More than 2,700 ETFs from all providers, such as Amundi, iShares, or Xtrackers
- All ETFs are eligible for savings plans starting from €1
- Savings plan executions are always commission-free. Crypto fees, product costs, spreads and/or inducements may apply

Stocks
- More than 8,000 stocks available. 3,000 eligible for savings plans
- No minimum order volume
- Savings plans starting from €1

Derivatives
- Over 625,000 derivatives from BNP Paribas, Goldman Sachs, HSBC and HypoVereinsbank onemarkets


SCALABLE WEALTH
- Automated investment: Lean back and let your portfolio be managed
- Start from as little as €20 investment amount
- The optimal basic portfolio for a broadly diversified investment: Scalable World Portfolios
- Additional investment strategies with a special focus: the Wealth Select strategies, e.g. InterestInvest, Megatrends and Allweather
- Excellent customer service via phone, app & chat


SCALABLE CREDIT
- Borrow up to €100,000 against your Broker portfolio
- From 3.24% p.a. variable interest rate, charged quarterly²
- Apply in seconds, fully digital

Scalable Capital is a CRR credit institution (full bank under EU regulation) supervised by BaFin and the Deutsche Bundesbank.


SECURITY
- As a regulated banking and investment service provider, we guarantee the security standards of a bank
- We use 256-bit SSL encryption to securely store your data
- Two-factor authentication to protect sensitive actions by adding an extra layer of security


Our business address:
Scalable Capital GmbH
Seitzstraße 8e
80538 Munich


Not all of the above mentioned products are available in all the markets. The scope and availability may vary according to the country. Please refer to our website for more information.

Investing involves risks.

¹2% p.a. interest (variable) on Broker cash balances unlimited in PRIME+ and up to €100,000 in FREE. The interest rate is based, among other things, on the respective market rate. The allocation of cash balances is variable and takes into account available capacities and conditions. Balances at banks are protected up to €100,000 per client per bank under the statutory deposit guarantee. For qualifying money market funds, instead of the statutory deposit guarantee, European investor protection rules (UCITS) apply regardless of the amount.

Please note our risk information on the safekeeping of cash balances at scalable.capital/risk. Further information on interest is available at scalable.capital/interest.

²Note the risk of credit-financed investments: scalable.capital/credit. Credit offer of Scalable Capital Bank GmbH, Seitzstr. 8e, 80538 München. Only available in connection with a Scalable Broker account and up to a maximum of €100,000.