/ How it works
KOBA’s real-time insurance means you pay for what you use. Our customers pay a few cents per KM while driving, and a fixed cost to cover your car while parked.
/ When you join our pay-per-KM comprehensive policy
We’ll send you a KOBA Rider - a matchbox size module - that easily plugs into your car through the OBD (Onboard Diagnostics) port. This receives real-time driving and GPS data, communicating to your app to recognise when the vehicle is driving.The KOBA Rider securely measures your KM driven and powers our app in real-time.
/ When you join our Car sharing owner-use comprehensive policy
KOBA offers car share owners pay-per-KM insurance when they’re using their car. Synced with Car Next Door’s Instant Keys GPS device, our integrated tech automatically switches between KOBA and Car Next Door to distinguish when your car is used for personal use, communicating to your app accordingly. You must be signed up to Car Next Door's Instant Keys technology for this policy.
/ What do I get once I log in?
Our smartphone app shows you your trips, costs and policy info; letting you:
- Measure your km travelled and cost per trip
- See your trips and billing history
- Pay monthly, with automatic online payments
- Access your policy information online
- Review account information
- Contact the claims team
To sign up for pay-per-km insurance, visit www.kobainsurance.com.au.
To sign up for car sharing owner-use insurance, visit www.kobainsurance.com.au/carnextdoor
This insurance is issued by KOBA Insurance Pty Ltd, ABN 33 642 789 286 | AR 001288655 (KOBA), on behalf of the insurer, Eric Insurance Limited ABN 18 009 129 793 | AFSL 238279 (eric). KOBA acts as an agent of eric and not on your behalf. Any advice provided on this site is general advice only and does not take into account your individual needs, objectives or financial situation. Terms, limits, conditions and exclusions apply. Before making a decision, you should carefully read the Product Disclosure Statement & Financial Services Guide (PDS & FSG), and the Target Market Determination (TMD), which are available at kobainsurance.com.au to help you decide if the product is right for you. If you purchase a policy, KOBA receives a commission, which is a percentage of your premium, and may be entitled to a profit share if certain thresholds are met in agreed periods. Please ask us for more details.
KOBA’s real-time insurance means you pay for what you use. Our customers pay a few cents per KM while driving, and a fixed cost to cover your car while parked.
/ When you join our pay-per-KM comprehensive policy
We’ll send you a KOBA Rider - a matchbox size module - that easily plugs into your car through the OBD (Onboard Diagnostics) port. This receives real-time driving and GPS data, communicating to your app to recognise when the vehicle is driving.The KOBA Rider securely measures your KM driven and powers our app in real-time.
/ When you join our Car sharing owner-use comprehensive policy
KOBA offers car share owners pay-per-KM insurance when they’re using their car. Synced with Car Next Door’s Instant Keys GPS device, our integrated tech automatically switches between KOBA and Car Next Door to distinguish when your car is used for personal use, communicating to your app accordingly. You must be signed up to Car Next Door's Instant Keys technology for this policy.
/ What do I get once I log in?
Our smartphone app shows you your trips, costs and policy info; letting you:
- Measure your km travelled and cost per trip
- See your trips and billing history
- Pay monthly, with automatic online payments
- Access your policy information online
- Review account information
- Contact the claims team
To sign up for pay-per-km insurance, visit www.kobainsurance.com.au.
To sign up for car sharing owner-use insurance, visit www.kobainsurance.com.au/carnextdoor
This insurance is issued by KOBA Insurance Pty Ltd, ABN 33 642 789 286 | AR 001288655 (KOBA), on behalf of the insurer, Eric Insurance Limited ABN 18 009 129 793 | AFSL 238279 (eric). KOBA acts as an agent of eric and not on your behalf. Any advice provided on this site is general advice only and does not take into account your individual needs, objectives or financial situation. Terms, limits, conditions and exclusions apply. Before making a decision, you should carefully read the Product Disclosure Statement & Financial Services Guide (PDS & FSG), and the Target Market Determination (TMD), which are available at kobainsurance.com.au to help you decide if the product is right for you. If you purchase a policy, KOBA receives a commission, which is a percentage of your premium, and may be entitled to a profit share if certain thresholds are met in agreed periods. Please ask us for more details.
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