MoneyWide - Personal Loan App

MoneyWide is a digital lending app owned and operated by MLC Finotech Private Limited, CIN- U67100HR2022PTC107092. It offers digital, paperless instant personal loans up to Rs. 3 lakhs using cutting-edge proprietary technology. All loans are offered with 100% transparency and strict adherence to RBI's Digital Lending Guidelines.

Online personal loan upto ₹3,00,000
Interest rate - 17% to 32% p.a.
Tenure - 3 to 36 months
APR range - 18.25% to 37.25%
No hidden charges

What makes MoneyWide ideal for every customer?
● Quick online loan
● No documents required
● Easy application process
● Fast loan approval
● Digital processing & same day loan disbursal
● Easy repayment with affordable EMIs

MoneyWide Customer Commitment :-
100% transparency for all applicable rates, terms, and charges.
100% paperless loans with no physical documents submission.
100% compliance with applicable laws and regulations.

Features of the MoneyWide app
✔ Quick Approval – Approve your Personal Loan in a few steps on our mobile application.
✔ Flexible Repayment Options – Pay an online loan within 3 to 36 months, depending on your eligibility.
✔ Paperless – Our online personal loan app requires no physical paperwork.
✔ Full Transparency - No hidden cost. We maintain complete transparency with our customers.
✔ Convenient – Get a quick personal loan anytime, anywhere.

Our RBI Registered Lending Partners:
MyLoanCare Ventures Private Limited
http://bit.ly/3LDZaHy
HDB Financial Services Limited
https://bit.ly/3TyzMVz

Why Moneywide.com ?
No end-usage restrictions- From financing a large purchase, short or long domestic/international trips, education, and shopping to covering wedding expenses, debt consolidation, emergency home repairs, or medical bills, you can use MoneyWide Personal Loans for multiple purposes.
Flexible Interest Rates: We offer instant loans with flexible interest rates of 17% to 32% per annum.
Security: We only work with RBI-certified NBFCs/Banks, which are guaranteed to be safe & secure.

APR Illustration
Maximum Annual Percentage Rate (APR)- 18.25% to 37.25%%
Minimum and Maximum period for repayment - 3 Months to 36 Months.
Here is a representative example of the total cost of the loan, including all applicable charges

Here is an illustration of the total cost of the loan:
- Total amount borrowed: ₹ 1,00,000
- Time period: 3 Months to 36 Months
- Personal Loan Interest Rate: 17% to 32%
- Processing Fee payable: Upto Rs. 3,750
- Total Monthly EMI Payment – From 3,565 for 36 Months tenure on ₹ 1,00,000 loan at an interest rate of 17% (lowest rate, longest period) to ₹ 35,353 for 3 Months tenure on ₹ 1,00,000 loan at an interest rate of 32.00% (highest rate, shortest period). This is inclusive of principal repayment.
- Annual Percentage Rate (APR) of charge, including all applicable fees: 18.25% to 37.25%
- Total cost payable over loan tenure: Rs. 1,06,596 for 3 Months loan to Rs. 1,68,630 for 36 Months loan
- The numbers mentioned in the illustration are for representation only, and the final rate and processing fee may vary depending on the borrowers' credit assessment and risk profile.

Safety & Security

For a faster process, we require the following App permissions:

SMS - We read only transactional SMS to ascertain the creditworthiness and offer amount.
Device Info - To securely link the loan application to the user's phone.
Location - To check the serviceability of a loan application & to expedite the KYC process.
Camera & Media Access - Helps you upload your selfie as a part of the application process.

To read our Policy for dues, visit: https://www.moneywide.com/privacy-policy

For loan queries, please contact us at +91-9911862226 (tel:+919911862226). You can also mail us at care@moneywide.com.