Care wiki - information about long-term care insurance
You want
* Determine your personal care gap?
* find out about the care costs in the respective federal states?
* get an overview of the most important benefits of the compulsory long-term care insurance?
* Compare the various offers of supplementary long-term care insurance with the help of a comparison calculator?
This is exactly where the first app for supplementary long-term care insurance comes in: With the Care-Wiki app, you can find the right supplementary long-term care insurance for you.
Background:
With increasing age and an aging society, the risk of needing care increases.
Statutory and private long-term care insurance - each designed as compulsory insurance with identical benefits - as a partially comprehensive insurance, does not cover all care costs. For home costs of around 4,000 euros and more, the compulsory long-term care insurance bears a maximum of half of the costs incurred (from 2017 a maximum of 2,005 euros in care level 5). There remains a supply gap of around 2,000 euros, which must be closed by taking out private supplementary long-term care insurance.
The long-term care reform has brought about fundamental changes for long-term care insurance - and this not only in the compulsory long-term care insurance but also in the supplementary long-term care insurance.
The cornerstone is the introduction of a new definition of need for long-term care, which will replace the previous three care levels with five care levels. In the future, with the introduction of the new care levels, the focus will no longer be on the physical deficits and the resulting care effort (in minutes), but on the degree of independence of those in need of care. From 2017, it no longer matters whether the need for care is based on physical or mental limitations.
With the care app on the PKV-Wiki internet portal, you can find the right supplementary care insurance for you - regardless of whether you opt for the state-sponsored supplementary care insurance (PflegeBahr) or the classic daily care allowance insurance.
The Care Wiki app supports you in finding the right care insurance for you.
You want
* Determine your personal care gap?
* find out about the care costs in the respective federal states?
* get an overview of the most important benefits of the compulsory long-term care insurance?
* Compare the various offers of supplementary long-term care insurance with the help of a comparison calculator?
This is exactly where the first app for supplementary long-term care insurance comes in: With the Care-Wiki app, you can find the right supplementary long-term care insurance for you.
Background:
With increasing age and an aging society, the risk of needing care increases.
Statutory and private long-term care insurance - each designed as compulsory insurance with identical benefits - as a partially comprehensive insurance, does not cover all care costs. For home costs of around 4,000 euros and more, the compulsory long-term care insurance bears a maximum of half of the costs incurred (from 2017 a maximum of 2,005 euros in care level 5). There remains a supply gap of around 2,000 euros, which must be closed by taking out private supplementary long-term care insurance.
The long-term care reform has brought about fundamental changes for long-term care insurance - and this not only in the compulsory long-term care insurance but also in the supplementary long-term care insurance.
The cornerstone is the introduction of a new definition of need for long-term care, which will replace the previous three care levels with five care levels. In the future, with the introduction of the new care levels, the focus will no longer be on the physical deficits and the resulting care effort (in minutes), but on the degree of independence of those in need of care. From 2017, it no longer matters whether the need for care is based on physical or mental limitations.
With the care app on the PKV-Wiki internet portal, you can find the right supplementary care insurance for you - regardless of whether you opt for the state-sponsored supplementary care insurance (PflegeBahr) or the classic daily care allowance insurance.
The Care Wiki app supports you in finding the right care insurance for you.
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