1. What is the security level of Danbi Money? Is my information secure?
The registered certificate is not stored on the internal server, but is used only for self-authentication for information inquiry.
Biometric information such as lock number and fingerprint recognition used for access is stored in the personal device, and no one, including Danbi Money, can access it.
In addition, all personal information related to loan application is protected with AES 128-bit encryption algorithm.
2. Is the company in the service reliable?
All companies listed in Danbi Money are officially registered by the Korea Loan Association.
Example of repayment period: All personal loans have a minimum repayment period of 60 days or more, and a maximum repayment period of 12 months (according to the company concerned)
Total loan example cost: 1,111,614 won total repayment amount when applying equal repayment of principal and interest at 20% of maximum annual interest rate over a 12-month period of 1 million won | There are no prepayment conditions such as the prepayment fee rate of the debt.
Interest rate within 20% per annum, overdue interest rate within 20%, no handling fee, no prepayment fee, no brokerage fee, no additional cost
3. Does the credit rating have any effect upon limit inquiry?
Credit information inquiry for limit inquiry does not affect credit rating.
[Service Inquiry]
You can inquire at any time through 'Frequently Asked Questions', 'Contact Us', or representative number in the [Customer Center] in the app.
- Email youbonggi@hanmail.net
- Representative number: 1811-1274
- Address: 215, Galmachi-ro, Jungwon-gu, Seongnam-si, Gyeonggi-do
The registered certificate is not stored on the internal server, but is used only for self-authentication for information inquiry.
Biometric information such as lock number and fingerprint recognition used for access is stored in the personal device, and no one, including Danbi Money, can access it.
In addition, all personal information related to loan application is protected with AES 128-bit encryption algorithm.
2. Is the company in the service reliable?
All companies listed in Danbi Money are officially registered by the Korea Loan Association.
Example of repayment period: All personal loans have a minimum repayment period of 60 days or more, and a maximum repayment period of 12 months (according to the company concerned)
Total loan example cost: 1,111,614 won total repayment amount when applying equal repayment of principal and interest at 20% of maximum annual interest rate over a 12-month period of 1 million won | There are no prepayment conditions such as the prepayment fee rate of the debt.
Interest rate within 20% per annum, overdue interest rate within 20%, no handling fee, no prepayment fee, no brokerage fee, no additional cost
3. Does the credit rating have any effect upon limit inquiry?
Credit information inquiry for limit inquiry does not affect credit rating.
[Service Inquiry]
You can inquire at any time through 'Frequently Asked Questions', 'Contact Us', or representative number in the [Customer Center] in the app.
- Email youbonggi@hanmail.net
- Representative number: 1811-1274
- Address: 215, Galmachi-ro, Jungwon-gu, Seongnam-si, Gyeonggi-do
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