Baroda QR Payment

The Merchant Mobile Application is a secure digital payment solution for merchants, enabling them to manage transactions efficiently using QR codes.

Key Features:

1. User Login & Security

 Users log in with their User ID and Password after device registration.
 Two-Factor Authentication (2FA) ensures secure access.
 Password changes are required upon first login.

2. QR Code Payments

A. Static QR Code
 A fixed QR code for customers to scan and pay.
 Payment confirmation with an audio alert.

B. Dynamic QR Code
 Generates a unique QR code for each transaction.
 Customers scan and pay; merchants receive instant confirmation.
 Digital receipt generation for printing.

C. Scan & Pay
 Merchants scan customer QR codes to initiate payments.

3. Transaction Monitoring & Reports
 Track transactions with filtering options.
 Export reports in PDF or Excel format.

4. Chargeback & Reversal
 Merchants can initiate chargebacks for incorrect transactions.
 Monitor chargeback status (pending, approved, or rejected).

5. Security & Support
 Auto screen lock for security.
 Contact support for assistance.
 FAQ Section for common queries.

The Merchant Mobile Application streamlines QR-based payments, offering secure authentication, real-time tracking, and an efficient chargeback system.