The BTG Pactual current account allows you to centralize your financial life in one place and organize your finances in a simpler way. In addition to more than a thousand investment options, you can also choose the benefits of your credit card. Give your finances a BTG and open a digital account in the BTG Banking app.
Credit card
With the BTG Pactual credit card, you are free to choose your benefits. In the Advanced credit card option, you have benefits such as travel insurance and you can also choose between the cashback benefits on your invoice or the points program.
The BTG Pactual Black credit card is a more sophisticated option, offering access to VIP lounges at airports, Special IOF on international purchases and personalized benefits to align the credit card to your profile.
In this case, it is possible to have a credit card with cashback on the bill of 1% or conversion of 2.2 points for every dollar spent, in addition to other opportunities to facilitate your financial planning.
To apply for your BTG Pactual credit card, simply open an account on the BTG Banking app. The offer will be made after data analysis.
How about including an Additional Card?
Share the benefits of your BTG Pactual card with your loved ones and control all your additional card expenses through the app, with no surprises at the end of the month.
Current account
The BTG Pactual current account is free of opening and maintenance fees and allows you to centralize your financial life in a safe and practical environment, with features such as automatic debit, salary portability, Pix, automation of bank slips, integration with the investment account and credit and debit card with personalized benefits.
Auto debit
Manage payments more efficiently through automatic debit functionality. Just register your accounts in the BTG Banking app and stop worrying about payments.
Pix
Make instant transfers and payments at any time and take advantage of scheduled, recurring and QR Code Pix features.
For digital payments, Digital Wallets
Register your BTG Pactual card in the main digital wallets and pay using only your cell phone with more security and convenience: Google Pay, Samsung Pay and Garmin Pay.
Consultation of bills
In addition to automatic debit, you can use the DDA feature, which manages the slips issued in your CPF and notifies you of pending payments.
Limit+
Limite+ is BTG Pactual's overdraft. This credit is pre-approved and available in your account, ideal for situations that need to be resolved in the short term.
Personal and Payroll Loans
The loan through Personal Credit is ideal for financial organization and achievement of goals. It is possible to use the money as you wish and the payment is made in fixed installments. Consignment payments are deducted from the payroll, allowing access to reduced rates.
Finance+
Finance+ offers features that allow you to centralize the management of your finances. You can consult a summary of all your account and credit card transactions, view your expenses classified into categories and much more. Thus, it is possible to spend better and invest more, according to your goals.
Insurance
Protecting your assets is also a concern for BTG Pactual. Therefore, we offer different insurance solutions to suit your life moment.
Account and Card Insurance
Ensure the security of your credit card and checking account in situations such as robbery, theft, loss of credit card and transfers under duress. Protection covers physical and virtual credit card, withdrawals, purchases, Pix, transfers and resources from your investment account.
Credit card
With the BTG Pactual credit card, you are free to choose your benefits. In the Advanced credit card option, you have benefits such as travel insurance and you can also choose between the cashback benefits on your invoice or the points program.
The BTG Pactual Black credit card is a more sophisticated option, offering access to VIP lounges at airports, Special IOF on international purchases and personalized benefits to align the credit card to your profile.
In this case, it is possible to have a credit card with cashback on the bill of 1% or conversion of 2.2 points for every dollar spent, in addition to other opportunities to facilitate your financial planning.
To apply for your BTG Pactual credit card, simply open an account on the BTG Banking app. The offer will be made after data analysis.
How about including an Additional Card?
Share the benefits of your BTG Pactual card with your loved ones and control all your additional card expenses through the app, with no surprises at the end of the month.
Current account
The BTG Pactual current account is free of opening and maintenance fees and allows you to centralize your financial life in a safe and practical environment, with features such as automatic debit, salary portability, Pix, automation of bank slips, integration with the investment account and credit and debit card with personalized benefits.
Auto debit
Manage payments more efficiently through automatic debit functionality. Just register your accounts in the BTG Banking app and stop worrying about payments.
Pix
Make instant transfers and payments at any time and take advantage of scheduled, recurring and QR Code Pix features.
For digital payments, Digital Wallets
Register your BTG Pactual card in the main digital wallets and pay using only your cell phone with more security and convenience: Google Pay, Samsung Pay and Garmin Pay.
Consultation of bills
In addition to automatic debit, you can use the DDA feature, which manages the slips issued in your CPF and notifies you of pending payments.
Limit+
Limite+ is BTG Pactual's overdraft. This credit is pre-approved and available in your account, ideal for situations that need to be resolved in the short term.
Personal and Payroll Loans
The loan through Personal Credit is ideal for financial organization and achievement of goals. It is possible to use the money as you wish and the payment is made in fixed installments. Consignment payments are deducted from the payroll, allowing access to reduced rates.
Finance+
Finance+ offers features that allow you to centralize the management of your finances. You can consult a summary of all your account and credit card transactions, view your expenses classified into categories and much more. Thus, it is possible to spend better and invest more, according to your goals.
Insurance
Protecting your assets is also a concern for BTG Pactual. Therefore, we offer different insurance solutions to suit your life moment.
Account and Card Insurance
Ensure the security of your credit card and checking account in situations such as robbery, theft, loss of credit card and transfers under duress. Protection covers physical and virtual credit card, withdrawals, purchases, Pix, transfers and resources from your investment account.
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