OneCard: Credit Card & UPI
FPL Technologies
4.6 ★
602K ratings
10,000,000+
downloads
Free
In this app, you can make quick UPI payments using your credit card or linked bank account and manage your credit cards easily. Includes features for bill payments, mobile recharges, and offers around you.
AppRecs review analysis
AppRecs rating 4.3. Trustworthiness 68 out of 100. Review manipulation risk 28 out of 100. Based on a review sample analyzed.
★★★★☆
4.3
AppRecs Rating
Ratings breakdown
5 star
85%
4 star
8%
3 star
0%
2 star
1%
1 star
7%
What to know
✓
Low review manipulation risk
28% review manipulation risk
✓
High user satisfaction
85% of sampled ratings are 5 stars
⚠
Pricing complaints
Many low ratings mention paywalls or pricing
About OneCard: Credit Card & UPI
With the updated OneCard app, you can now make payments via UPI. The all-new OneCard UPI is here to simplify everyday payments. Here’s what’s new:
Superfast payments
Experience superfast payments with OneCard. The UPI feature on the app is designed to be snappy, letting you complete transactions effortlessly-no extra steps, no delays, just quick and seamless payments every time.
Pay on UPI with credit card
Want to use your credit card on UPI? Link your RuPay credit card to OneCard UPI and pay effortlessly by scanning any QR code. Enjoy fast, secure transactions without the hassle.
What’s more?
The OneCard app also allows you to choose and apply for select credit cards from our partner Banks and financial institutions, giving you complete control over your credit card directly through the app.
Get your hands on the metal-crafted One Credit Card, issued by our partner Banks and financial institutions. Here’s what you get:
Lifetime free
No annual fees. No joining fees. No fuss. It only gets better!
Supercharged 5X rewards
Unlock 5X rewards on your top two spending categories every month.
Anytime EMI
Convert your spends into EMI within the app and manage all your EMIs effortlessly with flexible repayment options.
Offers around you
Dining out, shopping, or fueling up? Use the ‘Around You’ feature to discover exclusive offline offers and deals across stores and categories on your One Credit Card.
Global acceptance & low forex fees
Enjoy low forex fees on international transactions with your One Credit Card. Accepted worldwide, it’s your ideal travel companion.
Mobile recharge
Recharge your mobile for all major operators, including Jio, Airtel, and VI, directly through the app without any extra fees.
Bill Payments
Pay utility bills like electricity, gas, water, DTH, and broadband using your One Credit Card and earn rewards on every spend. You can even pay school fees or tuition fees through the app.
Pay rent with your credit card
Stay on top of your rent payments. Easily manage rent payments through the app.
FD-backed credit card to build your credit score
Don’t have a high credit score? Get an FD-backed One Credit Card by creating an FD. This helps build your credit score, making it easier to access credit products in the future.
Why choose one credit card?
Metal card
16-gram pure metal card - premium feel, sleek design.
Lifetime free
No hidden fees, no joining fees, and no annual fees ever!
Instant virtual card
Activate your virtual credit card the same day and start using your One Credit Card instantly.
Complete control
Track your expenses, set limits, and manage your card effortlessly through the app.
Banking Partners & Eligibility Criteria
One Credit Card is offered by multiple Banks and financial institutions i.e South Indian Bank (SIB), Federal Bank, BOBCARD, CSB Bank, Indian Bank, and SBM (State Bank of Mauritius).
You must be 18+ years old and an Indian resident to be eligible for One Credit Card. The approval is subject to your credit score and the issuing bank partner’s eligibility criteria.
Interest & Other Charges
Interest-free period - up to 48 days
The interest rate on unpaid dues - 3.75% p.m.
Over limit charges - 2.5% (min Rs. 500)
EMI Processing fee - 1% (min 99)
EMI Foreclosure fee - 3% (min 99)
To apply, download the OneCard app now and #BeTeamMetal
For help email us at help@getonecard.app. Do visit our website to contact us for any queries at https://getonecard.app.
Our address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farm, Phase II, Baner, Pune, MH, IN - 411045.
Superfast payments
Experience superfast payments with OneCard. The UPI feature on the app is designed to be snappy, letting you complete transactions effortlessly-no extra steps, no delays, just quick and seamless payments every time.
Pay on UPI with credit card
Want to use your credit card on UPI? Link your RuPay credit card to OneCard UPI and pay effortlessly by scanning any QR code. Enjoy fast, secure transactions without the hassle.
What’s more?
The OneCard app also allows you to choose and apply for select credit cards from our partner Banks and financial institutions, giving you complete control over your credit card directly through the app.
Get your hands on the metal-crafted One Credit Card, issued by our partner Banks and financial institutions. Here’s what you get:
Lifetime free
No annual fees. No joining fees. No fuss. It only gets better!
Supercharged 5X rewards
Unlock 5X rewards on your top two spending categories every month.
Anytime EMI
Convert your spends into EMI within the app and manage all your EMIs effortlessly with flexible repayment options.
Offers around you
Dining out, shopping, or fueling up? Use the ‘Around You’ feature to discover exclusive offline offers and deals across stores and categories on your One Credit Card.
Global acceptance & low forex fees
Enjoy low forex fees on international transactions with your One Credit Card. Accepted worldwide, it’s your ideal travel companion.
Mobile recharge
Recharge your mobile for all major operators, including Jio, Airtel, and VI, directly through the app without any extra fees.
Bill Payments
Pay utility bills like electricity, gas, water, DTH, and broadband using your One Credit Card and earn rewards on every spend. You can even pay school fees or tuition fees through the app.
Pay rent with your credit card
Stay on top of your rent payments. Easily manage rent payments through the app.
FD-backed credit card to build your credit score
Don’t have a high credit score? Get an FD-backed One Credit Card by creating an FD. This helps build your credit score, making it easier to access credit products in the future.
Why choose one credit card?
Metal card
16-gram pure metal card - premium feel, sleek design.
Lifetime free
No hidden fees, no joining fees, and no annual fees ever!
Instant virtual card
Activate your virtual credit card the same day and start using your One Credit Card instantly.
Complete control
Track your expenses, set limits, and manage your card effortlessly through the app.
Banking Partners & Eligibility Criteria
One Credit Card is offered by multiple Banks and financial institutions i.e South Indian Bank (SIB), Federal Bank, BOBCARD, CSB Bank, Indian Bank, and SBM (State Bank of Mauritius).
You must be 18+ years old and an Indian resident to be eligible for One Credit Card. The approval is subject to your credit score and the issuing bank partner’s eligibility criteria.
Interest & Other Charges
Interest-free period - up to 48 days
The interest rate on unpaid dues - 3.75% p.m.
Over limit charges - 2.5% (min Rs. 500)
EMI Processing fee - 1% (min 99)
EMI Foreclosure fee - 3% (min 99)
To apply, download the OneCard app now and #BeTeamMetal
For help email us at help@getonecard.app. Do visit our website to contact us for any queries at https://getonecard.app.
Our address: West Bay, S. No. 278 Hissa No. 4/3, Pallod Farm, Phase II, Baner, Pune, MH, IN - 411045.
OneCard: Credit Card & UPI Screenshots
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Reviews for OneCard: Credit Card & UPI
DEENDAYAL YADAV
2/19/2026
3yeas experiance onecard is a not good services and rewards provided.
srinivasa cell Service
2/19/2026
exlent
