Кредитная История icon

Кредитная История

Online financial services
Free
5,000+ downloads

About Кредитная История

🔥Credit History🔥 is a service with which you can find out your credit history, credit rating in 2 minutes. You can also improve your story by applying for an MFI loan. We have selected for you the best microfinance organizations and pointed out their features. You can apply for a loan through the application.
Improving your credit history is a long and complicated process. We have tried to make this task easier for you.
The better the credit history and the higher the rating, the higher the chance of getting a loan, credit card or mortgage. Start small, take 10,000 rubles from the MFI, pay it back on time, and your credit history will improve.
Conditions for obtaining a loan online:
The minimum loan repayment period is 62 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%.
Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, information will be transferred to the CBI
- Extension of the loan is possible with timely informing the lender and payment of interest for the initial term of the loan, additional fees for extending the loan are not provided

Calculation example: with a loan of 50,000 rubles for 14 weeks (98 days) at a rate of 0.8% per day, the payment amount every 2 weeks will be 10,679.42 rubles, the total amount of payments - 74,755.94 rubles

Consequences of delay in repayment of the loan:
In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.
Requirements for borrowers:
- age from 18 to 65 years;
- passport of a citizen of the Russian Federation.

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