In this personal finance app, users can apply for and manage loans digitally with quick approval processes. Includes multiple loan options and features such as online application, tracking, and digital signatures.
AppRecs review analysis
AppRecs rating 3.9. Trustworthiness 82 out of 100. Review manipulation risk 24 out of 100. Based on a review sample analyzed.
★★★☆☆
3.9
AppRecs Rating
Ratings breakdown
5 star
70%
4 star
3%
3 star
6%
2 star
5%
1 star
17%
What to know
✓
Low review manipulation risk
24% review manipulation risk
✓
Credible reviews
82% trustworthiness score from analyzed reviews
⚠
Pricing complaints
Many low ratings mention paywalls or pricing
About Emkan
Emkan application offers you a one stop shop that serve all your financial needs in one place! with easy and secure digital application experience.
You will get your loan online, without salary transfer with a push of a button!
Emkan has your back, whether you have an existing loan or not! or you are working in private or public sector.
App Features:
• End-to-end digital experience: you can apply for a loan, track your request, sign your contract, execute and receive your loan amount digitally.
• Multiple loan products! can serve your financial needs and situations
• Fast & easy approvals: if you're eligible, you can obtain your loan fast & easy with auto-approval flow!
• Easy requirements: Emkan accept customers that:
- Work in public, private and military sectors
- Saudi or Expats
- With starting salary of 2,000 SAR, without salary transfer.
- Don’t need a guarantor.
• Better user experience: easier steps and less requirements with the ability to modify your information and loan amount.
• Flexible loan amount with competitive rates: Emkan Loans starts from 2,000 SAR up to 1.5 Million SAR!
*** Get an easy and fast personal loan even if you have an existing loan!
Personal Finance:
Topup:
Minimum and maximum period for repayment: 6 to 60 months
Maximum Annual Percentage Rate (APR): 13.71%
Loan processing fees: 1% out of the total loan amount and maximum 5,000.
Example:
Intrest Rate: 6.1 %
APR: 12.25 %
Tenure: 60 months
Financing amount: 132,696.78 SAR
Management Fees: 1,526.02 SAR
Profit Amount: 40,472.51 SAR
Total Contract Value: 173,169.29 SAR
Monthly Installment: 2,886.15 SAR
Micro Product:
Minimum and maximum period of repayment 3 to 24 months.
Maximum Annual Percentage Rate (APR): 41.70%
Administrative fees: 1% or 5,000 SAR of the loan amount.
Example:
Intrest Rate: 6.1 %
APR: 12.25 %
Tenure: 60 months
Financing amount: 132,696.78 SAR
Management Fees: 1,526.02 SAR
Profit Amount: 40,472.51 SAR
Total Contract Value: 173,169.29 SAR
Monthly Installment: 2,886.15 SAR
Refinance:
Minimum and maximum period of repayment 3 to 60 months.
Maximum Annual Percentage Rate (APR): 12.35%
Loan processing fees: 1% out of the total loan amount and maximum 5,000.
Example:
Intrest Rate: 2.99%
APR: 6.8 %
Tenure: 60 months
Financing amount: 144,863.88 SAR
Management Fees: 2,515.37 SAR
Profit Amount: 21,657.15 SAR
Total Contract Value: 166,521.03 SAR
Monthly Installment: 2,775.35 SAR
and much more for you to discover while using Emkan. Download it now!
National Address: 2382 Road92- Olaya Neighborhood, unit No. 1 Riyadh 12214-9355
For customer Support: 8001240251
You will get your loan online, without salary transfer with a push of a button!
Emkan has your back, whether you have an existing loan or not! or you are working in private or public sector.
App Features:
• End-to-end digital experience: you can apply for a loan, track your request, sign your contract, execute and receive your loan amount digitally.
• Multiple loan products! can serve your financial needs and situations
• Fast & easy approvals: if you're eligible, you can obtain your loan fast & easy with auto-approval flow!
• Easy requirements: Emkan accept customers that:
- Work in public, private and military sectors
- Saudi or Expats
- With starting salary of 2,000 SAR, without salary transfer.
- Don’t need a guarantor.
• Better user experience: easier steps and less requirements with the ability to modify your information and loan amount.
• Flexible loan amount with competitive rates: Emkan Loans starts from 2,000 SAR up to 1.5 Million SAR!
*** Get an easy and fast personal loan even if you have an existing loan!
Personal Finance:
Topup:
Minimum and maximum period for repayment: 6 to 60 months
Maximum Annual Percentage Rate (APR): 13.71%
Loan processing fees: 1% out of the total loan amount and maximum 5,000.
Example:
Intrest Rate: 6.1 %
APR: 12.25 %
Tenure: 60 months
Financing amount: 132,696.78 SAR
Management Fees: 1,526.02 SAR
Profit Amount: 40,472.51 SAR
Total Contract Value: 173,169.29 SAR
Monthly Installment: 2,886.15 SAR
Micro Product:
Minimum and maximum period of repayment 3 to 24 months.
Maximum Annual Percentage Rate (APR): 41.70%
Administrative fees: 1% or 5,000 SAR of the loan amount.
Example:
Intrest Rate: 6.1 %
APR: 12.25 %
Tenure: 60 months
Financing amount: 132,696.78 SAR
Management Fees: 1,526.02 SAR
Profit Amount: 40,472.51 SAR
Total Contract Value: 173,169.29 SAR
Monthly Installment: 2,886.15 SAR
Refinance:
Minimum and maximum period of repayment 3 to 60 months.
Maximum Annual Percentage Rate (APR): 12.35%
Loan processing fees: 1% out of the total loan amount and maximum 5,000.
Example:
Intrest Rate: 2.99%
APR: 6.8 %
Tenure: 60 months
Financing amount: 144,863.88 SAR
Management Fees: 2,515.37 SAR
Profit Amount: 21,657.15 SAR
Total Contract Value: 166,521.03 SAR
Monthly Installment: 2,775.35 SAR
and much more for you to discover while using Emkan. Download it now!
National Address: 2382 Road92- Olaya Neighborhood, unit No. 1 Riyadh 12214-9355
For customer Support: 8001240251
