Online loan quickly is a financial service provided by a financial banking institution or microfinance organization. It is carried out through the implementation of a remote operation on an official online resource. That is, to apply for an online loan, you will not need to visit the office yourself, you just need to choose the appropriate MFI option, the loan amount and time frames.
Our website contains the best offers of MFOs, details the key terms of lending, all the necessary documents and agreements are attached in electronic format. In order to remotely take the appropriate loan, you will need from 5 minutes to half an hour!
How the online loan is issued
We are not a commercial organization, we do not charge a commission for using our services, but we have combined the best offers of MFIs on one page of the online aggregator, so that you are as comfortable as possible in choosing the best credit conditions and receive funds on the day you apply. Among the advantages of using the services of MFIs for obtaining a loan online, it can be noted:
Clients of MFOs must only be adult citizens of the country, permanently reside and have a residence permit. Online loan conditions and penalties must be considered as carefully as possible in order to avoid the troubles associated with delays!
You can use credit and debit cards. An ideal option if you need to receive not just money on credit, but a practical means of payment that can be used as needed, and as a bonus on such cards it is often possible to receive excellent cashback.
Do not forget to familiarize yourself with all the terms of the agreement, if you want to take an online loan, make sure that it can be extended and that there is an installment plan for its timely payment. Given the high interest rate of the loan, it is better not to delay its repayment in order to avoid problems. It is best to take advantage of these offers only after careful consideration of all the pros and cons of an MFI!
General terms:
Loans are issued from 5,000 rubles to 30,000 rubles
Loan term from 70 to 307 days at interest rates specified in the terms of the loan.
Interest rate:
- Minimum interest rate 0.1% per day
- Maximum interest rate 1% per day
The rate depends on the amount and term of the loan, as well as the client's credit history.
The annual effective interest rate (APR) is no more than 365% per year.
Violation of terms:
In case of violation of the deadlines, a penalty will be applied. The amount of the forfeit is 0.5% of the amount of delay for each day of delay. Also, negative information is sent to all credit bureaus in the country.
Extension of the term:
You can extend the term of the loan on the terms of the initial issuance of the loan.
Loan failure:
If the loan is not repaid within the agreed period, the lender is forced to charge a late payment penalty. If you do not comply with the conditions for repayment of loans, data about you can be transferred to the register of debtors, and the debt - to a collection agency for debt collection. The creditor will promptly inform you about all the terms of payments by SMS and e-mail. When you repay debt within the specified time frame, you build up your positive credit history, which increases your chances of getting a loan on more favorable terms in the future. This offer is not an offer. Specify the final conditions in direct communication with creditors.
Information about the total cost of the loan and an example of calculation:
A loan in the amount of 23,000 rubles was issued for 3 months. According to the agreement, the annual rate is 365%.
The monthly payment amount will be 12880 ₽, the total repayment amount for 3 months is 38640 ₽, overpayment is 15640 ₽.
Calculation formula RUB 23,000 + (RUB 23,000 * rate 0.8% per day * 85 days) = RUB 38640
UCI (total cost of the loan) in percentage is 68% per annum.
Our website contains the best offers of MFOs, details the key terms of lending, all the necessary documents and agreements are attached in electronic format. In order to remotely take the appropriate loan, you will need from 5 minutes to half an hour!
How the online loan is issued
We are not a commercial organization, we do not charge a commission for using our services, but we have combined the best offers of MFIs on one page of the online aggregator, so that you are as comfortable as possible in choosing the best credit conditions and receive funds on the day you apply. Among the advantages of using the services of MFIs for obtaining a loan online, it can be noted:
Clients of MFOs must only be adult citizens of the country, permanently reside and have a residence permit. Online loan conditions and penalties must be considered as carefully as possible in order to avoid the troubles associated with delays!
You can use credit and debit cards. An ideal option if you need to receive not just money on credit, but a practical means of payment that can be used as needed, and as a bonus on such cards it is often possible to receive excellent cashback.
Do not forget to familiarize yourself with all the terms of the agreement, if you want to take an online loan, make sure that it can be extended and that there is an installment plan for its timely payment. Given the high interest rate of the loan, it is better not to delay its repayment in order to avoid problems. It is best to take advantage of these offers only after careful consideration of all the pros and cons of an MFI!
General terms:
Loans are issued from 5,000 rubles to 30,000 rubles
Loan term from 70 to 307 days at interest rates specified in the terms of the loan.
Interest rate:
- Minimum interest rate 0.1% per day
- Maximum interest rate 1% per day
The rate depends on the amount and term of the loan, as well as the client's credit history.
The annual effective interest rate (APR) is no more than 365% per year.
Violation of terms:
In case of violation of the deadlines, a penalty will be applied. The amount of the forfeit is 0.5% of the amount of delay for each day of delay. Also, negative information is sent to all credit bureaus in the country.
Extension of the term:
You can extend the term of the loan on the terms of the initial issuance of the loan.
Loan failure:
If the loan is not repaid within the agreed period, the lender is forced to charge a late payment penalty. If you do not comply with the conditions for repayment of loans, data about you can be transferred to the register of debtors, and the debt - to a collection agency for debt collection. The creditor will promptly inform you about all the terms of payments by SMS and e-mail. When you repay debt within the specified time frame, you build up your positive credit history, which increases your chances of getting a loan on more favorable terms in the future. This offer is not an offer. Specify the final conditions in direct communication with creditors.
Information about the total cost of the loan and an example of calculation:
A loan in the amount of 23,000 rubles was issued for 3 months. According to the agreement, the annual rate is 365%.
The monthly payment amount will be 12880 ₽, the total repayment amount for 3 months is 38640 ₽, overpayment is 15640 ₽.
Calculation formula RUB 23,000 + (RUB 23,000 * rate 0.8% per day * 85 days) = RUB 38640
UCI (total cost of the loan) in percentage is 68% per annum.
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