Finbothub enables borrowers to use a single source for viewing and performing comprehensive analytics on live mortgage rates including investment property cash flow and cap rates. Before applying for a mortgage, follow the steps below to perform analysis on live residential mortgage rates from real lenders:
1. Click 'Edit Rate Scenario' and answer questions specific to your scenario.
2. View residential mortgage rates with best pricing across multiple lenders.
3. Check rate details for each rate and term.
4. Click 'Calculate DiPR' (pronounced: 'Dipper') to check if a lower rate has better investment return. (DiPR stands for Discount Point Return).
5. Click 'Calculate Rental Cash Flow and Investment Return' to analyze cash flow and cap rates for various loan terms. Change Amortization by adding a recurring payment or adding one or more one-time payments to analyze impact on cash flow and cap rates.
6. For Refinance, click 'Compare Selected Rate with Current Mortgage' to analyze your current mortgage with new rates. Get answers to common questions, such as, "I don't want to extend my term" and "What if I keep may monthly payment same".
7. Click 'View Amortization' to analyze impact on Total Interest and Loan Term of adding a recurring payment or adding one or more one-time payments throughout the loan duration.
8. Connect to a loan officer to apply for a mortgage.
1. Click 'Edit Rate Scenario' and answer questions specific to your scenario.
2. View residential mortgage rates with best pricing across multiple lenders.
3. Check rate details for each rate and term.
4. Click 'Calculate DiPR' (pronounced: 'Dipper') to check if a lower rate has better investment return. (DiPR stands for Discount Point Return).
5. Click 'Calculate Rental Cash Flow and Investment Return' to analyze cash flow and cap rates for various loan terms. Change Amortization by adding a recurring payment or adding one or more one-time payments to analyze impact on cash flow and cap rates.
6. For Refinance, click 'Compare Selected Rate with Current Mortgage' to analyze your current mortgage with new rates. Get answers to common questions, such as, "I don't want to extend my term" and "What if I keep may monthly payment same".
7. Click 'View Amortization' to analyze impact on Total Interest and Loan Term of adding a recurring payment or adding one or more one-time payments throughout the loan duration.
8. Connect to a loan officer to apply for a mortgage.
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