airpay money

Your all-rounder personal finance management app. Whether you're looking to invest, borrow, or manage your money, airpay money brings powerful tools at your fingertips in 1 app.

Features:
💰 Mutual Funds, NPS, Digital Gold & Silver, Fixed Deposits & US Stocks
📈 Track your investment portfolio real time
🛡️ Insurance: 2-wheeler, 4-wheeler, Health & Life
🏦 Personal Loans, Gold Loans, Loans against Securities
💳 Credit Cards
🔐 Secure login with mobile number, Google, Apple & biometric security

Key Benefits:
Paperless onboarding
360° Personal Finance Platform
Trusted & loved by 1 lakh+ users to manage & grow their money
100% Secure & Compliant. Registered with SEBI, AMFI, IRDIA, BSE, and PFRDA
Financial Health Check: Understand where you stand in your financial journey.
📊 Know your Financial Health Score: Instantly see how you're doing across savings, investments, taxes, loans & insurance.
🧩 Spot the Financial Health Gaps: Know exactly where you're falling short in your financial journey. Understand how to fill these financial gaps.

Investments:
💼 Mutual Funds: Invest, track, and manage your mutual funds from a single dashboard
🪙 Digital Gold & Silver: Start building long-term wealth with just ₹1. Shine bright with every rupee!
🏦 Fixed Deposits: Enjoy up to 2% higher interest than banks on RBI-regulated FDs
🌎 US Stocks: Invest in ready-made baskets of top US companies!

Tax Planning:
📅 Hassle-free track & manage: All in one place, tailored just for you
📊 Data-driven insights: Make informed decisions with the updated tax calculator
💰 Maximise tax savings: Spot opportunities to save more, stress less!

Loans: Instant loans with airpay money: Personal Loan; Gold Loan; Loan against Securities and Credit Cards
airpay money has partnered with RBI-registered NBFCs & Banks to offer loans. All the financial products are offered directly to consumers through NBFCs, Partner Banks, and other Financial Institutions.

Personal Loan:
Loan Amount, Interest Rate, and Processing Fee depend upon borrower's profile and lending partner's policies.

All charges and interest rates are prescribed and controlled by lenders. airpay money does not have any control over the final credit assessment.

Personal Loan Partner: GetPaisa (https://getpaisa.com/)
Registered Company Name: Propkar Securities Private Limited
Certificate of NBFC License Registration: https://getpaisa-website.s3.ap-south-1.amazonaws.com/PropkarNBFC.pdf

Representative example for total cost of the getpaisa loan (including fee structure):
Loan amount: ₹1,00,000/-; Interest: 18%; p.a.; Processing Fee: 3% (₹3,000); Tenure: 12 months.
Repayment Schedule: - EMI (per month): ₹9,833.33/-
Total Interest: ₹18,000/-
Total Repayment Amount (Principal + Interest) = ₹1,18,000/-
Annual Percentage Rate (APR): 21.54%
Minimum period of repayment: 12 months
Maximum period of repayment: 24 months
Minimum Annual Percentage Rate: 19.54%
Maximum Annual Percentage Rate: 35.54%
Besides these charges, the lender may impose charges for a change in repayment mode, delay or default on periodic EMIs. Additionally, based on lender's policy, panel charges may be imposed by lender. Lender may/may not give a foreclosure option to customer and may have foreclosure charges.

These are representative figures only. Actual cost may differ depending on the actual loan amount, APR, Processing Fee and Repayment Period.

Privacy Policy: https://getpaisa.com/privacy-policy
Contact Customer Support: 1800 890 0340 | email: help@getpaisa.com | Call: 9999494925
Corporate Address: 113, 3rd floor Priya Enclave, Karkardooma, Delhi, 110092
Licence No.: B-14.01670

Contact No.: +91-9289028701 | Email: support@airpay.money

AMFI Registration No.: ARN-175359
IRDAI Corporate Agent (Composite) Registration No.: CA0793
Registered as Pension Agent for NPS with ICICI Prudential Pension Funds Management Company Limited
BSE Member Code: 52238