FinoBuddy, a financial wellness app, assisting users in reaching a point where they can fulfil their continuing financial obligations, feel secure in their financial future and have the flexibility to make decisions.
FinoBuddy concentrates on the following areas as a remedy: -
Present or Current Objective
1. Possession of daily and/or monthly financial control
2. The ability to make decisions based on need satisfaction.
Long-term or medium-term:
1. The ability to withstand a financial shock
2. Stay on track, financially, to achieve life's goals (car/education/trip/family/ dream home etc.)
Thus, assisting users in overcoming biases they may have against money and in reaching their financial objectives.
FinoBuddy App Features
The focus is on the user to address life’s goals and be in a happy state of financial wellness by addressing following areas of life –
Lifestyle – Track goals while controlling spending and saving, with the Expert Expense Analyser.
Health – Various plans that pay for medical costs that are often not covered by health insurance. FinoBuddy through its partner network is present in more than 1200 locations and has more than 7000 labs, primary care clinics, hospitals, pharmacy partners, and other institutions with round the year offer on discounts on OPD/pharmaceuticals/Diagnostic centres along with free health coaching, hospitalisation coverage, unlimited online doctor consultations available around-the-clock, 365 days a year.
Education & Career – FinoBuddy focuses on helping people enroll in the educational programme that best suits them based on psychometric testing. Users can find their genuine potential and interests.
Credit
Credit Report Services - From examining and boosting a solid credit score to offering different lending alternatives based on necessity.
FinoBuddy also offers the following loan proposals –
Home Loan – Through Aadhaar Housing Finance Ltd, home loans are provided without income proof, up to a maximum tenure of 30 years, with eligibility starting at Rs. 10000 per month.
Business Loan – FinoBuddy is prepared to assist businesses by providing business loans through Bajaj Finserv Pvt Ltd.
Personal Loan – Through FinoBuddy, Fullerton India Pvt Ltd provides personal loans.
Employees in the public or private sectors who make at least INR 20,000 to INR25,000 per month are eligible.
Annual interest rates ranging from as low as 11.99%.
Processing Fees (PF) between 0% to 6%.
The loan tenure ranges from 12 to 60 months.
The maximum permitted Annual Percentage Rate is 36%. (APR).
For example, consider a Personal Loan from Fullerton for INR 1 lac, with a 1-year term, an interest rate of 11.99% p.a., and a processing fee of 2% (INR 2360.00). The applicable monthly EMI payment is INR 8884.00. The Agreement value (Principle plus Interest) will be INR 108973.00 at the end of the tenure which includes an interest charge of INR 6613.00 at the end of the loan period.
The information related to the Personal Loan is not stored in the app and securely transmitted to the lender using deep API integrations.
Investment – Offering a range of investment channels to ensure the best possible use of your savings throughout the risk spectrum. Corporate fixed deposits, with the highest ratings of [ICRA]AAA and CRISIL AAA, a minimum deposit of INR 15,000 and minimum tenure of 1 year, are available.
Security – Will writing Services – one of the simplest methods to choose who will be your legal heirs and the easiest way to pass on your possessions, is being offered. Coming soon – Insurance to protect both life and diverse non-life goods.
Join today –
To satisfy financial needs through 360-degree planning.
Interact and accumulate Buddy Coins, a system of rewards designed to encourage wise financial practices.
Ask queries and discuss financial concerns.
FinoBuddy concentrates on the following areas as a remedy: -
Present or Current Objective
1. Possession of daily and/or monthly financial control
2. The ability to make decisions based on need satisfaction.
Long-term or medium-term:
1. The ability to withstand a financial shock
2. Stay on track, financially, to achieve life's goals (car/education/trip/family/ dream home etc.)
Thus, assisting users in overcoming biases they may have against money and in reaching their financial objectives.
FinoBuddy App Features
The focus is on the user to address life’s goals and be in a happy state of financial wellness by addressing following areas of life –
Lifestyle – Track goals while controlling spending and saving, with the Expert Expense Analyser.
Health – Various plans that pay for medical costs that are often not covered by health insurance. FinoBuddy through its partner network is present in more than 1200 locations and has more than 7000 labs, primary care clinics, hospitals, pharmacy partners, and other institutions with round the year offer on discounts on OPD/pharmaceuticals/Diagnostic centres along with free health coaching, hospitalisation coverage, unlimited online doctor consultations available around-the-clock, 365 days a year.
Education & Career – FinoBuddy focuses on helping people enroll in the educational programme that best suits them based on psychometric testing. Users can find their genuine potential and interests.
Credit
Credit Report Services - From examining and boosting a solid credit score to offering different lending alternatives based on necessity.
FinoBuddy also offers the following loan proposals –
Home Loan – Through Aadhaar Housing Finance Ltd, home loans are provided without income proof, up to a maximum tenure of 30 years, with eligibility starting at Rs. 10000 per month.
Business Loan – FinoBuddy is prepared to assist businesses by providing business loans through Bajaj Finserv Pvt Ltd.
Personal Loan – Through FinoBuddy, Fullerton India Pvt Ltd provides personal loans.
Employees in the public or private sectors who make at least INR 20,000 to INR25,000 per month are eligible.
Annual interest rates ranging from as low as 11.99%.
Processing Fees (PF) between 0% to 6%.
The loan tenure ranges from 12 to 60 months.
The maximum permitted Annual Percentage Rate is 36%. (APR).
For example, consider a Personal Loan from Fullerton for INR 1 lac, with a 1-year term, an interest rate of 11.99% p.a., and a processing fee of 2% (INR 2360.00). The applicable monthly EMI payment is INR 8884.00. The Agreement value (Principle plus Interest) will be INR 108973.00 at the end of the tenure which includes an interest charge of INR 6613.00 at the end of the loan period.
The information related to the Personal Loan is not stored in the app and securely transmitted to the lender using deep API integrations.
Investment – Offering a range of investment channels to ensure the best possible use of your savings throughout the risk spectrum. Corporate fixed deposits, with the highest ratings of [ICRA]AAA and CRISIL AAA, a minimum deposit of INR 15,000 and minimum tenure of 1 year, are available.
Security – Will writing Services – one of the simplest methods to choose who will be your legal heirs and the easiest way to pass on your possessions, is being offered. Coming soon – Insurance to protect both life and diverse non-life goods.
Join today –
To satisfy financial needs through 360-degree planning.
Interact and accumulate Buddy Coins, a system of rewards designed to encourage wise financial practices.
Ask queries and discuss financial concerns.
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