We are first and foremost, students of life in the School of Accountable Living, Timing and Earning (SALTE), a school of thought you may say. We learn from our self-help efforts to improve our living standards. Each of us believes as follows: I am a student of life and the only true value on earth empowered by God to give value to other things including money. Everyone else is. Therefore I will always respect other people and work to create more honest trust between us for the greater good of all. This ideology we sum up in the Igbo philosophy: MMADU KA E JI A KA.