One app for all your money movement.

Your financial partner that syncs with your life’s rhythm — and never misses a beat.

🌍 Free Multi-Currency Account
• Open accounts in 20+ currencies — for free
• Perfect for travel, online shopping, or keeping your options open
• Hold, send, and receive in multiple currencies
• Switch between currencies instantly

💳 Free Multi-Currency Debit Card
• Physical & virtual cards that work worldwide
• Switch between any currency account with a tap
• Earn cashback on everyday purchases
• Choose custom card skins — they auto-update in your digital wallet
• Works with Apple Pay & Google Pay
• 3D Secure protection for safe online shopping
• Co-branded cards available with top football teams

💸 Send Money Your Way
• Send to 140+ countries in 90+ currencies
• Free local transfers
• Set up automated payments with direct debits
• Multiple sending & pick-up methods
• Transparent, low-fee (or no-fee) transfers
• Near-instant global direct card transfers with zero transaction fees
• Track every transfer in real time

👥 Your Finances, Socialised
• Create in-app Payment Chats for shared expenses
• Split bills instantly & track who’s paid
• Send money, request payments, and attach receipts
• Add cards to group chats for seamless payments
• Request money via shareable links
• Buy digital gift cards from top brands — with exclusive discounts

🎯 MyVaults: Goals Made Simple
• Save for holidays, gadgets, or rainy-day funds
• Round up spare change automatically
• Set recurring deposits or top up anytime
• Track your progress with ease

📊 Smart Budgeting
• Real-time spending notifications
• Detailed spending insights & stats
• Set and manage your spending limits

Download the Guavapay App today — and upgrade your money moves!