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Banki – Займы, Кредиты, Карты

Микрозаймы онлайн – займы на карту
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About Banki – Займы, Кредиты, Карты

Banki is a reliable service that helps you choose the perfect financial product.

Compare the interest rates of credit cards, loans and loans. Need a credit card? Urgent payday money? Or are you looking for profitable cash loans and loans online? We offer you a fast and convenient solution!

Banki - a wide range of offers from reliable partners. You can get an instant credit card, a profitable payday microloan or choose the right credit card. All detailed information is collected in one place.

You can choose suitable microloans depending on the amount, term and rate, as well as compare the conditions of different MFIs. We work with trusted MFIs to make it easy and convenient for you to get a microloan on a card on favorable terms.

We have convenient filters that will help you quickly find the right financial product. Whether it's an express loan, a cash loan or a credit card, you will be able to find out all the details of each offer and choose the one that best suits your needs. For example, your auto loan or mortgage application will be reviewed soon without making you wait too long.

Applying for a loan or a microloan through our service is as simple as possible. With a financial assistant, you can get a loan online on a card faster than in any bank.

Credit card, mortgage, car loan - here you will find all kinds of financial products to solve your financial needs.

Our partners: Alfa-bank, Tinkoff, VTB, Halva and others.

Need a cash loan or an express payday loan? Need a new credit card? Or do you want to compare microloan conditions? Banki will help you make the right choice.

If you need money urgently, we offer profitable loans online on the card. Applying for a loan with our service will become a simple procedure.

Conditions for obtaining a loan:
– the minimum maturity is 62 days, and the maximum is 365 days;
- the maximum annual interest rate, including the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate ARP) is 32%, and the minimum is 1%;
– the minimum rate for using a loan per day is 0.01%, and the maximum rate is 1%;
– penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount;
– there are no other commissions or fees;
– in case of a long delay in payment, the information will be transferred to the CBI;
- extension of the loan is possible with timely informing the lender and paying interest for the initial period;
– There are no additional fees for extending the loan.

An example of interest rate calculation:
- the amount of the loan body - 20,000 rubles;
– loan term – 100 days;
- commission for using the loan: 0.08% per day, that is, 16 rubles per day, or 2.4% per month, that is, 480 rubles per month;
- the total amount of the commission for 100 days will be 1600 rubles;
- the total amount to be returned, taking into account the amount of loans: 21,600 rubles;
- FLC - the full cost of the loan (FLC - Full Loan Cost) as a percentage is 29.2%.

Consequences of delay in repayment of the loan:
In case of violation of the terms of payment of an online loan, the amount of the penalty may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.

Requirements for borrowers:
– age from 18 to 65 years;
- passport of a citizen of the Russian Federation.

List of credit institutions and MFIs:
- JSC "TINKOFF BANK". License of the Central Bank of the Russian Federation No. 2673. Address: Moscow, 1st Volokolamsky passage 10;
– PJSC CREDIT BANK OF MOSCOW. License of the Central Bank of the Russian Federation No. 1978. Address: Moscow, Lukov per., 2, building 1;
- JSCB "Absolut Bank" (PJSC). License of the Central Bank of the Russian Federation No. 2306. Address: Moscow, Tsvetnoy blvd. d. 18.

"Banki - Loans, Credits, Cards" is not a financial institution and does not issue loans and credits.

Choose the best option without delay! Loans and more await you in the app. Need money urgently? Online loans, credit card, etc. are all at your disposal. Apply for a loan now and get funds on the card!

Banki is a reliable financial assistant.

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