Cypher by Holt

Decoding Wealth for Everyone

We believe that everyone has the same right to build wealth. Wealth is a key element of independence, freedom and security. No matter your income, savings history or financial habits, we’re here to help you take control of your money, create a plan and get started on a path to financial freedom. Our goal is to empower you with the knowledge, skills and resources needed to grow your wealth.

Cypher by Holt’s mission is to decode wealth for everyone.

Benefits

• Send and receive money in minutes
• Transfer funds globally in 180 countries
• Transfer money in multiple currencies, including crypto
• Easy onboarding for employees • High credit limits available
• Online purchases (no restrictions, like a traditional prepaid card)
• Fraud monitoring & notifications
• Customizable & brandable card programs
• Customizable utility dashboards

• A dedicated relationship manager

Cypher is secured

A regulated and licensed bank protecting your national security and digital assets.

• 24/7 Network Monitoring
• User Privacy Protection
• Integrated Cybersecurity Technology
• Safeguards for all Account Information
• Multi-factor Authentication