Dhani: UPI, Cards & Bills

Dhani app is your one-stop app for managing your everyday financial needs. Send and receive money instantly using your UPI ID, pay all your bills conveniently in one place, and earn exciting cashback and rewards on every transaction. You can also apply for instant personal loans and subscribe to your very own Prepaid RuPay card.

Key Features:

- Seamless UPI Payments
Transfer money instantly and securely to anyone using their UPI ID or QR code.

- Effortless Bill Payments
Pay your electricity, water, gas, mobile, DTH, credit card, loan EMI bills and more in just a few clicks.

- Instant Personal Loans
Apply for quick and hassle-free personal loans through a 100% digital process with minimal documentation.

Current personal loans are offered by our lending partners.

Loan details:
Loan Amount: ₹50,000 to ₹15,00,000
Interest Rate: Starting from 12.65% per annum
Annual Percentage Rate (APR) : 20% - 40%
Loan Tenure: 12 to 84 months

Representative Example:
For a ₹1,00,000 loan at 15% p.a. for 3 years, the EMI is ₹3,467.
Final terms may vary based on credit assessment.

- Rewarding Experience
Earn cashback and Dhani Coins on every transaction to help you save more.

- Secure and Reliable
Enjoy the peace of mind of using a secure, RBI-approved platform.

- RuPay Card
Get your own RuPay Prepaid card for out-of-app transactions.


“Dhani” app is owned by Dhani Services Limited.
The loan/credit facility provided through the Dhani app has been sourced by the below RBI-registered NBFCs:
Dhani Loans and Services Limited
Poonawalla Fincorp Limited
Hero Fincorp Limited