Credit Plus Guide is an application that provides tips on online cash loans or online credit without collateral in Indonesia.
Credit Plus Guide uses simple and efficient procedures, so loan applications can be done anywhere and anytime.
Who is eligible to apply for a loan?
- People aged 18 and over and have KTP
- Indonesian citizens
- You have a bank account
- Have a steady income
To calculate loan interest, the steps are as follows:
1. Determine the amount of loan or principal required.
2. Select the interest rate per period, usually in annual units. For example, if the interest rate is 12% per year, then the interest rate per period is 1% per month.
3. Set the loan period in the same unit as the interest rate used. For example, if the interest rate is 1% per month, the loan period is measured in months.
4. Calculate the interest per period by multiplying the loan amount by the interest rate per period. For example, if the loan amount is IDR 10 million and the interest rate per month is 1%, then the interest per month is IDR 10 million x 1% = IDR 100 thousand.
5. Calculate the total interest to be paid by multiplying the interest per period by the number of loan periods. For example, if the loan period is 12 months, then the total interest to be paid is IDR 100 thousand x 12 = IDR 1.2 million.
6. Add up the loan amount with the total interest to be paid to get the total payment amount. For example, if the loan amount is IDR 10 million and the total interest to be paid is IDR 1.2 million, then the total payment amount is IDR 11.2 million.
However, it is important to remember that there are different types of interest rates in the financial world, such as fixed rates and floating rates. Therefore, the calculation of interest may vary depending on the type of interest rate used in the loan.
Application process:
- Download the Credit Plus application through the Google Play Store
- Wait for app appraisal
- Funds will be directly transferred to your account
- It is recommended to pay before the due date to make it easier to apply in the future
Important: This application only provides guidance and information regarding online loan terms in order to make it easier for users.
Credit Plus Guide uses simple and efficient procedures, so loan applications can be done anywhere and anytime.
Who is eligible to apply for a loan?
- People aged 18 and over and have KTP
- Indonesian citizens
- You have a bank account
- Have a steady income
To calculate loan interest, the steps are as follows:
1. Determine the amount of loan or principal required.
2. Select the interest rate per period, usually in annual units. For example, if the interest rate is 12% per year, then the interest rate per period is 1% per month.
3. Set the loan period in the same unit as the interest rate used. For example, if the interest rate is 1% per month, the loan period is measured in months.
4. Calculate the interest per period by multiplying the loan amount by the interest rate per period. For example, if the loan amount is IDR 10 million and the interest rate per month is 1%, then the interest per month is IDR 10 million x 1% = IDR 100 thousand.
5. Calculate the total interest to be paid by multiplying the interest per period by the number of loan periods. For example, if the loan period is 12 months, then the total interest to be paid is IDR 100 thousand x 12 = IDR 1.2 million.
6. Add up the loan amount with the total interest to be paid to get the total payment amount. For example, if the loan amount is IDR 10 million and the total interest to be paid is IDR 1.2 million, then the total payment amount is IDR 11.2 million.
However, it is important to remember that there are different types of interest rates in the financial world, such as fixed rates and floating rates. Therefore, the calculation of interest may vary depending on the type of interest rate used in the loan.
Application process:
- Download the Credit Plus application through the Google Play Store
- Wait for app appraisal
- Funds will be directly transferred to your account
- It is recommended to pay before the due date to make it easier to apply in the future
Important: This application only provides guidance and information regarding online loan terms in order to make it easier for users.
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