Smart Cash Credit Guide is an application for online cash loan tips or online credit without collateral in Indonesia.
Smart Cash Credit Guide uses an easy and fast procedure so that loan applications can be done anywhere and anytime.
Who can borrow?
- Aged 18 years and over and have KTP
- Indonesian citizen
- You have a bank account
- Have a steady income
To calculate loan interest, the steps are as follows:
1. Determine the amount of the loan or principal (principal) obtained.
2. Determine the interest rate per period, usually in units of years. For example, if the interest rate is 12% per year, then the interest rate per period is 1% per month.
3. Determine the loan period in the same period unit as the interest rate unit used. For example, if the interest rate is 1% per month, then the loan period is also calculated in months.
4. Calculate interest per period by multiplying the loan amount by the interest rate per period. For example, if the loan amount is IDR 10 million and the interest rate per month is 1%, then the interest per month is IDR 10 million x 1% = IDR 100 thousand.
5. Calculate the total interest to be paid by multiplying the interest per period by the number of loan periods. For example, if the loan period is 12 months, then the total interest to be paid is IDR 100 thousand x 12 = IDR 1.2 million.
6. Add up the loan amount with the total interest to be paid to get the total payment amount. For example, if the loan amount is IDR 10 million and the total interest to be paid is IDR 1.2 million, then the total payment amount is IDR 11.2 million.
Keep in mind that there are several types of interest used in the world of finance, such as fixed interest and floating interest. Therefore, the calculation of interest can vary depending on the type of interest used in the loan.
Submission steps:
- Download the Loan application on the Google Play Store
- Wait for review
- The funds will be immediately disbursed into your account
- Pay before maturity to make it easier for you in the re-submission process
Disclaimer: This application only provides online loan tips and conditions to make it easier.
Smart Cash Credit Guide uses an easy and fast procedure so that loan applications can be done anywhere and anytime.
Who can borrow?
- Aged 18 years and over and have KTP
- Indonesian citizen
- You have a bank account
- Have a steady income
To calculate loan interest, the steps are as follows:
1. Determine the amount of the loan or principal (principal) obtained.
2. Determine the interest rate per period, usually in units of years. For example, if the interest rate is 12% per year, then the interest rate per period is 1% per month.
3. Determine the loan period in the same period unit as the interest rate unit used. For example, if the interest rate is 1% per month, then the loan period is also calculated in months.
4. Calculate interest per period by multiplying the loan amount by the interest rate per period. For example, if the loan amount is IDR 10 million and the interest rate per month is 1%, then the interest per month is IDR 10 million x 1% = IDR 100 thousand.
5. Calculate the total interest to be paid by multiplying the interest per period by the number of loan periods. For example, if the loan period is 12 months, then the total interest to be paid is IDR 100 thousand x 12 = IDR 1.2 million.
6. Add up the loan amount with the total interest to be paid to get the total payment amount. For example, if the loan amount is IDR 10 million and the total interest to be paid is IDR 1.2 million, then the total payment amount is IDR 11.2 million.
Keep in mind that there are several types of interest used in the world of finance, such as fixed interest and floating interest. Therefore, the calculation of interest can vary depending on the type of interest used in the loan.
Submission steps:
- Download the Loan application on the Google Play Store
- Wait for review
- The funds will be immediately disbursed into your account
- Pay before maturity to make it easier for you in the re-submission process
Disclaimer: This application only provides online loan tips and conditions to make it easier.
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