Liquid Cash - Loan Guide makes it easier for you to get cash online or online credit without collateral in Indonesia.
The process is so simple and fast, it allows you to apply for a loan anytime and anywhere.
Who can get a loan?
- Individuals aged 18 and over with KTP
- Indonesian citizens
- Have a bank account
- Have a steady income
How to calculate loan interest:
1. Determine the required loan or principal amount.
2. Determine the interest rate per period, generally in annual percentages. For example, if the interest rate is 12% per year, then the interest rate per period is 1% per month.
3. Choose a loan period with the same unit as the interest rate used. For example, if the interest rate is 1% per month, then the loan period is calculated in months.
4. Calculate the interest per period by multiplying the loan amount by the interest rate per period. For example, for a loan of IDR 10 million with a monthly interest rate of 1%, the interest per month is IDR 10 million x 1% = IDR 100 thousand.
5. The total interest to be paid is calculated by multiplying the interest per period by the number of loan periods. If for example the loan period is 12 months, the total interest to be paid is IDR 100 thousand x 12 = IDR 1.2 million.
6. Add up the loan amount with the total interest to be paid to find out the total amount to be paid. Using the previous example, the total payment amount is IDR 10 million + IDR 1.2 million = IDR 11.2 million.
However, keep in mind that there are various types of interest rates in the financial world, such as fixed interest rates and floating interest rates. Therefore, the calculation of interest can vary according to the type of interest rate used in the loan.
How to apply:
- Download the Loan application through the Google Play Store.
- Wait for the review process.
- Funds will be immediately disbursed to your account.
- Make sure to pay on time to make future applications easier.
The process is so simple and fast, it allows you to apply for a loan anytime and anywhere.
Who can get a loan?
- Individuals aged 18 and over with KTP
- Indonesian citizens
- Have a bank account
- Have a steady income
How to calculate loan interest:
1. Determine the required loan or principal amount.
2. Determine the interest rate per period, generally in annual percentages. For example, if the interest rate is 12% per year, then the interest rate per period is 1% per month.
3. Choose a loan period with the same unit as the interest rate used. For example, if the interest rate is 1% per month, then the loan period is calculated in months.
4. Calculate the interest per period by multiplying the loan amount by the interest rate per period. For example, for a loan of IDR 10 million with a monthly interest rate of 1%, the interest per month is IDR 10 million x 1% = IDR 100 thousand.
5. The total interest to be paid is calculated by multiplying the interest per period by the number of loan periods. If for example the loan period is 12 months, the total interest to be paid is IDR 100 thousand x 12 = IDR 1.2 million.
6. Add up the loan amount with the total interest to be paid to find out the total amount to be paid. Using the previous example, the total payment amount is IDR 10 million + IDR 1.2 million = IDR 11.2 million.
However, keep in mind that there are various types of interest rates in the financial world, such as fixed interest rates and floating interest rates. Therefore, the calculation of interest can vary according to the type of interest rate used in the loan.
How to apply:
- Download the Loan application through the Google Play Store.
- Wait for the review process.
- Funds will be immediately disbursed to your account.
- Make sure to pay on time to make future applications easier.
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