"Expenditures rise to meet income" – Parkinson's Second Law
No matter how much we earn, money will always be a little short. Therefore, you shouldn't expect that the financial cushion will appear by itself. It's created month by month, in small but stable steps. Take care of the future self on your own – that's the idea of this app.
To whom it may be useful
This app will help you if
– You might not always have enough money till next payment
– You wanna know if you can afford this purchase, how it will affect family budget
– It's hard for you to save up
How it works
The app is very simple. On the "Plan" screen you specify the amount of earnings, mandatory expenses, and what percentage of earnings you want to save. The remaining money is divided by the number of days until the end of the month. Result is a daily expenses limit. Expenses themselves have to be added manually.
You can spend more or less than the limit. In both cases, limits for subsequent days are recalculated. If you spend more than the limit, they are recalculated immediately. If less, the app will wait until the end of the day, in case not all expenses have been added yet.
Expenses don't have to be added on the same day they've been made. You can add any transactions for both past and future days.
App features
– The app doesn't make you to set appropriate category for each expense. It doesn't answer the question "What was money spent on?". The app's purpose it to tell you how much you can spend today and any following day
– Singe currency is used. If you want to add transactions in another currency, you will have to convert it to the main currency of the app yourself
– The app doesn't read your SMS messages and does not spy on you in any other way. Only manually added transactions are taken into account
– Doesn't require registration and Internet connection
– No ads
No matter how much we earn, money will always be a little short. Therefore, you shouldn't expect that the financial cushion will appear by itself. It's created month by month, in small but stable steps. Take care of the future self on your own – that's the idea of this app.
To whom it may be useful
This app will help you if
– You might not always have enough money till next payment
– You wanna know if you can afford this purchase, how it will affect family budget
– It's hard for you to save up
How it works
The app is very simple. On the "Plan" screen you specify the amount of earnings, mandatory expenses, and what percentage of earnings you want to save. The remaining money is divided by the number of days until the end of the month. Result is a daily expenses limit. Expenses themselves have to be added manually.
You can spend more or less than the limit. In both cases, limits for subsequent days are recalculated. If you spend more than the limit, they are recalculated immediately. If less, the app will wait until the end of the day, in case not all expenses have been added yet.
Expenses don't have to be added on the same day they've been made. You can add any transactions for both past and future days.
App features
– The app doesn't make you to set appropriate category for each expense. It doesn't answer the question "What was money spent on?". The app's purpose it to tell you how much you can spend today and any following day
– Singe currency is used. If you want to add transactions in another currency, you will have to convert it to the main currency of the app yourself
– The app doesn't read your SMS messages and does not spy on you in any other way. Only manually added transactions are taken into account
– Doesn't require registration and Internet connection
– No ads
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