Car insurance prices of all domestic insurance companies can be compared in real time.
We will compare and design the car insurance price that is right for you.
Car insurance prices are different for each of the numerous insurance products of various insurance companies, and you can easily compare car insurance prices through the application with subscription information and coverage full of complex and difficult insurance terms.
Here are 7 ways to save on car insurance, so be sure to read it carefully!
1. Accident-free driving is the shortcut to saving
Insurance premiums are increased if you have a car accident, while insurance premiums are discounted up to 70% if you keep 18 years of accident-free experience.
2. Discount rate for each insurance company. The premium rate is different.
Sale. The discount rate applied to each insurance company even if the premium grade is the same. The premium rates are different.
Therefore, you should compare directly on the homepage of Non-life Insurance Association.
3. If you manage well, the discount and premium grade will be advantageous.
Above all, you should not cause serious personal accidents such as death.
In addition, if you sign the contract again after 1 month from the expiration date of the insurance contract, you will not receive discount benefits even if there is no accident.
In particular, if a contract is signed after a three-year gap, it will be'relegated' to the basic grade.
If you own more than one vehicle in the same person's name, it is better to join each contract with one stock.
In the event of an accident, only the accident vehicle is given a premium, which reduces the burden of insurance premiums.
4. Make active use of various special contracts
If you sign up for a day-of-week auto contract, you can receive a refund of 8.7% of your premium at maturity or a 8.3% discount when you sign up for insurance.
If you attach a black box to your vehicle, you get a 3% discount.
In addition, the period of working as a driver (sick) at a government office (including the military) or corporation, or purchasing insurance in a foreign country is recognized as driving experience and is discounted up to 28%.
There is also a special contract that refunds the difference between the new parts in cash when used parts are used to repair the car.
5. You must also choose your own car insurance
Auto insurance premiums account for about 37% of the total premiums, so if you choose well, you can reduce your premiums. For example, if you subscribe to the'Car Loan Collision Limited Special Agreement', compensation accidents are limited, but your own car insurance premiums can be reduced by 30%.
Also, limiting the insurance subscription amount to a certain percentage of the vehicle price can reduce unnecessary expenses.
6. Take advantage of credit card benefits
Most non-life insurers offer discounts or accumulate points when paying with affiliate cards. (However, it is prohibited to recklessly use the card to receive this benefit.)
7. If you do not obey traffic laws, it will be increased.
Rate from February 2020. The premium period for drivers who violate the traffic signal or violate the center line is increased from one year to two years. In particular, even when a penalty is converted into a fine for not paying a fine, a plan to include it as a premium is being promoted, so it is possible to prevent unnecessary losses even if the traffic laws are followed closely.
In order to purchase insurance wisely before signing up for auto insurance, we recommend that you purchase insurance at a lower cost by comparing auto insurance prices.
We will compare and design the car insurance price that is right for you.
Car insurance prices are different for each of the numerous insurance products of various insurance companies, and you can easily compare car insurance prices through the application with subscription information and coverage full of complex and difficult insurance terms.
Here are 7 ways to save on car insurance, so be sure to read it carefully!
1. Accident-free driving is the shortcut to saving
Insurance premiums are increased if you have a car accident, while insurance premiums are discounted up to 70% if you keep 18 years of accident-free experience.
2. Discount rate for each insurance company. The premium rate is different.
Sale. The discount rate applied to each insurance company even if the premium grade is the same. The premium rates are different.
Therefore, you should compare directly on the homepage of Non-life Insurance Association.
3. If you manage well, the discount and premium grade will be advantageous.
Above all, you should not cause serious personal accidents such as death.
In addition, if you sign the contract again after 1 month from the expiration date of the insurance contract, you will not receive discount benefits even if there is no accident.
In particular, if a contract is signed after a three-year gap, it will be'relegated' to the basic grade.
If you own more than one vehicle in the same person's name, it is better to join each contract with one stock.
In the event of an accident, only the accident vehicle is given a premium, which reduces the burden of insurance premiums.
4. Make active use of various special contracts
If you sign up for a day-of-week auto contract, you can receive a refund of 8.7% of your premium at maturity or a 8.3% discount when you sign up for insurance.
If you attach a black box to your vehicle, you get a 3% discount.
In addition, the period of working as a driver (sick) at a government office (including the military) or corporation, or purchasing insurance in a foreign country is recognized as driving experience and is discounted up to 28%.
There is also a special contract that refunds the difference between the new parts in cash when used parts are used to repair the car.
5. You must also choose your own car insurance
Auto insurance premiums account for about 37% of the total premiums, so if you choose well, you can reduce your premiums. For example, if you subscribe to the'Car Loan Collision Limited Special Agreement', compensation accidents are limited, but your own car insurance premiums can be reduced by 30%.
Also, limiting the insurance subscription amount to a certain percentage of the vehicle price can reduce unnecessary expenses.
6. Take advantage of credit card benefits
Most non-life insurers offer discounts or accumulate points when paying with affiliate cards. (However, it is prohibited to recklessly use the card to receive this benefit.)
7. If you do not obey traffic laws, it will be increased.
Rate from February 2020. The premium period for drivers who violate the traffic signal or violate the center line is increased from one year to two years. In particular, even when a penalty is converted into a fine for not paying a fine, a plan to include it as a premium is being promoted, so it is possible to prevent unnecessary losses even if the traffic laws are followed closely.
In order to purchase insurance wisely before signing up for auto insurance, we recommend that you purchase insurance at a lower cost by comparing auto insurance prices.
Show More
