-Contact us:
Lightning Money customer service is always there to help users. If users have questions or want to know more, please contact us via:
Working hours: Monday to Friday, 9:00am to 6:00pm.
WhatsApp : +6282185319390
Email: tiffanfreund@gmail.com
Contact address: Jl. Raya Puri Kencana, Rukan Puri Kencana Blok M 4 No. 1, South Kembangan, DKI Jakarta
-Interest rates and annual fees-
The minimum loan is IDR 1,000,000~ the maximum limit is IDR 8,000,000
The minimum loan term is 91 days up to a maximum of 365 days
Annual rate (APR) 4%-15% (depending on loan amount and duration)
No hidden fees, transparent and clear fees
Product calculation example:
-For example, the amount of a user's loan is IDR 5,000,000; loan term is 120 days (4 months); 15% annual interest rate, and 0.04% daily interest rate;
-After the loan application is approved, the user will receive a principal of IDR 5,000,000; after the loan ends, the user's payment amount becomes the total principal plus interest, there are no other fees
-Calculation of interest costs:
Daily interest to be paid 5,000,000 * 0.04% = IDR 2,000; monthly interest to be paid 2,000 * 30 = IDR 60,000; the total interest expense to be paid after the loan matures is 60,000 * 4 = IDR 240,000
-Calculation of the amount of payment:
The monthly payment is 5,000,000 / 4 + 60,000 = IDR 1,310,000; the amount of payment after the loan is due is 5,000,000 + 240,000 = IDR 5,240,000
Lightning Uang is a product of the PT Petir Uang Finansindo Savings and Loans Cooperative, members can enjoy savings and loan services easily and conveniently
PT Petir Uang Finansindo Indonesia has been approved by the Ministry of Cooperatives and Small and Medium Enterprises, and has been registered as an electronic system operator at the Ministry of Communication and Informatics.
Regulations that apply to PT Petir Uang Finansindo Indonesia:
-Users must comply with the rules and regulations of the cooperative and be willing to follow the development plans set by the cooperative
-Loan facilities only apply to registered members of PT Petir Uang Finansindo.
Terms of use of the application:
-Must be an Indonesian citizen, over 18 years old and have a KTP
-Already registered as a member
-Have a steady job and source of income
If users meet the requirements above, they can use our loan service and apply for a loan.
Feature:
-Everything is transparent and clear
-Convenient payment
-Protect user privacy (user data is protected by the highest global user standard)
Product usage steps:
1. Download the Lightning Money application;
2. Sign in with the user's mobile number;
3. Register as a member of PT Petir Uang Finansindo Indonesia;
4. Upload personal information correctly，users can apply after approval；
-About Money Lightning-
The Money Lightning Team is made up of a group of young people who embrace change and are full of passion. Members come from all over the world, with different backgrounds, but they have the same goal: to pursue technological progress, believe in and be proficient in technology, and provide the best Financial Services to users.
+ Accompany each other sincerely, unite, and become a strong support for each other
+ Have the courage to make the best decisions and have a clear mission
+ Creativity: dare to make new breakthroughs to encourage the advancement of financial technology in Indonesia.
Lightning Money customer service is always there to help users. If users have questions or want to know more, please contact us via:
Working hours: Monday to Friday, 9:00am to 6:00pm.
WhatsApp : +6282185319390
Email: tiffanfreund@gmail.com
Contact address: Jl. Raya Puri Kencana, Rukan Puri Kencana Blok M 4 No. 1, South Kembangan, DKI Jakarta
-Interest rates and annual fees-
The minimum loan is IDR 1,000,000~ the maximum limit is IDR 8,000,000
The minimum loan term is 91 days up to a maximum of 365 days
Annual rate (APR) 4%-15% (depending on loan amount and duration)
No hidden fees, transparent and clear fees
Product calculation example:
-For example, the amount of a user's loan is IDR 5,000,000; loan term is 120 days (4 months); 15% annual interest rate, and 0.04% daily interest rate;
-After the loan application is approved, the user will receive a principal of IDR 5,000,000; after the loan ends, the user's payment amount becomes the total principal plus interest, there are no other fees
-Calculation of interest costs:
Daily interest to be paid 5,000,000 * 0.04% = IDR 2,000; monthly interest to be paid 2,000 * 30 = IDR 60,000; the total interest expense to be paid after the loan matures is 60,000 * 4 = IDR 240,000
-Calculation of the amount of payment:
The monthly payment is 5,000,000 / 4 + 60,000 = IDR 1,310,000; the amount of payment after the loan is due is 5,000,000 + 240,000 = IDR 5,240,000
Lightning Uang is a product of the PT Petir Uang Finansindo Savings and Loans Cooperative, members can enjoy savings and loan services easily and conveniently
PT Petir Uang Finansindo Indonesia has been approved by the Ministry of Cooperatives and Small and Medium Enterprises, and has been registered as an electronic system operator at the Ministry of Communication and Informatics.
Regulations that apply to PT Petir Uang Finansindo Indonesia:
-Users must comply with the rules and regulations of the cooperative and be willing to follow the development plans set by the cooperative
-Loan facilities only apply to registered members of PT Petir Uang Finansindo.
Terms of use of the application:
-Must be an Indonesian citizen, over 18 years old and have a KTP
-Already registered as a member
-Have a steady job and source of income
If users meet the requirements above, they can use our loan service and apply for a loan.
Feature:
-Everything is transparent and clear
-Convenient payment
-Protect user privacy (user data is protected by the highest global user standard)
Product usage steps:
1. Download the Lightning Money application;
2. Sign in with the user's mobile number;
3. Register as a member of PT Petir Uang Finansindo Indonesia;
4. Upload personal information correctly，users can apply after approval；
-About Money Lightning-
The Money Lightning Team is made up of a group of young people who embrace change and are full of passion. Members come from all over the world, with different backgrounds, but they have the same goal: to pursue technological progress, believe in and be proficient in technology, and provide the best Financial Services to users.
+ Accompany each other sincerely, unite, and become a strong support for each other
+ Have the courage to make the best decisions and have a clear mission
+ Creativity: dare to make new breakthroughs to encourage the advancement of financial technology in Indonesia.
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