With this financial management app, you can track account balances, make payments, and store receipts. Includes account tracking, payment features, and expense eligibility tools.
AppRecs review analysis
AppRecs rating 4.1. Trustworthiness 0 out of 100. Review manipulation risk 0 out of 100. Based on a review sample analyzed.
★★★★☆
4.1
AppRecs Rating
Ratings breakdown
5 star
72%
4 star
9%
3 star
1%
2 star
1%
1 star
16%
What to know
✓
High user satisfaction
81% of sampled ratings are 4+ stars (4.2★ average)
About Optum Bank
The Optum Bank app helps you get more out of your health account benefits. You’ll get clear tips on stretching every dollar. Plus, we’ll help you understand how to make your health savings account, flexible spending account or other spending accounts work harder for you.
WITH THE APP UPDATE, YOU CAN NOW EASILY:
Keep track of all your account balances
Unlock more ways to use your health account dollars
Use your account to pay for health costs
Find answers if you have questions
Store your health care receipts all in one place
Understand what may qualify as an eligible health expense
VIEW YOUR HEALTH ACCOUNTS FROM ANYWHERE
See your health account balances and contributions and view health spending and saving transactions all in one place.
DID SOMEONE SAY SHOPPING? YES, WE DID.
Get more out of your health dollars and understand what health costs are eligible (think allergy meds, acupuncture and thousands more). Then shop and pay with your Optum card or digital wallet.
PAY BILLS, PAY EASILY, PAY YOURSELF
Pay for health-related expenses, check and submit claims for reimbursement and easily capture receipts, all with a few taps.
AND IF YOU HAVE QUESTIONS, WE HAVE ANSWERS
Easily find out what you need or type away and send us an email.
ACCESS INSTRUCTIONS:
You will need to have an Optum Bank health account to use this app. Please visit optumbank.com if you’re an Optum Bank customer and need to update your account credentials.
ABOUT OPTUM BANK:
Optum Bank is advancing care, connecting the worlds of health and finance in ways that no one else can. Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers.
WITH THE APP UPDATE, YOU CAN NOW EASILY:
Keep track of all your account balances
Unlock more ways to use your health account dollars
Use your account to pay for health costs
Find answers if you have questions
Store your health care receipts all in one place
Understand what may qualify as an eligible health expense
VIEW YOUR HEALTH ACCOUNTS FROM ANYWHERE
See your health account balances and contributions and view health spending and saving transactions all in one place.
DID SOMEONE SAY SHOPPING? YES, WE DID.
Get more out of your health dollars and understand what health costs are eligible (think allergy meds, acupuncture and thousands more). Then shop and pay with your Optum card or digital wallet.
PAY BILLS, PAY EASILY, PAY YOURSELF
Pay for health-related expenses, check and submit claims for reimbursement and easily capture receipts, all with a few taps.
AND IF YOU HAVE QUESTIONS, WE HAVE ANSWERS
Easily find out what you need or type away and send us an email.
ACCESS INSTRUCTIONS:
You will need to have an Optum Bank health account to use this app. Please visit optumbank.com if you’re an Optum Bank customer and need to update your account credentials.
ABOUT OPTUM BANK:
Optum Bank is advancing care, connecting the worlds of health and finance in ways that no one else can. Optum Bank is a leading health accounts administrator with over $19.8B in customer assets under management. By developing proprietary technology and applying advanced analytics in new ways, Optum Bank helps reduce costs while helping people make better health decisions — creating a better health care experience for our customers.
Optum Bank Screenshots
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Reviews for Optum Bank
Jamie Havens
2/20/2026
use it all the time...easy to pay with optum!
Michael Fluckiger
2/18/2026
The app works fine, but every time I use it I have to fight the login experience. It's supposed to read my fingerprint. Instead, I have to enter a username and password every time, and then enable fingerprint reader every time. How hard can it be to do it right? Everyone else does.
