Деньги до ЗП icon

Деньги до ЗП

Savoron
Free
100,000+ downloads

About Деньги до ЗП

The mobile application "Money to ZP" provides reliable and up-to-date information about all companies providing loans in Kazakhstan.

In order to get a loan in Kazakhstan, you need:
- Passport of a citizen of Kazakhstan and TIN
- Age: 18+
- Availability of a mobile phone
- Card of any bank in Kazakhstan

Conditions for obtaining a loan:
- The minimum loan repayment period is 65 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, which includes the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%. Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 1%;
- Penalty for delay: 0.1% of the amount of delay per day, but not more than 10% of the loan amount
- Other commissions or fees: none
- In case of a long delay in payment, the information will be transferred to the BCI
- Extension of the loan is possible with the timely notification of the lender and payment of interest for the primary term of the loan, there are no additional fees for extending the loan

An example of calculating the interest rate:
- The amount of the loan body is 12,000 tenge.
- Loan term - 149 days.
- Commission for using the loan: 0.08% per day, that is, 9.6 tenge per day.
- The total amount of the commission for 149 days will be 1430.4 tenge.
- The total amount to be returned, taking into account the loan amount: 13,430.4 tenge.
- CCM (total cost of the loan) in percentage is 29.2% per annum.

Consequences of delayed loan repayment:
In case of violation of the terms of online loan repayment, the amount of the forfeit may be 0.1% of the total amount of delay per day, but not more than 10% of the total loan amount.

Our application presents organizations that are included in the register of the National Bank of Kazakhstan.

The mobile application "Money to ZP" is an aggregator of financial instruments and is for informational purposes only. Be responsible for receiving and paying off the loan.

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