With this financial management app, you can track your credit score, set budgets, and manage subscriptions. Includes credit monitoring, spending insights, and account aggregation features.
AppRecs review analysis
AppRecs rating 3.5. Trustworthiness 85 out of 100. Review manipulation risk 26 out of 100. Based on a review sample analyzed.
★★★☆☆
3.5
AppRecs Rating
Ratings breakdown
5 star
63%
4 star
8%
3 star
3%
2 star
4%
1 star
22%
What to know
✓
Low review manipulation risk
26% review manipulation risk
✓
Credible reviews
85% trustworthiness score from analyzed reviews
⚠
Pricing complaints
Many low ratings mention paywalls or pricing
About Petal
PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee. See our current APR ranges at https://www.petalcard.com
PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. See our current APR ranges at https://www.petalcard.com
MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses.
STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money.
BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify.
GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com
FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2.
UNBELIEVABLE - You actually read this far, thanks!
Petal Screenshots
Tap to Rate:
Reviews for Petal
dylan b
12/24/2025
Just a few months ago I left a 5 star review. in about 4 months this app has become the worst I've ever seen it and I don't know why. It's so buggy. It glitches and freezes all the time. I've had this card and app for years and its never been like this. makes me really disappointed
Wandai Lester
12/20/2025
I've had this card for 5 years, but after the recent fraud on my account, and speaking to customer service (which I had to call 4 times before getting someone I could understand) only for them to tell me the dispute will take 30 to 90 days which in the mean time messes up my credit score. they never notified me of possible fraud, I didn't know it happened until my card was declined for insufficient funds. I've never used 50% of what the card allows, but they allowed a scammer to max my card out.
