With this financial management app, you can track your credit score, set budgets, and manage subscriptions. Includes credit monitoring, spending insights, and account aggregation features.
AppRecs review analysis
AppRecs rating 3.5. Trustworthiness 85 out of 100. Review manipulation risk 26 out of 100. Based on a review sample analyzed.
★★★☆☆
3.5
AppRecs Rating
Ratings breakdown
5 star
63%
4 star
8%
3 star
3%
2 star
4%
1 star
22%
What to know
✓
Low review manipulation risk
26% review manipulation risk
✓
Credible reviews
85% trustworthiness score from analyzed reviews
⚠
Pricing complaints
Many low ratings mention paywalls or pricing
About Petal
Petal's aim is to bring financial innovation and opportunity to everyone. We use modern technology to help people build credit, avoid debt, and spend responsibly. Instead of looking at just credit scores, we use millions of additional data points to help more people qualify for credit, even if they've never had it before.
PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee. See our current APR ranges at https://www.petalcard.com
PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. See our current APR ranges at https://www.petalcard.com
MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses.
STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money.
BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify.
GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com
FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2.
UNBELIEVABLE - You actually read this far, thanks!
PETAL 1 is designed for those who are seeking to improve their credit score. It has no annual fee. See our current APR ranges at https://www.petalcard.com
PETAL 2 is our most advanced card yet. With Petal 2 you can enjoy all the perks of a cash back card without any of the fees. No annual fee, late payment fee, foreign transaction fee, or any-other-kind of fee. See our current APR ranges at https://www.petalcard.com
MORE CASH BACK AT MORE PLACES - Both cards come loaded with 2% - 10% cash back offers from top brands and over 500 local businesses.
STAY IN CONTROL - With our app you’ll be able to track your credit score, set a budget, manage subscriptions, and see all your accounts in one place so you’re always on top of your money.
BUILT TO BUILD - Petal reports to all three credit bureaus, and previous credit history is not required to qualify.
GREAT RATES - Better technology means lower variable APR’s. See our current APR ranges at https://www.petalcard.com
FEES? - Petal 1 has late and bounced payment fees. But there are no fees of any kind on Petal 2.
UNBELIEVABLE - You actually read this far, thanks!
