About Borrowing Capital
Pinjam Modal is an application for submitting business capital online and employee loans. We help connect people who need unsecured loan funds, to people who provide loans with an easy, safe and fast process.
Pinjam Modal or PT Financial Integrasi Teknologi is a subsidiary of PT BFI Finance Indonesia, Tbk., one of the largest and oldest multi-finance companies in Indonesia. Lending Capital is licensed and supervised by the Financial Services Authority (OJK) with a license certificate: KEP - 20/D.05/2020, on June 11, 2020 Pinjam Modal also has ISO 27001 certification in the field of financial aggregator services.
Lending Services
💰 Business Capital Loans for Online Business Owners
Fast liquid online money loans for online business actors who need additional business capital and to build and develop a business.
Product Description:
- Tenor : 3, 6 and 12 months
- Loan Limit: 2 million - 10 million
- Minimum Period: 3 Months
- 2% interest per month or a maximum APR of 24%
Business Capital Loan Simulation online
If you borrow IDR 9,000,000 with a 3-month tenor and 2% interest per month, the monthly installments are the 1st installment of IDR 3,387,000, and the next installment is IDR 3,387,000.
Requirements Online Business Capital Loans:
- Have an online business on the Instagram, Facebook, eCommerce, Grabfood or Gofood platforms
- Minimum age 21 years, Maximum 60 years.
- Document requirements: Photo of original KTP, Selfie with KTP, Proof of transaction.
👷 Employee Loans For Partner Companies
SPECIAL Loans for company employees who have worked with Pinjam Modal.
Product Description:
- Tenor : 91 Days to 180 Days
- Loan Limit: 1 - 10 million
- Minimum Period: 91 Days
- Interest of 1.5% / month or a maximum of 18% APR
Employee Loan Simulation
If you borrow Rp. 9,000,000 with a 3-month tenor and an interest of 1.5% per month, the monthly installments are the 1st installment of Rp. 3,347,000, and the next installment is Rp. 3,347,000.
Minimum Requirements for Fast Liquid Online Money Loans:
• Indonesian citizens
• Have a steady income
• Age 21 - 55 years
• Having a savings account in a personal name as a means of transfer
How do I apply for a loan?
1. List of Capital Borrowing Accounts
Register or Login easily with your Email.
2. Determine the Loan Value and Tenor
Choose the value of your online money loan, starting from 1 million rupiah to 10 million rupiah, a minimum tenor of 91 days to 180 days.
3. Fill in Personal Data
Complete a complete profile to process your online money loan. Borrow Modal will maintain and keep your personal data confidential.
4. Loan Decision
Through an integrated system, loan decisions are made in less than 2 hours. Once approved, the funds will be transferred to your payroll account.
5. Pay On Time
Installment payments through a salary cut system, this makes it easier for you to manage your finances.
Pinjam Modal.id maintains the confidentiality of your data, we will not see contact numbers, SMS, photo albums and other private information. You can use the Pinjam Modal application calmly and safely because Pinjam Modal has ISO 27001 certification in the field of financial aggregator services.
Contact our Customer Service at:
* Email: customer@pinjammodal.id
* Facebook: https://web.facebook.com/pinjammodalindonesia
* Instagram: https://www.instagram.com/pinjammodalid
* Operational Hours Monday-Friday 09:00-17:00
Official Address :
PT Financial Integration Technology
Foresta Business Loft 5 Number 11, Banten Province, Tangerang Regency, Pagedangan District, Lengkong Kulon Village.
