Public Credit

Public Credit application through the Public CreditApp involves submitting documents, approving, withdrawing and discharging Public Creditno-show, and the entire process is processed within the App. The value of the small Public Creditranges from R$2,000 to R$200,000. After approval, just sign the contract in the app and the money will be available!

Credit assessment without inspection
The entire faceless process is done in the app
Public Creditapproval in just 28 minutes on average

Download Public CreditPersonal Public CreditApp now and make life easier!

--- Interest rates and annuities ---
Public CreditValue: 2,00000 - 200,00000
Refund period: 91 days to 360 days
APR: 4.2% - 52%
Maximum Annual Percentage Rate (APR):10%

example:
Empréstimo rápido: 10,000
Repayment period: 12 months
APR: 6%
Monthly contribution: 860
Total reimbursement and interest: MYR 10,320
Maximum Annual Percentage Rate (APR):10%

Loan period: Payment in installments over 91 days. 3, 6, 9-12 months
- Loan limit: up to 15 million
- Management fee: 1% of monthly loan principal
- Interest: 0.6% of loan principal monthly
- Maximum Annual Percentage Rate (APR) is 12%, including monthly interest and monthly maintenance fee.

Public Creditdata above is for reference only. In accordance with the Money Lenders Regulations, the effective interest rate cannot exceed 60%.


———About Public Credit———
Public Creditis a fintech that provides the masses with stress-free personal finance products to manage their daily lives and provide people with reliable support. As an integrated platform that combines agility, a customer-centric approach and a data-driven mindset, we offer unique personal finance products to help people live lives without financial stress.