오월(Owwl) - 이기는 투자습관 icon

오월(Owwl) - 이기는 투자습관

오월(Owwl)
Free
10,000+ downloads

About 오월(Owwl) - 이기는 투자습관

● May's direct indexing to enjoy compound interest
- If you configure a stock index (individual index) that fits your values
- AI automatically adjusts the proportion according to the market situation and automatically adjusts the realized profit and loss at the end of the year for tax management.
- More efficient and stable long-term investment is possible than ETF.
※ Currency exchange + transaction fee 0.05% or less (trust fee 0.8% per year)
※ 3.5% annual interest income even if you deposit cash for one day (the only trust method in Korea)
※ U.S. stocks subject to 22% capital gains tax on profits exceeding KRW 2.5 million are subject to profit and loss (tax applied by summing up profits and losses in the same year), so you can save unnecessary taxes by selling stocks that are losing money. .
※ Stocks sold are automatically repurchased after P&L.

● Designated as an innovative financial service by the Financial Services Commission together with Mirae Asset

● Three weighting methods managed by May AI
1. Market cap weighting - Portfolio composition in the same way as ETFs in the market
2. Equal weight - An investment method that prioritizes stability in volatile market conditions
3. Kelly Weight - A mathematical formula for finding the optimal investment method that maximizes compounding returns.
※ If you choose one of the three above, May will manage it that way.
※ You can freely adjust the proportion of investment surplus funds (cash). However, when selecting the Kelly ratio, TENET AI automatically adjusts the target cash ratio every day according to market conditions.

● Recharge funds that can be used as card points
- You can bring accumulated card points in units of 1 won.
- If you set the ‘auto recharge’ function, the funds charged to your May Mirae Asset account are automatically invested every day through the direct indexing you selected.

● Friends feature open!
- Compare yield with my friends who use May!
- Ask a friend for help. If your friend accepts, they can help me set up direct indexing.
※ ‘Get help’ is only available to one person, and ‘Give help’ is available to multiple people.

● Investment status at a glance May transparently discloses actual investment performance, including foreign exchange gains and losses
-Check your investment status at a glance, such as investment gains and losses, foreign exchange gains and losses, dividends, daily interest, and realized profit and loss!

● Permissions and purpose information for using the May app
- Photo: Optional permission required to take an ID card when opening an account
-Contacts: Optional permission required to link contacts when using the friend function
※ You can use the service even if you do not allow the optional permission, but there may be restrictions on the use of some functions.

● Device authentication method that does not require a public certificate

● May Customer Center
- Email: cs@owwl.kr
- Customer center operating hours: Weekdays 09:00 ~ 18:00


Qarasoft Co., Ltd.
6F V-Plex, 501 Teheran-ro, Gangnam-gu, Seoul (06168)

※ Not a protected product under the Depositor Protection Act | Possible principal loss | Listen to the explanation before investing and read the terms and conditions | Overseas stock trading fee 0.04% or less (refer to website for details) | Possible loss of principal (0-100%) due to exchange rate fluctuations and attributed to investors | [Remuneration] Trust fee 0.8% per year (occurs only during the holding period)

① Decimal trading service is not provided for all items, and it is necessary to check with the securities company which items can be traded with decimal points.

②As a securities company collects and executes trading orders for a small number of investors, there may be a difference between the investor's trading order and the timing of execution, which may cause a change in the trading price or the number of shares actually allocated.

③ Minority stocks cannot be substituted with other securities companies.
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