● Unique banking, Cider Bank
- Cider Bank, a mobile banking platform created by SBI Savings Bank!
● Perfect for a parking account! Cider Bank deposit/withdrawal account (as of June 27, 2023/pre-tax/variable interest rate)
- Interest rate: ① 100 million won or less: 3.5% per year ② More than 100 million won: 0.2% per year
- Eligibility for membership: Koreans aged 17 or older with a resident registration card or driver's license
- Interest payment: monthly settlement payment
● Compound interest term deposit (variable interest rate)
- Eligibility for membership: Koreans aged 17 or older with a resident registration card or driver's license
- Interest rate: 4.20% per annum (when deposited for 12 months, including preferential interest rate, before tax, as of September 20, 2023)
①Basic interest rate (compound interest term deposit 12-month interest rate 4.1% per year) + preferential interest rate (0.1% per year)
②Preferential interest rate application criteria: Preferential interest rate applied after 12 months
- Subscription period: 36 to 60 months
- Subscription amount: Minimum 100,000 won ~ No limit
- Interest payment: Lump sum payment at maturity (monthly compound interest calculation)
- Emergency withdrawal: Up to 3 times
* Minimum balance of 1 million won required, early termination interest rate applied
- Early termination interest rate
(1) Less than 1 month: Bank account interest rate at the time of registration * 100%
(2) Less than 12 months: base interest rate 50%
(3) 12 months or more: 100% applied interest rate, which changes every year after subscription
- Post-maturity interest rate
(1) Within 1 month: agreed interest rate
(2) Exceeding 1 month: 0.2% per year
● Definitely! Please know
-As a non-face-to-face account, name changes (name changes due to inheritance are possible), collateral provision, and pledges cannot be established.
- If a legal payment restriction, seizure, provisional seizure, etc. is registered or an accident report is registered, withdrawal/deposit cancellation of the balance is restricted.
- This product is a non-face-to-face product that cannot be processed for new/deposit/cancellation through branches.
- This deposit is protected by the Korea Deposit Insurance Corporation in accordance with the Depositor Protection Act, but the protection limit is a maximum of 50 million won per person, including the principal and interest of all financial products subject to deposit protection at this mutual savings bank. The remaining amount exceeding 10 million won is not protected.
● Other information
- It can only be used in one app for which you have completed the identity verification process, and you can use the service after completing membership registration.
- To provide better service, Cider Bank does not provide transaction details registered through SBI Savings Bank branches or internet banking.
- We recommend that you read the product description and terms and conditions before concluding a contract. You have the right to receive a sufficient prior explanation, and we recommend that you make a transaction after hearing and understanding the main contents of the product, transaction conditions, and precautions.
- If you need further explanation, please contact Cider Bank Customer Center (1644-5277).
● Permissions and purpose information for using the app
- Telephone (required): Consultation connection and device authentication
- SMS (optional): Verify identity and share transfer results
- Camera (optional): Take a picture of your ID card, submit documents, and register a profile photo
- Address book (optional): Easy information input when transferring, network account event
- Location (optional): Prevention of fraudulent registration and detection of fraudulent transactions
- Save (optional): Save coupon and transfer confirmation
- App activity: Collecting threat information installed on devices to prevent electronic financial transaction accidents (malicious apps, etc.)
- Device/other identifier: Collection of identifiers for checking designated terminals to prevent electronic financial transaction accidents
*There will be no problem using the service regardless of whether optional access rights are granted, but there may be restrictions in some services.
● Review number: 2022-1218 reviewed by the Korea Federation of Savings Banks (2022.8.23~2023.8.22)
- Cider Bank, a mobile banking platform created by SBI Savings Bank!
● Perfect for a parking account! Cider Bank deposit/withdrawal account (as of June 27, 2023/pre-tax/variable interest rate)
- Interest rate: ① 100 million won or less: 3.5% per year ② More than 100 million won: 0.2% per year
- Eligibility for membership: Koreans aged 17 or older with a resident registration card or driver's license
- Interest payment: monthly settlement payment
● Compound interest term deposit (variable interest rate)
- Eligibility for membership: Koreans aged 17 or older with a resident registration card or driver's license
- Interest rate: 4.20% per annum (when deposited for 12 months, including preferential interest rate, before tax, as of September 20, 2023)
①Basic interest rate (compound interest term deposit 12-month interest rate 4.1% per year) + preferential interest rate (0.1% per year)
②Preferential interest rate application criteria: Preferential interest rate applied after 12 months
- Subscription period: 36 to 60 months
- Subscription amount: Minimum 100,000 won ~ No limit
- Interest payment: Lump sum payment at maturity (monthly compound interest calculation)
- Emergency withdrawal: Up to 3 times
* Minimum balance of 1 million won required, early termination interest rate applied
- Early termination interest rate
(1) Less than 1 month: Bank account interest rate at the time of registration * 100%
(2) Less than 12 months: base interest rate 50%
(3) 12 months or more: 100% applied interest rate, which changes every year after subscription
- Post-maturity interest rate
(1) Within 1 month: agreed interest rate
(2) Exceeding 1 month: 0.2% per year
● Definitely! Please know
-As a non-face-to-face account, name changes (name changes due to inheritance are possible), collateral provision, and pledges cannot be established.
- If a legal payment restriction, seizure, provisional seizure, etc. is registered or an accident report is registered, withdrawal/deposit cancellation of the balance is restricted.
- This product is a non-face-to-face product that cannot be processed for new/deposit/cancellation through branches.
- This deposit is protected by the Korea Deposit Insurance Corporation in accordance with the Depositor Protection Act, but the protection limit is a maximum of 50 million won per person, including the principal and interest of all financial products subject to deposit protection at this mutual savings bank. The remaining amount exceeding 10 million won is not protected.
● Other information
- It can only be used in one app for which you have completed the identity verification process, and you can use the service after completing membership registration.
- To provide better service, Cider Bank does not provide transaction details registered through SBI Savings Bank branches or internet banking.
- We recommend that you read the product description and terms and conditions before concluding a contract. You have the right to receive a sufficient prior explanation, and we recommend that you make a transaction after hearing and understanding the main contents of the product, transaction conditions, and precautions.
- If you need further explanation, please contact Cider Bank Customer Center (1644-5277).
● Permissions and purpose information for using the app
- Telephone (required): Consultation connection and device authentication
- SMS (optional): Verify identity and share transfer results
- Camera (optional): Take a picture of your ID card, submit documents, and register a profile photo
- Address book (optional): Easy information input when transferring, network account event
- Location (optional): Prevention of fraudulent registration and detection of fraudulent transactions
- Save (optional): Save coupon and transfer confirmation
- App activity: Collecting threat information installed on devices to prevent electronic financial transaction accidents (malicious apps, etc.)
- Device/other identifier: Collection of identifiers for checking designated terminals to prevent electronic financial transaction accidents
*There will be no problem using the service regardless of whether optional access rights are granted, but there may be restrictions in some services.
● Review number: 2022-1218 reviewed by the Korea Federation of Savings Banks (2022.8.23~2023.8.22)
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