1% preferential interest rate campaign is underway on the Habitto app!
The first 5,000 customers will receive a 1% interest rate. Don't miss the chance to make more money!
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Overview of “Habitto’s 1% interest rate preferential campaign”
■ Period: From October 1, 2023 to March 31, 2024 (period in which preferential interest rates are applied to eligible persons)
■ Target audience: Those who open a Habito branch account between the ages of 18 and 55. Up to the first 5,000 people (including those who already have an account at the start of the campaign)
■ Preferential interest rate: A preferential interest rate of 1.000% per year (0.796% per year after tax) will be applied to the portion of the Yen savings account balance of 1 million yen or less (Note)
・In order for the Habito branch account opening to be considered complete, it is necessary to open the account and complete the initial settings.
・The interest rate of 1.0% (0.796% per year after tax) is applicable for deposits up to 1 million yen. For deposits exceeding 1 million yen, an interest rate of 0.001% will be applied. This campaign may be canceled or its contents may be changed without notice. Additionally, there is a possibility that a new campaign with similar conditions may be implemented after the target period ends.
・If a new account is opened after 5,000 people have completed account opening, it will not be eligible for the campaign, and up to 1 million yen will be charged 0.3% (before tax) of the Habito Branch regular interest rate, and 1 million yen. For deposits exceeding , an interest rate of 0.001% will apply. Interest rates may change.
・After the preferential interest rate campaign ends, the Habito branch's regular interest rate will be applied from April 1, 2024 onwards.
・Deposits at Habito Branch are protected by the deposit insurance system just like regular bank savings deposits.
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[What is Habitto? ]
Habitto is a digital bank that aims to help young people achieve financial freedom and create new money habits. Your dedicated Habitto advisor will provide financial services such as savings, investment, and insurance that are tailored to your lifestyle.
【How do you use this? ]
Step 1. Download the Habitto app. Create an account.
Step 2. Use the Habitto app to proceed to the application procedure for GMO Aozora Bank's exclusive branch account "Habitto Branch Account."
Step 3. Deposit money into GMO Aozora Net Bank's exclusive branch account "Habito Branch Account".
Step 4. Chat with a Habitto advisor. Book sessions as needed.
Step 5. Confirm the actions you need to take through a session with a Habitto advisor.
- That's all, the start of your new money habits! -
[Introduction of main functions]
■Savings account
・To use a savings account, you will need to open a dedicated branch account "Habitto Branch" with GMO Aozora Net Bank, which Habitto is affiliated with. To open an account, there is a prescribed examination by GMO Aozora Net Bank. *A Habitto branch account is a dedicated branch account opened through the Habitto app, and is an account that is used in conjunction with the services of the Habitto app.
・You can manage your account such as account balance and deposit/withdrawal details from the Habitto app.
・Habitto's savings account is recommended as an account for managing deposits. Apart from the money you use every day or the money you plan to use in the near future, use it as an asset management account to grow money for future savings.
■Cash card with VISA debit
・You can also pay at stores using a debit card. Payments made using a debit card are immediately reflected in the app, making it convenient to manage your expenses and income.
・A debit card is a card that has a mechanism that deducts money from your Habitto savings account at the same time as the card is paid. Your deposit balance becomes your card usage balance, making it convenient to avoid overspending.
・Cash deposits, withdrawals, and balance inquiries can be made 24 hours a day, 365 days a year (excluding system maintenance) at your local Seven Bank, Aeon Bank, and Japan Post Bank ATMs.
■Habitto Advisor
- Experienced Habitto advisors will give tailored advice to each person.
・How should I save money? All my savings are in a regular savings account, but is this okay? Please feel free to contact us for any questions you may have, such as asset management, future pensions, investment trusts, stock purchases, and more.
・Consultation methods are very casual. You can choose to use the in-app chat or schedule a video chat to consult directly.
[About Habitto Co., Ltd.]
The company was founded by Samantha Ghiotti, an Italian woman turned venture investor turned fintech manager, and Liam McCance, an Australian entrepreneur, who met in Singapore. The two established SJ Mobile Labs Pte Ltd in Singapore in 2021, and in November of the same year established SJ Mobile Labs Japan, which operates in Japan, before changing the company name to Habitto Co., Ltd. in March 2023.
Habitto Co., Ltd. proposes new money habits to the younger generation and women in Japan, with the hope that they can "acquire financial freedom by growing their money." In order to carry out this business, in October 2022, we became the first foreign company to register as a financial services intermediary and an electronic financial services intermediary.
The first 5,000 customers will receive a 1% interest rate. Don't miss the chance to make more money!
------------------------
Overview of “Habitto’s 1% interest rate preferential campaign”
■ Period: From October 1, 2023 to March 31, 2024 (period in which preferential interest rates are applied to eligible persons)
■ Target audience: Those who open a Habito branch account between the ages of 18 and 55. Up to the first 5,000 people (including those who already have an account at the start of the campaign)
■ Preferential interest rate: A preferential interest rate of 1.000% per year (0.796% per year after tax) will be applied to the portion of the Yen savings account balance of 1 million yen or less (Note)
・In order for the Habito branch account opening to be considered complete, it is necessary to open the account and complete the initial settings.
・The interest rate of 1.0% (0.796% per year after tax) is applicable for deposits up to 1 million yen. For deposits exceeding 1 million yen, an interest rate of 0.001% will be applied. This campaign may be canceled or its contents may be changed without notice. Additionally, there is a possibility that a new campaign with similar conditions may be implemented after the target period ends.
・If a new account is opened after 5,000 people have completed account opening, it will not be eligible for the campaign, and up to 1 million yen will be charged 0.3% (before tax) of the Habito Branch regular interest rate, and 1 million yen. For deposits exceeding , an interest rate of 0.001% will apply. Interest rates may change.
・After the preferential interest rate campaign ends, the Habito branch's regular interest rate will be applied from April 1, 2024 onwards.
・Deposits at Habito Branch are protected by the deposit insurance system just like regular bank savings deposits.
------------------------
[What is Habitto? ]
Habitto is a digital bank that aims to help young people achieve financial freedom and create new money habits. Your dedicated Habitto advisor will provide financial services such as savings, investment, and insurance that are tailored to your lifestyle.
【How do you use this? ]
Step 1. Download the Habitto app. Create an account.
Step 2. Use the Habitto app to proceed to the application procedure for GMO Aozora Bank's exclusive branch account "Habitto Branch Account."
Step 3. Deposit money into GMO Aozora Net Bank's exclusive branch account "Habito Branch Account".
Step 4. Chat with a Habitto advisor. Book sessions as needed.
Step 5. Confirm the actions you need to take through a session with a Habitto advisor.
- That's all, the start of your new money habits! -
[Introduction of main functions]
■Savings account
・To use a savings account, you will need to open a dedicated branch account "Habitto Branch" with GMO Aozora Net Bank, which Habitto is affiliated with. To open an account, there is a prescribed examination by GMO Aozora Net Bank. *A Habitto branch account is a dedicated branch account opened through the Habitto app, and is an account that is used in conjunction with the services of the Habitto app.
・You can manage your account such as account balance and deposit/withdrawal details from the Habitto app.
・Habitto's savings account is recommended as an account for managing deposits. Apart from the money you use every day or the money you plan to use in the near future, use it as an asset management account to grow money for future savings.
■Cash card with VISA debit
・You can also pay at stores using a debit card. Payments made using a debit card are immediately reflected in the app, making it convenient to manage your expenses and income.
・A debit card is a card that has a mechanism that deducts money from your Habitto savings account at the same time as the card is paid. Your deposit balance becomes your card usage balance, making it convenient to avoid overspending.
・Cash deposits, withdrawals, and balance inquiries can be made 24 hours a day, 365 days a year (excluding system maintenance) at your local Seven Bank, Aeon Bank, and Japan Post Bank ATMs.
■Habitto Advisor
- Experienced Habitto advisors will give tailored advice to each person.
・How should I save money? All my savings are in a regular savings account, but is this okay? Please feel free to contact us for any questions you may have, such as asset management, future pensions, investment trusts, stock purchases, and more.
・Consultation methods are very casual. You can choose to use the in-app chat or schedule a video chat to consult directly.
[About Habitto Co., Ltd.]
The company was founded by Samantha Ghiotti, an Italian woman turned venture investor turned fintech manager, and Liam McCance, an Australian entrepreneur, who met in Singapore. The two established SJ Mobile Labs Pte Ltd in Singapore in 2021, and in November of the same year established SJ Mobile Labs Japan, which operates in Japan, before changing the company name to Habitto Co., Ltd. in March 2023.
Habitto Co., Ltd. proposes new money habits to the younger generation and women in Japan, with the hope that they can "acquire financial freedom by growing their money." In order to carry out this business, in October 2022, we became the first foreign company to register as a financial services intermediary and an electronic financial services intermediary.
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