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เงินสมาร์ท

Olena Gavriv
Free
1,000+ downloads

About เงินสมาร์ท

Be aware of borrowing for a stable life All the answers to your loan and installment needs. All right here in our app!
We are committed to providing a friendly and easy to use app for calculating your monthly loan amount. It can customize interest rates, repayment times, and loan amounts, making it easy to plan your finances.
Whether you are planning for a personal loan, home loan, or car loan. We will help you plan your finances right.
Useful information about borrowing from banks and financial institutions. Easily accessible, making installment calculations, financial planning, and borrowing Have more confidence.
We've carefully designed it so you can plan your finances with confidence. Including installment calculation, financial plan, and loan planning This makes it ideal for anyone looking for a reliable tool to manage their personal loans and finances.

Install our app today. Then you will be able to manage your finances with stability. Whether it is installment calculation, installment payment, or interest selection. All of this can be managed with our app.

Maximum Annual Percentage Rate (APR): 33% or interest as low as 2.75% per month (or 33% per year)

Minimum and maximum period for repayment: 3-6 month, choose to pay the installment as you wish. Pay the minimum interest Or pay in installments, minimum 3 months and maximum 60 months*

Maximum annual percentage: 33%

Example, example of payment calculation
- If the credit limit and withdrawal of 10,000 baht is approved.
- The amount transferred to the customer's account = 10,000 baht, no fee
- On March 1, the customer chooses to pay the loan in 3-month installments and pays on the 1st day of the month.
so
- On April 1, the amount that the customer has to pay = 3,518.32 baht (representing principal = 3,238.05 baht and cumulative interest for 31 days = 10,000*33%*31/365 = 280.27 baht), thus remaining the outstanding principal amount. = 6,761.95 baht
- On May 1, the amount that the customer has to pay = 3,518.32 baht (representing principal = 3,334.92 baht and cumulative interest for 30 days = 6,761.95 *33%*30/365 = 183.40 baht), thus remaining the outstanding principal amount. = 3,427.03 baht
- On June 1, the amount that the customer has to pay = 3,523.08 baht (representing principal = 3,427.03 baht and cumulative interest for 31 days = 3,427.03 *33%*31/365 = 96.05 baht), thus remaining the outstanding principal amount. = 0 baht
- Therefore, the total amount that customers have to pay = 10,559.72 baht, calculated as interest = 559.72 baht from the principal 10,000 baht with interest rate (APR): 33% per year

Disclaimer:
The information provided by this application is for theoretical understanding only. and should not be construed as financial advice or a direct lending offer. This application is not a money lender or acts as an agent of any bank or financial institution and is not involved in approving or denying any lending.
This application aims to educate and understand financial and credit planning. The calculations shown in this application are approximate and do not include actual costs that may arise when applying for a loan from a bank or financial institution.
The developer of the application recommends that you verify all information with your credit provider or financial advisor. Before you decide on a loan or any financial instrument

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