■ Goal Navi for asset management
A long life, plenty of time, and various things I want to do. There is more than one money to prepare.
That is why the secret to asset management is to set goals and then work on them.
It is important to formulate and prepare an asset management plan that is considered to be optimal for each goal.
GoalNavi is a goal-achieving asset management app that navigates customers to their goals with a goal-based approach originating in the United States.
■ How to get started with Goal Navi
1. First, set goals
After downloading the app, set the purpose (goal) of operation as to "for what", "by when", and "how much" while answering simple questions with a free diagnosis.
Goalnavi automatically determines and proposes the operation plan that is considered to be optimal for the customer.
If you select the "Reserve" plan, you can start from 10,000 yen a month.
2. Open an account
Once you have prepared your identity verification documents and withdrawal account, the procedure for opening an account is as short as 5 minutes!
Opening an account is completed with your smartphone.
* In order to start asset management, it is necessary to submit identity verification documents and examine the opening of a securities account.
3. Deposit & start operation
After opening an account and making a deposit, operation will start in as little as one business day!
The rest is automatic operation and is left to GoalNavi. GoalNavi monitors market price movements and automatically rebalances and reviews asset allocation standards on a regular basis.
You can check the asset status and investment trust management status at any time with the app.
■ Recommended environment
Please check the URL below.
https://support.goalnavi.com/attention/siteusage/
■ Development and provision of Goal Navi
GoalNavi is an asset management service developed and provided by Nippon Life Group's asset management company Nissay Asset Management Corporation with the cooperation of the Internet securities company Smart Plus, which was established by Finatext Co., Ltd., a fintech venture company from the University of Tokyo. ..
・ Discretionary investment contractor (management of entrusted assets)
Trade name, etc .: Nissay Asset Management Corporation
Financial Instruments Business Operator Kanto Finance Bureau Director (Kinsho) No. 369
Membership Association: General Incorporated Association Investment Trust Association / Japan Investment Advisers Association
HP: https://www.nam.co.jp/
Privacy policy: https://www.nam.co.jp/privacy/index.html
・ Account management institution (management of securities account / application)
Trade name, etc .: Smart Plus Co., Ltd.
Financial Instruments Business Operator Kanto Finance Bureau Director (Kinsho) No. 3031
Membership Association: Japan Securities Dealers Association / Japan Investment Advisers Association / General Incorporated Association Type 2 Financial Instruments Business Association
HP: https://smartplus-sec.com/
Privacy policy: https://smartplus-sec.com/privacy.html
■ Notes
[Risk]
・ GoalNavi manages investment trusts based on discretionary investment contracts concluded by Nissay Asset Management with customers. The investment principal is not guaranteed.
・ Investment trusts to be invested invest in domestic and foreign securities with price fluctuations, so losses may occur due to fluctuations in indicators such as stock prices, interest rates, and currency prices, and changes in the credit status of issuers. May occur and the investment principal may be interrupted.
・ Unlike deposits, GoalNavi is not covered by the deposit insurance system.
・ Nissay Asset Management will manage the investment on behalf of the customer under the discretionary investment contract, but all profits and losses from the investment will belong to the customer.
【About the cost】
・ In the case of the app course, the maximum annual fee paid by customers with GoalNavi is 1.045% (0.95% excluding tax) of the contract amount. With the end of March, the end of June, the end of September, and the end of December as the end of the quarter, the expenses for the period belonging to the same quarter will be calculated, and in principle, payment will be made in arrears on the 10th business day of the following month. It depends on the contract course and the contract amount, so please check the document delivered before the contract is concluded for details.
-In addition, there are indirect costs such as operation management costs (trust fees), audit costs, and securities trading fees for investment trusts to be invested. The total amount of operation management costs (trust fees) cannot be stated in advance because it varies depending on asset allocation and operation period. Since audit costs, securities trading fees, etc. vary depending on operational conditions, etc., it is not possible to indicate the maximum amount in advance. For details, please refer to the investment trust manual (prospectus for delivery).
-The total amount of the cost, its upper limit and the calculation method will differ depending on the operation status and operation period, etc., so it cannot be stated in advance.
* Please check the URL below for the latest information on costs.
https://support.goalnavi.com/attention/risk/
[Other points to note]
・ Before applying (discretionary investment contract), please read the latest "Document delivered before contract conclusion" carefully. When applying (discretionary investment contract), please check and understand the contract details in the discretionary investment contract, contracts, etc., and make your own judgment.
・ Cooling-off (the provisions of Article 37-6 of the Financial Instruments and Exchange Act) does not apply to discretionary investment contracts.
[Important matters regarding opening an account (Smart Plus)]
・ When you make a transaction with Smart Plus, you may be required to bear certain fees and expenses for each product.
・ For stock transactions, you may incur losses due to a decline in stock prices. In addition, you may incur losses due to deterioration of the issuing company's financial condition such as bankruptcy. There is also a risk of loss in investment trust transactions due to a drop in the standard price.
・ In addition to the above, foreign securities transactions involving foreign exchange transactions may incur losses due to exchange rate fluctuations.
-Margin transactions are high-risk, high-return transactions that require various expenses such as interest rates, stock lending fees, and goods lending fees, and may cause losses exceeding the amount of the deposit due to fluctuations in stock prices.
・ If the suitability for your investment is not suitable for margin trading, you cannot perform margin trading.
・ When opening various accounts at our company, there is a screening prescribed by our company.
・ If an individual issue is displayed or mentioned in the materials, etc., it is posted as an example only and does not solicit or recommend the buying or selling of the issue.
・ Stock lending transactions are not subject to segregated storage, and there is a risk that the lent securities will not be returned.
・ When making a transaction, please carefully read the documents delivered by the Company before the conclusion of the contract, the prospectus and other documents delivered and the contract.
A long life, plenty of time, and various things I want to do. There is more than one money to prepare.
That is why the secret to asset management is to set goals and then work on them.
It is important to formulate and prepare an asset management plan that is considered to be optimal for each goal.
GoalNavi is a goal-achieving asset management app that navigates customers to their goals with a goal-based approach originating in the United States.
■ How to get started with Goal Navi
1. First, set goals
After downloading the app, set the purpose (goal) of operation as to "for what", "by when", and "how much" while answering simple questions with a free diagnosis.
Goalnavi automatically determines and proposes the operation plan that is considered to be optimal for the customer.
If you select the "Reserve" plan, you can start from 10,000 yen a month.
2. Open an account
Once you have prepared your identity verification documents and withdrawal account, the procedure for opening an account is as short as 5 minutes!
Opening an account is completed with your smartphone.
* In order to start asset management, it is necessary to submit identity verification documents and examine the opening of a securities account.
3. Deposit & start operation
After opening an account and making a deposit, operation will start in as little as one business day!
The rest is automatic operation and is left to GoalNavi. GoalNavi monitors market price movements and automatically rebalances and reviews asset allocation standards on a regular basis.
You can check the asset status and investment trust management status at any time with the app.
■ Recommended environment
Please check the URL below.
https://support.goalnavi.com/attention/siteusage/
■ Development and provision of Goal Navi
GoalNavi is an asset management service developed and provided by Nippon Life Group's asset management company Nissay Asset Management Corporation with the cooperation of the Internet securities company Smart Plus, which was established by Finatext Co., Ltd., a fintech venture company from the University of Tokyo. ..
・ Discretionary investment contractor (management of entrusted assets)
Trade name, etc .: Nissay Asset Management Corporation
Financial Instruments Business Operator Kanto Finance Bureau Director (Kinsho) No. 369
Membership Association: General Incorporated Association Investment Trust Association / Japan Investment Advisers Association
HP: https://www.nam.co.jp/
Privacy policy: https://www.nam.co.jp/privacy/index.html
・ Account management institution (management of securities account / application)
Trade name, etc .: Smart Plus Co., Ltd.
Financial Instruments Business Operator Kanto Finance Bureau Director (Kinsho) No. 3031
Membership Association: Japan Securities Dealers Association / Japan Investment Advisers Association / General Incorporated Association Type 2 Financial Instruments Business Association
HP: https://smartplus-sec.com/
Privacy policy: https://smartplus-sec.com/privacy.html
■ Notes
[Risk]
・ GoalNavi manages investment trusts based on discretionary investment contracts concluded by Nissay Asset Management with customers. The investment principal is not guaranteed.
・ Investment trusts to be invested invest in domestic and foreign securities with price fluctuations, so losses may occur due to fluctuations in indicators such as stock prices, interest rates, and currency prices, and changes in the credit status of issuers. May occur and the investment principal may be interrupted.
・ Unlike deposits, GoalNavi is not covered by the deposit insurance system.
・ Nissay Asset Management will manage the investment on behalf of the customer under the discretionary investment contract, but all profits and losses from the investment will belong to the customer.
【About the cost】
・ In the case of the app course, the maximum annual fee paid by customers with GoalNavi is 1.045% (0.95% excluding tax) of the contract amount. With the end of March, the end of June, the end of September, and the end of December as the end of the quarter, the expenses for the period belonging to the same quarter will be calculated, and in principle, payment will be made in arrears on the 10th business day of the following month. It depends on the contract course and the contract amount, so please check the document delivered before the contract is concluded for details.
-In addition, there are indirect costs such as operation management costs (trust fees), audit costs, and securities trading fees for investment trusts to be invested. The total amount of operation management costs (trust fees) cannot be stated in advance because it varies depending on asset allocation and operation period. Since audit costs, securities trading fees, etc. vary depending on operational conditions, etc., it is not possible to indicate the maximum amount in advance. For details, please refer to the investment trust manual (prospectus for delivery).
-The total amount of the cost, its upper limit and the calculation method will differ depending on the operation status and operation period, etc., so it cannot be stated in advance.
* Please check the URL below for the latest information on costs.
https://support.goalnavi.com/attention/risk/
[Other points to note]
・ Before applying (discretionary investment contract), please read the latest "Document delivered before contract conclusion" carefully. When applying (discretionary investment contract), please check and understand the contract details in the discretionary investment contract, contracts, etc., and make your own judgment.
・ Cooling-off (the provisions of Article 37-6 of the Financial Instruments and Exchange Act) does not apply to discretionary investment contracts.
[Important matters regarding opening an account (Smart Plus)]
・ When you make a transaction with Smart Plus, you may be required to bear certain fees and expenses for each product.
・ For stock transactions, you may incur losses due to a decline in stock prices. In addition, you may incur losses due to deterioration of the issuing company's financial condition such as bankruptcy. There is also a risk of loss in investment trust transactions due to a drop in the standard price.
・ In addition to the above, foreign securities transactions involving foreign exchange transactions may incur losses due to exchange rate fluctuations.
-Margin transactions are high-risk, high-return transactions that require various expenses such as interest rates, stock lending fees, and goods lending fees, and may cause losses exceeding the amount of the deposit due to fluctuations in stock prices.
・ If the suitability for your investment is not suitable for margin trading, you cannot perform margin trading.
・ When opening various accounts at our company, there is a screening prescribed by our company.
・ If an individual issue is displayed or mentioned in the materials, etc., it is posted as an example only and does not solicit or recommend the buying or selling of the issue.
・ Stock lending transactions are not subject to segregated storage, and there is a risk that the lent securities will not be returned.
・ When making a transaction, please carefully read the documents delivered by the Company before the conclusion of the contract, the prospectus and other documents delivered and the contract.
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