Calculate the cost of OSAGO for a car in 16 insurance on the calculator, buy OSAGO on the best terms and issue a policy online.
When driving a car, the driver must be ready to take responsibility not only for his own health and property, but also for the health and property of other road users. If the accident occurs through his fault, he will have to pay for the repair of his car, as well as compensate for the damage to the victims. To protect your financial interests, you need to buy an OSAGO policy, which, if necessary, will cover part of the costs.
General information about the type of OSAGO insurance:
OSAGO is a mandatory type of insurance in which the risk of civil liability of vehicle owners for obligations arising from damage to life, health or property of victims when using a vehicle is subject to insurance.
OSAGO contract - an insurance contract under which the insurer undertakes, for a fee stipulated by the contract (insurance premium), upon the occurrence of an event (insurable event) provided for in the contract, to compensate the victims for the harm caused to their life, health or property as a result of this event (to carry out insurance compensation in the form of insurance payment or by organizing and (or) paying for the restoration repair of a damaged vehicle) within the amount specified by the contract (sum insured).
Features of E-OSAGO:
Today, in order to buy a compulsory motor third party liability insurance policy, you do not need to go to the office of an insurance company. You can do this without leaving your home from any device that has Internet access in real time (online). At the same time, the policyholder is issued an electronic insurance - E-OSAGO - which has the same legal force as its paper counterpart. After processing the application and documents, the system assigns a unique number to E-OSAGO, which confirms its validity and protects the document from copying/forgery. It also states:
contract time;
the name of the insurance company that issued the policy;
information about the insured;
information about the owner of the car (if they are different people);
vehicle characteristics;
a list of persons who can drive the insured car;
the price of the policy and its calculation.
The document is supported by an enhanced electronic signature, equivalent to the details, signature and seal of the insurance company. The insured does not need to sign it.
Differences between OSAGO and CASCO:
When applying for insurance, most drivers choose between OSAGO and CASCO. In fact, these are two different insurances. OSAGO is compulsory insurance, without which you cannot go on the road. Its conditions are spelled out in federal law. It covers the costs of repairing someone else's car and other property damaged through the fault of the insured, as well as damage to the health of the victims.
CASCO is a voluntary insurance that protects, among other things, the interests of the insured person. In the event of a traffic accident, car repair, as well as treatment and rehabilitation of the victims (if the risk of an “accident” is included in the CASCO agreement) will be covered by the insurance company.
When driving a car, the driver must be ready to take responsibility not only for his own health and property, but also for the health and property of other road users. If the accident occurs through his fault, he will have to pay for the repair of his car, as well as compensate for the damage to the victims. To protect your financial interests, you need to buy an OSAGO policy, which, if necessary, will cover part of the costs.
General information about the type of OSAGO insurance:
OSAGO is a mandatory type of insurance in which the risk of civil liability of vehicle owners for obligations arising from damage to life, health or property of victims when using a vehicle is subject to insurance.
OSAGO contract - an insurance contract under which the insurer undertakes, for a fee stipulated by the contract (insurance premium), upon the occurrence of an event (insurable event) provided for in the contract, to compensate the victims for the harm caused to their life, health or property as a result of this event (to carry out insurance compensation in the form of insurance payment or by organizing and (or) paying for the restoration repair of a damaged vehicle) within the amount specified by the contract (sum insured).
Features of E-OSAGO:
Today, in order to buy a compulsory motor third party liability insurance policy, you do not need to go to the office of an insurance company. You can do this without leaving your home from any device that has Internet access in real time (online). At the same time, the policyholder is issued an electronic insurance - E-OSAGO - which has the same legal force as its paper counterpart. After processing the application and documents, the system assigns a unique number to E-OSAGO, which confirms its validity and protects the document from copying/forgery. It also states:
contract time;
the name of the insurance company that issued the policy;
information about the insured;
information about the owner of the car (if they are different people);
vehicle characteristics;
a list of persons who can drive the insured car;
the price of the policy and its calculation.
The document is supported by an enhanced electronic signature, equivalent to the details, signature and seal of the insurance company. The insured does not need to sign it.
Differences between OSAGO and CASCO:
When applying for insurance, most drivers choose between OSAGO and CASCO. In fact, these are two different insurances. OSAGO is compulsory insurance, without which you cannot go on the road. Its conditions are spelled out in federal law. It covers the costs of repairing someone else's car and other property damaged through the fault of the insured, as well as damage to the health of the victims.
CASCO is a voluntary insurance that protects, among other things, the interests of the insured person. In the event of a traffic accident, car repair, as well as treatment and rehabilitation of the victims (if the risk of an “accident” is included in the CASCO agreement) will be covered by the insurance company.
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