In bachatgat project group contains of max 10 memebrs. They comes together and collect some fixed amount monthly called it bachat. Bank provides loan for this groups for business in very low interest rate. Then in group who needed loan they apply to chairman of that group. Bank loan+bachat= available amount for loan. The loan of members pass from this amount and interest rate is calculated according to chairman’s decision. Then extra amount upon internal member loan collection distributed as bonus in bachatgat.
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