Important information: the application "Loan - loans online, microloans and installments" does not issue loans and is not an MFO. Our application contains data on current offers on the loan market, and will help you choose the most profitable loan, taking into account the loan term and the amount borrowed!
An example of calculating a loan in the amount of 31,000 rubles for a period of 365 days:
The interest rate for using the loan for 365 days is 0.538% per day (196.37% per annum). The total cost of the loan (PSK) is 193.44% per annum.
The amount of interest accrued for 365 days of using the loan is 41,711 rubles.
The amount to be returned is 72,711 rubles.
Interest for using the loan amount in case of violation of the loan repayment period and accrued interest for 10 days - 1668 rubles.
A penalty on the overdue loan amount in the amount of 20% per annum is charged on the amount of the overdue part of the loan for 10 days - 170 rubles.
The amount to be repaid in case of violation of the loan maturity and accrued interest for 10 days - 74,549 rubles.
The minimum annual rate is 0%. The maximum annual interest rate, including loan interest, is 365%. The minimum debt repayment period is 61 days. The maximum debt repayment period is 365 days.
The loan cost is calculated:
Amount to be returned = Loan Amount + Overpayment Amount, where
Overpayment Amount = Loan Amount * Loan Period * (Rate in% / 100)
Additional commissions are not charged.
Partnership with the best banks: Tinkoff Bank (License No. 2673 dated 03.24.2015), Alfa-Bank (License No. 1326 dated 01.16.2015), PJSC VTB Bank (License No. 1623 dated October 29, 2014), Home Credit Bank (License No. 316 of 03/15/2012), SBER (License No. 1481 of 08/11/2015), Raiffeisenbank (License No. 3292 of 02/17/2015).
An example of calculating a loan in the amount of 31,000 rubles for a period of 365 days:
The interest rate for using the loan for 365 days is 0.538% per day (196.37% per annum). The total cost of the loan (PSK) is 193.44% per annum.
The amount of interest accrued for 365 days of using the loan is 41,711 rubles.
The amount to be returned is 72,711 rubles.
Interest for using the loan amount in case of violation of the loan repayment period and accrued interest for 10 days - 1668 rubles.
A penalty on the overdue loan amount in the amount of 20% per annum is charged on the amount of the overdue part of the loan for 10 days - 170 rubles.
The amount to be repaid in case of violation of the loan maturity and accrued interest for 10 days - 74,549 rubles.
The minimum annual rate is 0%. The maximum annual interest rate, including loan interest, is 365%. The minimum debt repayment period is 61 days. The maximum debt repayment period is 365 days.
The loan cost is calculated:
Amount to be returned = Loan Amount + Overpayment Amount, where
Overpayment Amount = Loan Amount * Loan Period * (Rate in% / 100)
Additional commissions are not charged.
Partnership with the best banks: Tinkoff Bank (License No. 2673 dated 03.24.2015), Alfa-Bank (License No. 1326 dated 01.16.2015), PJSC VTB Bank (License No. 1623 dated October 29, 2014), Home Credit Bank (License No. 316 of 03/15/2012), SBER (License No. 1481 of 08/11/2015), Raiffeisenbank (License No. 3292 of 02/17/2015).
Show More
