Visit the website: http://provident.pl/provigo and learn how to activate ProviGo
The application is currently available to customers who have concluded a contract:
- loans with the support of a Customer Advisor (regardless of the date of conclusion of the contract)
- online loans (after January 26, 2022)
The condition for activating the application is the lack of long-term arrears.
The application is currently not available to customers who have concluded a credit card agreement only.
Customers who use both the loan and the card will find information in the application only about the cash loan.
We are already working on adding features related to the credit card.
The ProviGo application is a quick and convenient access to the most important information about your finances in Provident. In it you will find a full history of all your payments, repayment schedule, information on the outstanding amount and important documents. In addition, you will check the scope of your insurance and learn how to use it. You will also find current contact details for the Advisor and Sales and Customer Relations Manager.
The Regulations with the necessary details are available in the application and at https://provident.pl/provigo
We care about the opinions of users, therefore, if you notice any irregularities, we strongly encourage you to report them by contacting the hotline 600 400 150 (cost of connection according to the operator's tariff) or by e-mail: provigo@provident.pl
The condition for granting a loan is a positive result of the consumer's creditworthiness assessment.
A representative example for a Provi Smart credit card:
The Annual Interest Rate (APR) is 174.12%, total loan amount PLN 3,500, total amount to be paid PLN 5,595.16, fixed interest rate 20.50%, total loan cost PLN 2,095.16 (including: monthly fees PLN 1,732 PLN .50, interest PLN 362.66), 10 monthly equal installments in the amount of PLN 508.66, the last 11 monthly installment in the amount of PLN 508.56. The calculation was made as of August 9, 2023 on a representative example of the Provi Smart Credit Card. To calculate the above parameters, it was assumed that the credit limit under the Provi Smart Credit Card in the amount of PLN 3,500 was used in its entirety once by making a transaction using a credit card on the day of concluding the Provi Smart credit card agreement.
A representative example for a Matching Weekly Cash Loan:
The Annual Interest Rate (APR) is 66.43% total loan amount (without credited costs) PLN 8,300, total amount to be paid PLN 12,551.09, fixed interest rate 20.50%, total loan cost PLN 4,251.09 (including: commission PLN 665 PLN .52, preparation fee PLN 40, fee for a flexible repayment plan PLN 1,552.90, interest PLN 1,992.67), 89 weekly equal installments of PLN 139.46, the last 90 weekly installment of PLN 139.15. The calculation was made as of August 9, 2023 on a representative example of a Matched Loan.
A representative example for a Monthly Matching Loan in Cash/Account:
The Annual Interest Rate (APRC) is 63.56% total loan amount (without credited costs) PLN 5,000, total amount to be paid PLN 7,216.98, fixed interest rate 20.50%, total loan cost PLN 2,216.98 (including: commission PLN 361 PLN .65, preparation fee PLN 40, flexible repayment plan fee PLN 843.85, interest PLN 971.48), 17 monthly equal installments of PLN 400.95, last 18 monthly installment of PLN 400.83. The calculation was made as of August 9, 2023 on a representative example of a Matched Loan.
The maximum APR for a Matched Weekly Loan is 200.33%. The maximum APR for a Matched Monthly Loan is 145.95%. The minimum and maximum duration of the loan agreement for the Matching Weekly Loan is 13 and 130 weeks. The minimum and maximum duration of the loan agreement for the Matched Monthly Loan is 3 and 30 months.
The application is currently available to customers who have concluded a contract:
- loans with the support of a Customer Advisor (regardless of the date of conclusion of the contract)
- online loans (after January 26, 2022)
The condition for activating the application is the lack of long-term arrears.
The application is currently not available to customers who have concluded a credit card agreement only.
Customers who use both the loan and the card will find information in the application only about the cash loan.
We are already working on adding features related to the credit card.
The ProviGo application is a quick and convenient access to the most important information about your finances in Provident. In it you will find a full history of all your payments, repayment schedule, information on the outstanding amount and important documents. In addition, you will check the scope of your insurance and learn how to use it. You will also find current contact details for the Advisor and Sales and Customer Relations Manager.
The Regulations with the necessary details are available in the application and at https://provident.pl/provigo
We care about the opinions of users, therefore, if you notice any irregularities, we strongly encourage you to report them by contacting the hotline 600 400 150 (cost of connection according to the operator's tariff) or by e-mail: provigo@provident.pl
The condition for granting a loan is a positive result of the consumer's creditworthiness assessment.
A representative example for a Provi Smart credit card:
The Annual Interest Rate (APR) is 174.12%, total loan amount PLN 3,500, total amount to be paid PLN 5,595.16, fixed interest rate 20.50%, total loan cost PLN 2,095.16 (including: monthly fees PLN 1,732 PLN .50, interest PLN 362.66), 10 monthly equal installments in the amount of PLN 508.66, the last 11 monthly installment in the amount of PLN 508.56. The calculation was made as of August 9, 2023 on a representative example of the Provi Smart Credit Card. To calculate the above parameters, it was assumed that the credit limit under the Provi Smart Credit Card in the amount of PLN 3,500 was used in its entirety once by making a transaction using a credit card on the day of concluding the Provi Smart credit card agreement.
A representative example for a Matching Weekly Cash Loan:
The Annual Interest Rate (APR) is 66.43% total loan amount (without credited costs) PLN 8,300, total amount to be paid PLN 12,551.09, fixed interest rate 20.50%, total loan cost PLN 4,251.09 (including: commission PLN 665 PLN .52, preparation fee PLN 40, fee for a flexible repayment plan PLN 1,552.90, interest PLN 1,992.67), 89 weekly equal installments of PLN 139.46, the last 90 weekly installment of PLN 139.15. The calculation was made as of August 9, 2023 on a representative example of a Matched Loan.
A representative example for a Monthly Matching Loan in Cash/Account:
The Annual Interest Rate (APRC) is 63.56% total loan amount (without credited costs) PLN 5,000, total amount to be paid PLN 7,216.98, fixed interest rate 20.50%, total loan cost PLN 2,216.98 (including: commission PLN 361 PLN .65, preparation fee PLN 40, flexible repayment plan fee PLN 843.85, interest PLN 971.48), 17 monthly equal installments of PLN 400.95, last 18 monthly installment of PLN 400.83. The calculation was made as of August 9, 2023 on a representative example of a Matched Loan.
The maximum APR for a Matched Weekly Loan is 200.33%. The maximum APR for a Matched Monthly Loan is 145.95%. The minimum and maximum duration of the loan agreement for the Matching Weekly Loan is 13 and 130 weeks. The minimum and maximum duration of the loan agreement for the Matched Monthly Loan is 3 and 30 months.
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