Leave it to ACOM for your first card loan, cash advance, and credit card. With the app, you can borrow 24 hours a day, 365 days a year! A credit card will be issued on the same day with a shortest 20 minutes* response to the screening. You can rest assured even if you are in a hurry. Also, if you are a first-time user, the interest rate is 0 yen for up to 30 days. Membership fee and annual membership fee are also free.
*Depending on the application status, we may not be able to meet your request.
Acom is the No. 1 card loan with a sense of security even for the first time
* Survey method: Internet survey Survey period: December 1 to December 5, 2022 Survey summary: Site comparison image survey for 10 "card loan" sites Survey target: 1532 men and women, 20 Age to 69, Nationwide Survey conducted: Do House Co., Ltd. Companies to be compared: Top 10 Google search companies for "card loan" (as of 17:00 on November 7, 2022) * Articles, advertisements, summary site bank Excluding card loans
Acom's official app
my ac is an application that allows you to check borrowing, repayment, and usage status with a single smartphone. You can also submit documents here.
[Main functions]
■ Easy login with biometric authentication
You can log in using fingerprint authentication or face authentication.
■ Check usage status at a glance
You can check the available amount and repayment date on the top page.
Various procedures such as borrowing, repayment, and increasing the amount can be done directly from the app.
■ Transfer in 24 hours in as little as 10 seconds
We will transfer the money to the financial institution account in the customer's name free of charge. Of course, the procedure is from the app.
*The transfer implementation time varies depending on the financial institution used.
■ Notification by push notification
We will inform you of the payment date by push notification 3 days before and on the day.
■ Documents required for application are also submitted with the app
You can take a photo of your driver's license or income certificate and submit it as it is.
[First ACOM]
■ Four major advantages of ACOM
1. Interest rate is 0 yen for the first time. Interest rate 0 yen service in progress. If you are a first-time customer, no interest will be charged for 30 days from the day after the contract date.
2. Speedy review OK. I will tell you the shortest route to borrowing. Same day transfer is also possible!
3. Borrowing is possible 24 hours a day, 365 days a year. You do not need to come to the store to borrow a card loan. If you borrow by bank transfer,
Borrowing from anywhere in Japan is possible 24 hours a day, 365 days a year from the app, the Internet, or by phone.
4. With credit function. Acom's credit card has no annual fee, is issued on the same day at the shortest, and does not send usage details, so you can use it easily.
[Acom card loan]
Advantages of Acom's card loan
1. Borrowings can be made at any time, 24 hours a day, 365 days a year, if you borrow by bank transfer via the app, the Internet, or by phone.
2. It can be used in a variety of networks such as counters nationwide, Acom ATMs, and affiliated ATMs installed at convenience stores.
[Acom credit card]
■ 4 major advantages of ACOM's credit card
1.No annual fee. It can be used at Mastercard@ member stores around the world, including Japan, and there is no annual fee!
2.Issue as soon as the same day. Cards can be issued on the spot at some automatic contract machines (Mujinkun) corners.
3. Cashback. Acom's credit card will automatically cash back 0.25% from the monthly usage amount.
4. No billing statements will be mailed. You can check your usage details on the ACOM website or in the app. Your privacy will be protected as your statement will not be delivered to your home.
■ How to use
1.Various places to use! Acom credit cards can be used in a variety of ways. There is no need to take out cash or coins at convenience stores and supermarkets. Feel free to use it even for small amounts. It can be used at Mastercard@ merchants around the world. When using, please answer the payment method "one time payment". It will automatically be "revolving (installment) payment".
ACOM's credit card enriches your life.
・Online shopping with a credit card!
・Credit card even at convenience stores!
・Pay for your smartphone with a credit card!
・Taxis also use credit cards!
・Conveniently with a credit card even when traveling!
・Enjoy traveling abroad with a credit card!
・Electronic money, code payment, and QR payment by credit card!
2. Lump sum payment is also possible! When you make a purchase by credit card revolving payment, it is common to pay a fixed amount every month until the payment is completed. increase. No need to contact Acom. It will save you the fees that you will have to pay.
3. Convenient payment! in a way that suits you. Payment can be made by bank transfer from a smartphone, computer, or app. You can also deposit money at Seven Bank and Acom ATMs. Please contact us if you would like to use account transfer (automatic withdrawal).
[Borrowing/Using]
■ Borrowing by bank transfer
Happy 24 hours shortest 10 second transfer! You can apply 24 hours a day, 365 days a year via the Internet, phone, or app, such as "I don't have time to go to ACOM's ATM", "I have a lot of withdrawals this month, and my living expenses are a little high...". In as little as 10 seconds after completing the application, the money will be transferred to the financial institution account in the customer's name. You can check your transaction details on the ACOM website.
*The transfer implementation time varies depending on the financial institution used.
■ 3 advantages of borrowing by bank transfer
1. No fees
2. Borrowing available 24 hours a day, 365 days a year
3. If you have a Rakuten Bank account, transfer money in as little as 10 seconds, 24 hours a day!
■ Available amount and how to increase
The available amount is the amount that the customer can borrow up to the contract maximum amount in the contract. You can use it repeatedly within the available amount. The maximum contract amount will be determined after ACOM's examination within the range of the customer's application amount.
*The service may not be available due to delays in repayment or an increase in borrowings from other companies.
1. What is an increase in the maximum contract amount?
Unlike additional borrowing within the contract limit, increasing the contract limit means raising the usage limit itself. If you have already borrowed up to the contracted maximum amount, but would like to borrow more, you can apply for an increase screening to raise your usage limit and make additional borrowings possible. For example, if the contract limit is increased from 300,000 yen to 500,000 yen, an additional 200,000 yen can be used.
2. About the increase examination
In principle, we will respond on the same day as you apply! There are many ways to apply! Increased screening is possible even on Saturdays, Sundays, and holidays!
3. How to increase the contract maximum amount
If you wish to apply for a "maximum amount increase", you can apply online from the app, the membership page, by phone, ACOM ATM, automatic contract machine (Mujinkun), or at the counter.
4. How to check the available amount
For the current available amount, please log in to the app or log in to the member page from the ACOM website and view "Usage Status" or contact the "ACOM General Card Loan Desk". Or visit us to check.
■ Repayment of ACOM Two points
Please read the following two points and use ACOM conveniently.
1. Support for "carelessly forgotten" with email and push notifications
Notifications of "three days before the repayment date", "on the day of the repayment date", and "repayments after the repayment due date" will be sent via email and push notifications on the app. We fully support the use of ACOM.
3. Repayments can be made 24 hours a day, 365 days a year via the Internet or an app
Repayments can be made from your financial institution to ACOM not only at counters, ATMs, and affiliated ATMs, but also from the Internet or apps anytime, anywhere, 24 hours a day.
No fees! 24 hours repayment OK! Repayment is possible even on Saturdays, Sundays, and holidays!
*You need to apply for internet banking in advance at your financial institution.
【Operating environment】
Android 8.0 or higher
*Customers who are still using the old version of the OS are recommended to update the OS to the latest version.
*There may be some restrictions on operations, etc. due to device-specific events and environments.
[Available convenience stores/bank ATMs]
MUFG Bank / Seven Bank (Seven-Eleven, Ito-Yokado, etc.) / E-net Internet (FamilyMart, Poplar, Daily Yamazaki, Life, Don Quijote, etc.) / Lawson Bank (Lawson, Natural Lawson) / Aeon Bank, etc.
[About use]
■ Each repayment amount
If the contract maximum amount is 300,000 yen or less: 4.2% or more of the borrowing amount
If the contract maximum amount is over 300,000 yen: 3.0% or more of the borrowing amount
If the contract maximum amount is over 1 million yen: 1.5% to 3.0% or more of the borrowing amount
■ Each repayment date
Within 35 days for one payment or monthly payment
*If it is within the repayment date, it is possible to repay according to the customer's convenience.
■ Repayment period
From the final borrowing date, the shortest is the same day, and the longest is 9 years and 7 months
*This is not a financial product requiring full repayment within 60 days.
■ Number of repayments
1 to 100 times
■ Loan interest rate (actual annual rate)
3.0% to 18.0%
■ Example of card loan total cost
Borrowing amount: 500,000 yen, real annual rate of 18.0%
In the case of 51 repayments, total repayment amount: 750,686 yen
■Privacy policy
https://www.acom.co.jp/privacy/treatment/
*Examination required/Confirm lending conditions and be careful not to borrow too much.
*Depending on the application status, we may not be able to meet your request.
Acom is the No. 1 card loan with a sense of security even for the first time
* Survey method: Internet survey Survey period: December 1 to December 5, 2022 Survey summary: Site comparison image survey for 10 "card loan" sites Survey target: 1532 men and women, 20 Age to 69, Nationwide Survey conducted: Do House Co., Ltd. Companies to be compared: Top 10 Google search companies for "card loan" (as of 17:00 on November 7, 2022) * Articles, advertisements, summary site bank Excluding card loans
Acom's official app
my ac is an application that allows you to check borrowing, repayment, and usage status with a single smartphone. You can also submit documents here.
[Main functions]
■ Easy login with biometric authentication
You can log in using fingerprint authentication or face authentication.
■ Check usage status at a glance
You can check the available amount and repayment date on the top page.
Various procedures such as borrowing, repayment, and increasing the amount can be done directly from the app.
■ Transfer in 24 hours in as little as 10 seconds
We will transfer the money to the financial institution account in the customer's name free of charge. Of course, the procedure is from the app.
*The transfer implementation time varies depending on the financial institution used.
■ Notification by push notification
We will inform you of the payment date by push notification 3 days before and on the day.
■ Documents required for application are also submitted with the app
You can take a photo of your driver's license or income certificate and submit it as it is.
[First ACOM]
■ Four major advantages of ACOM
1. Interest rate is 0 yen for the first time. Interest rate 0 yen service in progress. If you are a first-time customer, no interest will be charged for 30 days from the day after the contract date.
2. Speedy review OK. I will tell you the shortest route to borrowing. Same day transfer is also possible!
3. Borrowing is possible 24 hours a day, 365 days a year. You do not need to come to the store to borrow a card loan. If you borrow by bank transfer,
Borrowing from anywhere in Japan is possible 24 hours a day, 365 days a year from the app, the Internet, or by phone.
4. With credit function. Acom's credit card has no annual fee, is issued on the same day at the shortest, and does not send usage details, so you can use it easily.
[Acom card loan]
Advantages of Acom's card loan
1. Borrowings can be made at any time, 24 hours a day, 365 days a year, if you borrow by bank transfer via the app, the Internet, or by phone.
2. It can be used in a variety of networks such as counters nationwide, Acom ATMs, and affiliated ATMs installed at convenience stores.
[Acom credit card]
■ 4 major advantages of ACOM's credit card
1.No annual fee. It can be used at Mastercard@ member stores around the world, including Japan, and there is no annual fee!
2.Issue as soon as the same day. Cards can be issued on the spot at some automatic contract machines (Mujinkun) corners.
3. Cashback. Acom's credit card will automatically cash back 0.25% from the monthly usage amount.
4. No billing statements will be mailed. You can check your usage details on the ACOM website or in the app. Your privacy will be protected as your statement will not be delivered to your home.
■ How to use
1.Various places to use! Acom credit cards can be used in a variety of ways. There is no need to take out cash or coins at convenience stores and supermarkets. Feel free to use it even for small amounts. It can be used at Mastercard@ merchants around the world. When using, please answer the payment method "one time payment". It will automatically be "revolving (installment) payment".
ACOM's credit card enriches your life.
・Online shopping with a credit card!
・Credit card even at convenience stores!
・Pay for your smartphone with a credit card!
・Taxis also use credit cards!
・Conveniently with a credit card even when traveling!
・Enjoy traveling abroad with a credit card!
・Electronic money, code payment, and QR payment by credit card!
2. Lump sum payment is also possible! When you make a purchase by credit card revolving payment, it is common to pay a fixed amount every month until the payment is completed. increase. No need to contact Acom. It will save you the fees that you will have to pay.
3. Convenient payment! in a way that suits you. Payment can be made by bank transfer from a smartphone, computer, or app. You can also deposit money at Seven Bank and Acom ATMs. Please contact us if you would like to use account transfer (automatic withdrawal).
[Borrowing/Using]
■ Borrowing by bank transfer
Happy 24 hours shortest 10 second transfer! You can apply 24 hours a day, 365 days a year via the Internet, phone, or app, such as "I don't have time to go to ACOM's ATM", "I have a lot of withdrawals this month, and my living expenses are a little high...". In as little as 10 seconds after completing the application, the money will be transferred to the financial institution account in the customer's name. You can check your transaction details on the ACOM website.
*The transfer implementation time varies depending on the financial institution used.
■ 3 advantages of borrowing by bank transfer
1. No fees
2. Borrowing available 24 hours a day, 365 days a year
3. If you have a Rakuten Bank account, transfer money in as little as 10 seconds, 24 hours a day!
■ Available amount and how to increase
The available amount is the amount that the customer can borrow up to the contract maximum amount in the contract. You can use it repeatedly within the available amount. The maximum contract amount will be determined after ACOM's examination within the range of the customer's application amount.
*The service may not be available due to delays in repayment or an increase in borrowings from other companies.
1. What is an increase in the maximum contract amount?
Unlike additional borrowing within the contract limit, increasing the contract limit means raising the usage limit itself. If you have already borrowed up to the contracted maximum amount, but would like to borrow more, you can apply for an increase screening to raise your usage limit and make additional borrowings possible. For example, if the contract limit is increased from 300,000 yen to 500,000 yen, an additional 200,000 yen can be used.
2. About the increase examination
In principle, we will respond on the same day as you apply! There are many ways to apply! Increased screening is possible even on Saturdays, Sundays, and holidays!
3. How to increase the contract maximum amount
If you wish to apply for a "maximum amount increase", you can apply online from the app, the membership page, by phone, ACOM ATM, automatic contract machine (Mujinkun), or at the counter.
4. How to check the available amount
For the current available amount, please log in to the app or log in to the member page from the ACOM website and view "Usage Status" or contact the "ACOM General Card Loan Desk". Or visit us to check.
■ Repayment of ACOM Two points
Please read the following two points and use ACOM conveniently.
1. Support for "carelessly forgotten" with email and push notifications
Notifications of "three days before the repayment date", "on the day of the repayment date", and "repayments after the repayment due date" will be sent via email and push notifications on the app. We fully support the use of ACOM.
3. Repayments can be made 24 hours a day, 365 days a year via the Internet or an app
Repayments can be made from your financial institution to ACOM not only at counters, ATMs, and affiliated ATMs, but also from the Internet or apps anytime, anywhere, 24 hours a day.
No fees! 24 hours repayment OK! Repayment is possible even on Saturdays, Sundays, and holidays!
*You need to apply for internet banking in advance at your financial institution.
【Operating environment】
Android 8.0 or higher
*Customers who are still using the old version of the OS are recommended to update the OS to the latest version.
*There may be some restrictions on operations, etc. due to device-specific events and environments.
[Available convenience stores/bank ATMs]
MUFG Bank / Seven Bank (Seven-Eleven, Ito-Yokado, etc.) / E-net Internet (FamilyMart, Poplar, Daily Yamazaki, Life, Don Quijote, etc.) / Lawson Bank (Lawson, Natural Lawson) / Aeon Bank, etc.
[About use]
■ Each repayment amount
If the contract maximum amount is 300,000 yen or less: 4.2% or more of the borrowing amount
If the contract maximum amount is over 300,000 yen: 3.0% or more of the borrowing amount
If the contract maximum amount is over 1 million yen: 1.5% to 3.0% or more of the borrowing amount
■ Each repayment date
Within 35 days for one payment or monthly payment
*If it is within the repayment date, it is possible to repay according to the customer's convenience.
■ Repayment period
From the final borrowing date, the shortest is the same day, and the longest is 9 years and 7 months
*This is not a financial product requiring full repayment within 60 days.
■ Number of repayments
1 to 100 times
■ Loan interest rate (actual annual rate)
3.0% to 18.0%
■ Example of card loan total cost
Borrowing amount: 500,000 yen, real annual rate of 18.0%
In the case of 51 repayments, total repayment amount: 750,686 yen
■Privacy policy
https://www.acom.co.jp/privacy/treatment/
*Examination required/Confirm lending conditions and be careful not to borrow too much.
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