For those who want to have room to spare in case of sudden expenses, or for those who need a small amount of goods or a large amount of funds.
It is the official app of MUFG Bank's card loan "Banquick", which responds firmly to the thoughts of each person.
▼ Functions and features of this app
■ New application for card loan
・Even if you do not have an account with MUFG Bank, you can apply anytime you need it, 24 hours a day.
・You do not need to come to the store from application to contract.
・You can apply for use (borrowing) by bank transfer even after signing the contract and before receiving the card.
■ Confirmation of card loan usage status
・Immediate confirmation of important information such as "Balance", "Available amount", "Next repayment date", "Next repayment amount", "Notice from Banquick", etc., supports planned use.
・You can also check your usage details for the past 3 months.
・You can also check the total remaining debt by tapping the balance.
■ Use (borrowing, cash advance)
・You can apply for bank transfer (borrowing) 24 hours a day, 365 days a year. The loan will be transferred to the savings account in your name on the same day or the next business day.
・You can search for ATMs that accept cash advances.
■ Repayment
・You can check the account for repayment at the time of transfer.
・You can search for available ATMs.
■ Procedure
・You can apply for an increase in the usage limit.
・You can check the contract details and registration details.
・You can change registered information such as address and work information.
■ Submission of documents
・You can submit identification documents (driver's license, etc.) and the latest income proof documents.
■ Repayment simulation
・Two simulations can be performed: "Monthly repayment amount" and "Repayment period".
■ Biometric authentication
・You can easily log in using fingerprint authentication.
▼ 4 reasons to recommend Mitsubishi UFJ Bank card loan “Banquick”
[1] ATM usage fees and overtime usage fees for Mitsubishi UFJ Bank ATMs and affiliated convenience store ATMs are all free when using a Banquick Card!
In addition to ATMs at Mitsubishi UFJ Bank, you can easily borrow and repay at Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.
[2] Interest rate setting according to the usage limit
Card loan "Banquick" has an annual interest rate of 1.8% to 14.6%, and a maximum usage limit of 100,000 yen to 5 million yen.
"Banquick" can be used for all occasions, from a small amount of goods to a large amount of funds.
[3] You can borrow (cash) without going to an ATM!
You can transfer the borrowed money to a savings account in your name. You can borrow as many times as you like within the credit limit.
Of course, the transfer fee is free!
[4] Notification delivery by PUSH notification!
If you set up PUSH notification delivery, you will receive notifications such as various campaigns and payment dates, so you will not miss any advantageous information. It also prevents you from accidentally forgetting the payment date!
▼ Product Overview of MUFG Bank Card Loan “Banquick”
■ Borrowing interest rate (actual annual rate)
Interest rate 1.8% to 14.6% per annum
*The borrowing rate (interest rate) varies depending on the credit limit, etc.
*The interest rate is a variable interest rate. It may change from time to time depending on the financial situation.
■ Repayment period
From the last borrowing date, the shortest is the same day, and the longest is 6 years and 6 months
* Borrowing amount: 500,000 yen, real annual rate: 14.6%
*This is not a financial product that requires full repayment within 60 days. (Based on Card Loan "Banquick" Loan Policy)
https://www.bk.mufg.jp/regulation/banquic_loan.html
■ Example of card loan total cost
Borrowing amount: 500,000 yen, real annual rate: 14.6%
In the case of 78 repayments, total repayment amount: 776,120 yen
■ Usage (borrowing) limit
100,000 yen ~ up to 5 million yen
*The usage limit will be determined based on the results of the examination at the time of application. It is also possible to increase the usage limit depending on the usage situation.
* If you wish to use a credit limit of more than 500,000 yen, you will need to submit an income certificate.
* You can borrow as many times as you like within the usage limit.
■ Minimum repayment amount
From 1,000 yen each time
*The minimum repayment amount varies depending on the borrowing interest rate (interest rate) and the borrowing balance.
■ Guarantor
Unnecessary (Please use the guarantee of the guarantee company (Acom Co., Ltd.))
■ How to use (borrow)
≪Borrowing by bank transfer (in units of 10,000 yen)≫
By applying for this app, website, or by phone, the borrowed money will be transferred to a savings account in the name of the person under the name of "Gohonnin". There is no transfer fee.
≪Borrowing and cashing at ATMs (units of 1,000 yen)≫
You can withdraw your borrowed money from Mitsubishi UFJ Bank ATMs, as well as Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.
ATM usage fees and overtime usage fees are all free.
■ Repayment method
≪Repayment by automatic payment (account withdrawal)≫
Repayment can be made by automatic payment from the MUFG Bank savings account in your name.
There is no usage fee.
≪Payment at ATM≫
Repayment can be made not only from Mitsubishi UFJ Bank ATMs, but also from Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.
ATM usage fees and overtime usage fees are all free.
≪Repayment by bank transfer≫
With this app and website, you can check the different repayment accounts for each customer and make repayments by bank transfer.
*If you use Mitsubishi UFJ Direct, you can transfer money without any fees.
■ Product details and instructions
Please check the website of MUFG Bank for product details and instructions for the card loan “Banquick”.
https://www.bk.mufg.jp/kariru/banquic/shosai/index.html
■Privacy Policy
https://www.bk.mufg.jp/kojinjouhou/houshin.html
▼ Points to note
・At the time of application, MUFG Bank, Ltd. and the guarantee company (Acom Co., Ltd.) will conduct a prescribed examination. Depending on the examination results, we may not be able to comply with your request. Please note that we cannot answer questions about the content of the examination.
・Individual customers aged between 20 and 65 who live in Japan, who have a stable income in principle, and who can receive a guarantee from a guarantee company (Acom Co., Ltd.) can apply. For foreign customers, those who have received a permanent residence permit are eligible.
・Lawson Bank ATMs are eligible for ATMs with the "Lawson ATM mark".
・When repaying by bank transfer from a bank other than Mitsubishi UFJ Direct, a bank transfer fee may be charged depending on the institution you use and the time of use.
・MUFG Bank entrusts ACOM Co., Ltd. with the operation and management of various procedure pages for card loan "Banquick", and the domain name of the URL after the transition link may be loan-alliance.com. .
・When using this product, we recommend that you plan your borrowing with monthly repayments in mind.
▼ Operation confirmed environment of this application
Android 8.0/9.0/10.0/11.0/12.0/13.0
* Operation is confirmed on representative smartphones that support the target OS. Depending on the terminal you are using, there may be restrictions on some transactions and screen displays.
* "Banquick" and "BANQUIC" are registered trademarks of MUFG Bank, Ltd.
(As of August 14, 2023)
It is the official app of MUFG Bank's card loan "Banquick", which responds firmly to the thoughts of each person.
▼ Functions and features of this app
■ New application for card loan
・Even if you do not have an account with MUFG Bank, you can apply anytime you need it, 24 hours a day.
・You do not need to come to the store from application to contract.
・You can apply for use (borrowing) by bank transfer even after signing the contract and before receiving the card.
■ Confirmation of card loan usage status
・Immediate confirmation of important information such as "Balance", "Available amount", "Next repayment date", "Next repayment amount", "Notice from Banquick", etc., supports planned use.
・You can also check your usage details for the past 3 months.
・You can also check the total remaining debt by tapping the balance.
■ Use (borrowing, cash advance)
・You can apply for bank transfer (borrowing) 24 hours a day, 365 days a year. The loan will be transferred to the savings account in your name on the same day or the next business day.
・You can search for ATMs that accept cash advances.
■ Repayment
・You can check the account for repayment at the time of transfer.
・You can search for available ATMs.
■ Procedure
・You can apply for an increase in the usage limit.
・You can check the contract details and registration details.
・You can change registered information such as address and work information.
■ Submission of documents
・You can submit identification documents (driver's license, etc.) and the latest income proof documents.
■ Repayment simulation
・Two simulations can be performed: "Monthly repayment amount" and "Repayment period".
■ Biometric authentication
・You can easily log in using fingerprint authentication.
▼ 4 reasons to recommend Mitsubishi UFJ Bank card loan “Banquick”
[1] ATM usage fees and overtime usage fees for Mitsubishi UFJ Bank ATMs and affiliated convenience store ATMs are all free when using a Banquick Card!
In addition to ATMs at Mitsubishi UFJ Bank, you can easily borrow and repay at Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.
[2] Interest rate setting according to the usage limit
Card loan "Banquick" has an annual interest rate of 1.8% to 14.6%, and a maximum usage limit of 100,000 yen to 5 million yen.
"Banquick" can be used for all occasions, from a small amount of goods to a large amount of funds.
[3] You can borrow (cash) without going to an ATM!
You can transfer the borrowed money to a savings account in your name. You can borrow as many times as you like within the credit limit.
Of course, the transfer fee is free!
[4] Notification delivery by PUSH notification!
If you set up PUSH notification delivery, you will receive notifications such as various campaigns and payment dates, so you will not miss any advantageous information. It also prevents you from accidentally forgetting the payment date!
▼ Product Overview of MUFG Bank Card Loan “Banquick”
■ Borrowing interest rate (actual annual rate)
Interest rate 1.8% to 14.6% per annum
*The borrowing rate (interest rate) varies depending on the credit limit, etc.
*The interest rate is a variable interest rate. It may change from time to time depending on the financial situation.
■ Repayment period
From the last borrowing date, the shortest is the same day, and the longest is 6 years and 6 months
* Borrowing amount: 500,000 yen, real annual rate: 14.6%
*This is not a financial product that requires full repayment within 60 days. (Based on Card Loan "Banquick" Loan Policy)
https://www.bk.mufg.jp/regulation/banquic_loan.html
■ Example of card loan total cost
Borrowing amount: 500,000 yen, real annual rate: 14.6%
In the case of 78 repayments, total repayment amount: 776,120 yen
■ Usage (borrowing) limit
100,000 yen ~ up to 5 million yen
*The usage limit will be determined based on the results of the examination at the time of application. It is also possible to increase the usage limit depending on the usage situation.
* If you wish to use a credit limit of more than 500,000 yen, you will need to submit an income certificate.
* You can borrow as many times as you like within the usage limit.
■ Minimum repayment amount
From 1,000 yen each time
*The minimum repayment amount varies depending on the borrowing interest rate (interest rate) and the borrowing balance.
■ Guarantor
Unnecessary (Please use the guarantee of the guarantee company (Acom Co., Ltd.))
■ How to use (borrow)
≪Borrowing by bank transfer (in units of 10,000 yen)≫
By applying for this app, website, or by phone, the borrowed money will be transferred to a savings account in the name of the person under the name of "Gohonnin". There is no transfer fee.
≪Borrowing and cashing at ATMs (units of 1,000 yen)≫
You can withdraw your borrowed money from Mitsubishi UFJ Bank ATMs, as well as Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.
ATM usage fees and overtime usage fees are all free.
■ Repayment method
≪Repayment by automatic payment (account withdrawal)≫
Repayment can be made by automatic payment from the MUFG Bank savings account in your name.
There is no usage fee.
≪Payment at ATM≫
Repayment can be made not only from Mitsubishi UFJ Bank ATMs, but also from Seven Bank ATMs, Lawson Bank ATMs, and E-net ATMs.
ATM usage fees and overtime usage fees are all free.
≪Repayment by bank transfer≫
With this app and website, you can check the different repayment accounts for each customer and make repayments by bank transfer.
*If you use Mitsubishi UFJ Direct, you can transfer money without any fees.
■ Product details and instructions
Please check the website of MUFG Bank for product details and instructions for the card loan “Banquick”.
https://www.bk.mufg.jp/kariru/banquic/shosai/index.html
■Privacy Policy
https://www.bk.mufg.jp/kojinjouhou/houshin.html
▼ Points to note
・At the time of application, MUFG Bank, Ltd. and the guarantee company (Acom Co., Ltd.) will conduct a prescribed examination. Depending on the examination results, we may not be able to comply with your request. Please note that we cannot answer questions about the content of the examination.
・Individual customers aged between 20 and 65 who live in Japan, who have a stable income in principle, and who can receive a guarantee from a guarantee company (Acom Co., Ltd.) can apply. For foreign customers, those who have received a permanent residence permit are eligible.
・Lawson Bank ATMs are eligible for ATMs with the "Lawson ATM mark".
・When repaying by bank transfer from a bank other than Mitsubishi UFJ Direct, a bank transfer fee may be charged depending on the institution you use and the time of use.
・MUFG Bank entrusts ACOM Co., Ltd. with the operation and management of various procedure pages for card loan "Banquick", and the domain name of the URL after the transition link may be loan-alliance.com. .
・When using this product, we recommend that you plan your borrowing with monthly repayments in mind.
▼ Operation confirmed environment of this application
Android 8.0/9.0/10.0/11.0/12.0/13.0
* Operation is confirmed on representative smartphones that support the target OS. Depending on the terminal you are using, there may be restrictions on some transactions and screen displays.
* "Banquick" and "BANQUIC" are registered trademarks of MUFG Bank, Ltd.
(As of August 14, 2023)
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