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cash advance, card loan
Leave it to SMBC Mobit!
＼
••••••••••••••••••
This is the official smartphone app of SMBC Mobit.
Even if you are a first-time user, you can use it with confidence because it is an SMBC group.
There are a lot of functions such as cardless borrowing, same-day cashing, document sending by taking a picture of the document and sending it, biometric login and auto-login.
You can also use some functions of the member-only service "My mobi".
••••••••••••••••••
■■ Main functions ■■
1. Smartphone ATM transactions
Using the app, you can borrow and repay without a card.
Cash can be used 24 hours a day at Seven Bank and Lawson Bank ATMs!
It is a convenient card loan that is easy to use systematically from borrowing to repayment.
2. Send required documents
You can take a picture of the necessary documents with your smartphone and send them easily when you sign up for a card loan.
Customers using SMBC Mobit can also use it to send the latest income proof documents.
3. Member-only service "My mobi"
・Simple login
You can log in just by starting the app with the auto-login function. It also supports biometric authentication (fingerprint, face, voiceprint authentication).
*The auto-login function is available only when you select login by user ID.
・Application for increased examination
Complete the contract amount change procedure on the net application without a phone call.
*In some cases, you may be required to submit proof of income when applying for an increase.
・Payment date registration
Even if your payment is late, you can register your payment schedule 24 hours a day without a phone call.
*After the payment due date has passed, a late payment charge of 20.00% per year will be charged to the balance.
*Withdrawals may be suspended.
・Change of repayment method ・Change of transfer account at the time of repayment
You can change the repayment method or change the registered transfer account.
Example: Change from ATM deposit type to account transfer type
・Change of scheduled payment date
It is possible to change the contract on the monthly repayment date (5th, 15th, 25th, and last day).
*When changing the contract on the repayment date, the number of days for the next payment date may be shortened.
・Change the next account debit amount
You can change the amount of the next direct debit.
*This can be set when the repayment method is set to bank transfer type.
・Skip the next withdrawal
If the repayment for the current month is completed before the contract date, the withdrawal for the current month can be skipped.
・Transfer cashing
Direct transfer to your bank account in as little as 3 minutes! (*) You can register up to 3 deposit accounts.
*Deposit completion date and time differ depending on the financial institution (Some financial institutions accept payments 24 hours a day)
・T point service
Various procedures* for using the service that collects T points for prescribed repayments,
Repayment can be made using T points.
* "T point usage procedure / cancellation" "Application for switching to Mobit card (with T card function)"
*Depending on usage conditions, you may not be able to select the procedure menu.
・Internet repayment
You can repay up to 10 times a month with ¥0 fee via Pay-easy.
* A bank account that can use Internet banking is required for use.
・Usage status inquiry
You can check the transaction status (available amount/limit/balance, next payment due date, etc.).
・Other functions
Transaction history inquiry (maximum 15) / contract details inquiry / registration details change (address, phone number, work place, etc.) / user ID change / password change
4. Online Identity Verification
This is a function to complete identity verification on a smartphone for customers who use the "card collection service at convenience stores, post offices, etc." when signing up for a card loan.
■■ "Sumitomo Mitsui Card's SMBC Mobit" is recommended for those who ■■
・Using cash advances and card loans for borrowing and repayment for the first time
・ Looking for a cash advance or card loan that can be completed with an app
・Since I use Sumitomo Mitsui Banking Corporation (SMBC), I want to use the ATM of Sumitomo Mitsui Banking Corporation (SMBC) for cash advances and card loans.
・I want to use an ATM for borrowing and repayment because there is an ATM near my house
・I want to borrow from the trustworthy SMBC Group cash advance or card loan
・I want to use a major ATM such as Sumitomo Mitsui Banking Corporation (SMBC) because it is my first borrowing and repayment.
・ Looking for a loan that can be used with peace of mind
・I want to borrow in the shortest time using an ATM
・I want cash on the same day
・I want to use a smartphone app to conveniently complete the transaction without using a card.
・I'm looking for a service that can be repaid online.
・I would like to make a payment using Internet banking.
・I want the money to be transferred directly to my bank account on the same day if possible.
・Have borrowed money (cash advance or card loan) from a bank or financial institution.
・I'm looking for a cardless service because I don't want my family or work to find out.
・I want to borrow cash instead of paying by credit card!
■■ Frequently asked questions■■
Q: How do I log in to the app?
A: To log in to Mymobi, you can choose the login method that is most convenient for you.
①Enter your user ID and password to log in
② Log in by entering your Mobit card number (transfer cashing number), PIN, and phone number
③ Log in with biometric information such as fingerprints, face, and voice
* To use it, you need to save the information in ②.
～Convenient login method～
By saving the information in ① and turning on auto-login, you can log in by starting the app.
Q: What should I do if I forget my user ID and password?
A: You can check your user ID and re-register your password on the PC and smartphone versions of My mobi.
Q: What should I do if I forget my PIN?
A: Please contact the Mobit Call Center 0120-24-7217 (business hours 9:00-18:00).
Q: How should I send the required documents?
A: You can take a picture of the document and send it from [Submit Required Documents] on the app.
①Tap the [Submit required documents here] button on the top screen after launching the app.
② Enter the necessary information and log in
③ After checking the information about how to submit the documents, select [Submit face photo and identification documents] or [Submit documents only] and tap the [Next] button.
◇If you select [Submit face photo and identity verification documents]
You can check the details of the procedure in the video from the URL below.
https://www.mobit.ne.jp/special/movie/13/index.html
◇If you select [Submit documents only]
You can check the details of the procedure in the video from the URL below.
https://www.mobit.ne.jp/special/movie/06/index.html
【Operating environment】
Smartphone (Android OS) 6.0 or higher recommended
* Operation is not guaranteed on tablet devices.
*"Android" is a trademark of Google Inc.
【others】
1. Please be sure to check the "App Terms of Use" before using.
2. You can log in with either your user ID or card number (transfer cashing number).
3. Sending required documents
・Check the expiration date of the document
・Please shoot in a bright place.
・Please do not use flash or auxiliary lights.
・Please take a picture by aligning it with the frame on the screen.
・When you update the app, unsent documents in the app will be deleted.
■■■ Lending conditions, etc. ■■■
・Minimum and maximum repayment period
Up to 60 times (5 years) However, if the Company recognizes that there is a reasonable reason in light of repayment capacity and other circumstances, up to 106 times (8 years and 10 months)
Please note that this is not a financial product requiring full repayment within 60 days.
・Maximum APR (real annual interest rate)
Real annual rate: 3.00% to 18.00%
A representative example of the total cost of the loan, including all applicable costs
◇When the actual annual rate is 18.00%
Usage amount: 500,000 yen
Monthly repayment amount: 30,000 yen
Total repayment: 579,829 yen
30,000 yen x 19 times (monthly repayment amount) + 9,829 yen/final time
◇When the actual annual rate is 3.00%
Usage amount: 8 million yen
Monthly repayment amount: 150,000 yen
Total repayment: 8,585,527 yen
150,000 yen x 57 times (monthly repayment amount) + 35,527 yen/last time
Check the terms of the loan and be careful not to borrow too much.
[SMBC Mobit official smartphone app]
Let's easily use card loans on smartphones with the official app!
https://www.mobit.ne.jp/popup/about_sm_app.html
cash advance, card loan
Leave it to SMBC Mobit!
＼
••••••••••••••••••
This is the official smartphone app of SMBC Mobit.
Even if you are a first-time user, you can use it with confidence because it is an SMBC group.
There are a lot of functions such as cardless borrowing, same-day cashing, document sending by taking a picture of the document and sending it, biometric login and auto-login.
You can also use some functions of the member-only service "My mobi".
••••••••••••••••••
■■ Main functions ■■
1. Smartphone ATM transactions
Using the app, you can borrow and repay without a card.
Cash can be used 24 hours a day at Seven Bank and Lawson Bank ATMs!
It is a convenient card loan that is easy to use systematically from borrowing to repayment.
2. Send required documents
You can take a picture of the necessary documents with your smartphone and send them easily when you sign up for a card loan.
Customers using SMBC Mobit can also use it to send the latest income proof documents.
3. Member-only service "My mobi"
・Simple login
You can log in just by starting the app with the auto-login function. It also supports biometric authentication (fingerprint, face, voiceprint authentication).
*The auto-login function is available only when you select login by user ID.
・Application for increased examination
Complete the contract amount change procedure on the net application without a phone call.
*In some cases, you may be required to submit proof of income when applying for an increase.
・Payment date registration
Even if your payment is late, you can register your payment schedule 24 hours a day without a phone call.
*After the payment due date has passed, a late payment charge of 20.00% per year will be charged to the balance.
*Withdrawals may be suspended.
・Change of repayment method ・Change of transfer account at the time of repayment
You can change the repayment method or change the registered transfer account.
Example: Change from ATM deposit type to account transfer type
・Change of scheduled payment date
It is possible to change the contract on the monthly repayment date (5th, 15th, 25th, and last day).
*When changing the contract on the repayment date, the number of days for the next payment date may be shortened.
・Change the next account debit amount
You can change the amount of the next direct debit.
*This can be set when the repayment method is set to bank transfer type.
・Skip the next withdrawal
If the repayment for the current month is completed before the contract date, the withdrawal for the current month can be skipped.
・Transfer cashing
Direct transfer to your bank account in as little as 3 minutes! (*) You can register up to 3 deposit accounts.
*Deposit completion date and time differ depending on the financial institution (Some financial institutions accept payments 24 hours a day)
・T point service
Various procedures* for using the service that collects T points for prescribed repayments,
Repayment can be made using T points.
* "T point usage procedure / cancellation" "Application for switching to Mobit card (with T card function)"
*Depending on usage conditions, you may not be able to select the procedure menu.
・Internet repayment
You can repay up to 10 times a month with ¥0 fee via Pay-easy.
* A bank account that can use Internet banking is required for use.
・Usage status inquiry
You can check the transaction status (available amount/limit/balance, next payment due date, etc.).
・Other functions
Transaction history inquiry (maximum 15) / contract details inquiry / registration details change (address, phone number, work place, etc.) / user ID change / password change
4. Online Identity Verification
This is a function to complete identity verification on a smartphone for customers who use the "card collection service at convenience stores, post offices, etc." when signing up for a card loan.
■■ "Sumitomo Mitsui Card's SMBC Mobit" is recommended for those who ■■
・Using cash advances and card loans for borrowing and repayment for the first time
・ Looking for a cash advance or card loan that can be completed with an app
・Since I use Sumitomo Mitsui Banking Corporation (SMBC), I want to use the ATM of Sumitomo Mitsui Banking Corporation (SMBC) for cash advances and card loans.
・I want to use an ATM for borrowing and repayment because there is an ATM near my house
・I want to borrow from the trustworthy SMBC Group cash advance or card loan
・I want to use a major ATM such as Sumitomo Mitsui Banking Corporation (SMBC) because it is my first borrowing and repayment.
・ Looking for a loan that can be used with peace of mind
・I want to borrow in the shortest time using an ATM
・I want cash on the same day
・I want to use a smartphone app to conveniently complete the transaction without using a card.
・I'm looking for a service that can be repaid online.
・I would like to make a payment using Internet banking.
・I want the money to be transferred directly to my bank account on the same day if possible.
・Have borrowed money (cash advance or card loan) from a bank or financial institution.
・I'm looking for a cardless service because I don't want my family or work to find out.
・I want to borrow cash instead of paying by credit card!
■■ Frequently asked questions■■
Q: How do I log in to the app?
A: To log in to Mymobi, you can choose the login method that is most convenient for you.
①Enter your user ID and password to log in
② Log in by entering your Mobit card number (transfer cashing number), PIN, and phone number
③ Log in with biometric information such as fingerprints, face, and voice
* To use it, you need to save the information in ②.
～Convenient login method～
By saving the information in ① and turning on auto-login, you can log in by starting the app.
Q: What should I do if I forget my user ID and password?
A: You can check your user ID and re-register your password on the PC and smartphone versions of My mobi.
Q: What should I do if I forget my PIN?
A: Please contact the Mobit Call Center 0120-24-7217 (business hours 9:00-18:00).
Q: How should I send the required documents?
A: You can take a picture of the document and send it from [Submit Required Documents] on the app.
①Tap the [Submit required documents here] button on the top screen after launching the app.
② Enter the necessary information and log in
③ After checking the information about how to submit the documents, select [Submit face photo and identification documents] or [Submit documents only] and tap the [Next] button.
◇If you select [Submit face photo and identity verification documents]
You can check the details of the procedure in the video from the URL below.
https://www.mobit.ne.jp/special/movie/13/index.html
◇If you select [Submit documents only]
You can check the details of the procedure in the video from the URL below.
https://www.mobit.ne.jp/special/movie/06/index.html
【Operating environment】
Smartphone (Android OS) 6.0 or higher recommended
* Operation is not guaranteed on tablet devices.
*"Android" is a trademark of Google Inc.
【others】
1. Please be sure to check the "App Terms of Use" before using.
2. You can log in with either your user ID or card number (transfer cashing number).
3. Sending required documents
・Check the expiration date of the document
・Please shoot in a bright place.
・Please do not use flash or auxiliary lights.
・Please take a picture by aligning it with the frame on the screen.
・When you update the app, unsent documents in the app will be deleted.
■■■ Lending conditions, etc. ■■■
・Minimum and maximum repayment period
Up to 60 times (5 years) However, if the Company recognizes that there is a reasonable reason in light of repayment capacity and other circumstances, up to 106 times (8 years and 10 months)
Please note that this is not a financial product requiring full repayment within 60 days.
・Maximum APR (real annual interest rate)
Real annual rate: 3.00% to 18.00%
A representative example of the total cost of the loan, including all applicable costs
◇When the actual annual rate is 18.00%
Usage amount: 500,000 yen
Monthly repayment amount: 30,000 yen
Total repayment: 579,829 yen
30,000 yen x 19 times (monthly repayment amount) + 9,829 yen/final time
◇When the actual annual rate is 3.00%
Usage amount: 8 million yen
Monthly repayment amount: 150,000 yen
Total repayment: 8,585,527 yen
150,000 yen x 57 times (monthly repayment amount) + 35,527 yen/last time
Check the terms of the loan and be careful not to borrow too much.
[SMBC Mobit official smartphone app]
Let's easily use card loans on smartphones with the official app!
https://www.mobit.ne.jp/popup/about_sm_app.html
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