Sunshine Loan is a co-brand of loans for ordinary people who suffer from such excessive debt.
Sunshine Loan is a product for self-employed business owners and workers with annual income of less than 35 million won for credit grades 1-7, or with annual income of 45 million won or less with credit grade 6 or less.
A maximum of 30 million won can be processed by combining 15 million won in livelihood funds and livelihood loan, and up to 20 million won in the case of the 2nd sidedol loan. It is possible to proceed with two products at the same time.
Delinquency for more than 3 months, bankruptcy
If there is a reason, the loan is limited.
If a financial institution is overdue for more than 10 days in arrears or more than 4 times in 10 days or more within the last 3 months, the loan is restricted.
[Sunsalon Product Information]
Loan target: Anyone with monthly income of 600,000 won or more (contract workers possible), excessive inquiry, excessive loan, low grade
Loan interest rate: 5.8~10.6% per annum
Loan limit: up to 30 million won (20 million won for loans + 10 million won for livelihood funds)
Repayment method: repayment in equal installments of principal (part of principal + interest every month)
Loan period: 3 or 5 years
Reimbursement fee during handling: 0% (However, 1% of guarantee insurance premiums are deducted annually)
Sunshine Loan is a product for self-employed business owners and workers with annual income of less than 35 million won for credit grades 1-7, or with annual income of 45 million won or less with credit grade 6 or less.
A maximum of 30 million won can be processed by combining 15 million won in livelihood funds and livelihood loan, and up to 20 million won in the case of the 2nd sidedol loan. It is possible to proceed with two products at the same time.
Delinquency for more than 3 months, bankruptcy
If there is a reason, the loan is limited.
If a financial institution is overdue for more than 10 days in arrears or more than 4 times in 10 days or more within the last 3 months, the loan is restricted.
[Sunsalon Product Information]
Loan target: Anyone with monthly income of 600,000 won or more (contract workers possible), excessive inquiry, excessive loan, low grade
Loan interest rate: 5.8~10.6% per annum
Loan limit: up to 30 million won (20 million won for loans + 10 million won for livelihood funds)
Repayment method: repayment in equal installments of principal (part of principal + interest every month)
Loan period: 3 or 5 years
Reimbursement fee during handling: 0% (However, 1% of guarantee insurance premiums are deducted annually)
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