[Finance in my hand, BNK!]
Use the financial services provided by BNK Capital easily and quickly!
The BNK Capital mobile application allows you to conveniently use more diverse services than the homepage through your smartphone.
The mobile application provides a variety of financial products, from direct loans, which allows you to make a loan agreement and remittance at the same time with your smartphone without visiting a branch, to car purchase funds, living stabilization funds, and stock purchase loans.
Existing BNK Capital customers can easily check their loan balance and billed amount through My Page, and if additional loans are needed, they can easily check the loan amount.
[Main Service]
■ Home
- Car purchase funds (new car, used car, car lease, long-term rental car)
- Personal finance (credit loan, secured loan)
■ My Page
- Products in use, quotation/limit inquiry details, products in progress, and my information management (change of payment date, change of member information, etc.)
■ BNK LIFE
- My credit information: free credit inquiry and credit management
- Used car information: Used car related information such as used car prices, popular vehicles, premium dealers, etc.
- New car purchase information: New car related information such as rental car, auto lease, and new car installment for new car purchase tips
■ Quick service
- Choose only the categories you need, and favorites according to your taste!
■ Direct product
- BNK Easy Loan, BNK Direct Loan, BNK Somecar Loan (used car loan), car lease, long-term rental car, BNK smart car collateral loan, BNK Internet instant addition loan, stock purchase loan, etc.
■ Product information
- Loan interest rate: 2.4% ~ 19.9% per annum
- Overdue interest rate: contracted interest rate + 3% (within the legal maximum interest rate)
- Incidental expenses: prepayment fee (within 2.5%), stamp duty 50% (exclusion cost, bond discount, confirmation letter, address change registration bearer)
- Repayment period: minimum 6 months to maximum 72 months
- Interest payment cycle: every month
※ 7.9% per annum of 1 million won on January 1st (first payment date of February 1) When repayment of equal principal and interest for 12 months, total payment amount of 1,043,304 won
■ Customer Center
- Customer consultation, branch search, announcements/events, etc.
※ Precautions
We will guide you as follows about the access rights used in the app.
Access rights are divided into essential access rights and optional access rights, and in the case of selective access rights, you can use the app even if you do not agree to the permission.
■ Required access rights
- Storage space: Stores certificates with device, photo, and media file access rights, and is used to check whether the OS is tampered with to enhance security.
- Phone: Access is required to maintain the device's authentication status.
■ Optional access rights
- Camera: Used when taking OCR ID cards and submitting documents when applying for direct products
■ Items for credit disorder investigation (prevention of voice phishing damage by customers using “BNK Capital” app through detection of malicious apps): malicious app detection information, diagnostic information on detected malicious apps
■ If you are using a smartphone with Android OS version 6.0 or lower, all essential access rights can be applied without selective access rights.
In this case, after upgrading the operating system to 6.0 or higher, you must delete and reinstall the app to set access rights normally.
■ Supported OS version: Android (5.0 Lollipop or higher)
- It is recommended to update the latest version of OS and vaccine to maintain the security of the terminal.
- When using the service, please refrain from using a wireless LAN (Wi-Fi) from an unknown source or without security settings, and use a mobile communication network (3G, LTE).
- Data charges may occur when downloading and using services over 3G/LTE networks.* Fingerprint authentication is supported only for terminals that support the function.
- The same function is provided on the PC homepage, so please use the PC homepage if an error occurs while using the app.
- For additional inquiries, please contact the BNK Capital website (http://www.bnkcapital.co.kr) or customer center (1577-2280).
Use the financial services provided by BNK Capital easily and quickly!
The BNK Capital mobile application allows you to conveniently use more diverse services than the homepage through your smartphone.
The mobile application provides a variety of financial products, from direct loans, which allows you to make a loan agreement and remittance at the same time with your smartphone without visiting a branch, to car purchase funds, living stabilization funds, and stock purchase loans.
Existing BNK Capital customers can easily check their loan balance and billed amount through My Page, and if additional loans are needed, they can easily check the loan amount.
[Main Service]
■ Home
- Car purchase funds (new car, used car, car lease, long-term rental car)
- Personal finance (credit loan, secured loan)
■ My Page
- Products in use, quotation/limit inquiry details, products in progress, and my information management (change of payment date, change of member information, etc.)
■ BNK LIFE
- My credit information: free credit inquiry and credit management
- Used car information: Used car related information such as used car prices, popular vehicles, premium dealers, etc.
- New car purchase information: New car related information such as rental car, auto lease, and new car installment for new car purchase tips
■ Quick service
- Choose only the categories you need, and favorites according to your taste!
■ Direct product
- BNK Easy Loan, BNK Direct Loan, BNK Somecar Loan (used car loan), car lease, long-term rental car, BNK smart car collateral loan, BNK Internet instant addition loan, stock purchase loan, etc.
■ Product information
- Loan interest rate: 2.4% ~ 19.9% per annum
- Overdue interest rate: contracted interest rate + 3% (within the legal maximum interest rate)
- Incidental expenses: prepayment fee (within 2.5%), stamp duty 50% (exclusion cost, bond discount, confirmation letter, address change registration bearer)
- Repayment period: minimum 6 months to maximum 72 months
- Interest payment cycle: every month
※ 7.9% per annum of 1 million won on January 1st (first payment date of February 1) When repayment of equal principal and interest for 12 months, total payment amount of 1,043,304 won
■ Customer Center
- Customer consultation, branch search, announcements/events, etc.
※ Precautions
We will guide you as follows about the access rights used in the app.
Access rights are divided into essential access rights and optional access rights, and in the case of selective access rights, you can use the app even if you do not agree to the permission.
■ Required access rights
- Storage space: Stores certificates with device, photo, and media file access rights, and is used to check whether the OS is tampered with to enhance security.
- Phone: Access is required to maintain the device's authentication status.
■ Optional access rights
- Camera: Used when taking OCR ID cards and submitting documents when applying for direct products
■ Items for credit disorder investigation (prevention of voice phishing damage by customers using “BNK Capital” app through detection of malicious apps): malicious app detection information, diagnostic information on detected malicious apps
■ If you are using a smartphone with Android OS version 6.0 or lower, all essential access rights can be applied without selective access rights.
In this case, after upgrading the operating system to 6.0 or higher, you must delete and reinstall the app to set access rights normally.
■ Supported OS version: Android (5.0 Lollipop or higher)
- It is recommended to update the latest version of OS and vaccine to maintain the security of the terminal.
- When using the service, please refrain from using a wireless LAN (Wi-Fi) from an unknown source or without security settings, and use a mobile communication network (3G, LTE).
- Data charges may occur when downloading and using services over 3G/LTE networks.* Fingerprint authentication is supported only for terminals that support the function.
- The same function is provided on the PC homepage, so please use the PC homepage if an error occurs while using the app.
- For additional inquiries, please contact the BNK Capital website (http://www.bnkcapital.co.kr) or customer center (1577-2280).
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