Credit to a card from anywhere, Without checks and inquiries. It just got easier to borrow money!
Each of us has situations when money is needed right now, and there are still a few days before the paycheck. These can be unpredictable expenses, unplanned trips or visits, various household expenses - it is impossible to foresee all of them, but, nevertheless, money is needed. In this case, our application will be your savior! After all, with us you can borrow money quickly, reliably and without overpayments!
This application is an information service in Ukraine that updates all relevant information from Ukrainian banks and creditors.
The mobile application "Money on the Sofa" is not a Bank or a lender and does not issue loans!
The application is for informational purposes only.
The application provides complete information about microloans in Ukraine:
Available in the application:
- Compare interest rates, amounts and terms;
- Choose the right offer on the Ukrainian market;
- View full information about a microfinance organization in Ukraine;
- To study the conditions of prolongation and the possibility of repayment.
To apply for a loan online, you must:
1: Having a passport of Ukraine
2: Availability of a card of any bank of Ukraine
3: Having a phone
4: Required, Age 18+.
Conditions for obtaining online loans:
- The minimum loan repayment period is 65 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, which includes the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%.
Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 0.08%;
An example of calculating the interest rate:
- The amount of the loan body - UAH 15,000.
- Loan term - 100 days.
- Commission for using the loan: 0.08% per day, that is, UAH 12 per day, or 2.4% per month, i.e. 360 UAH per month
- The total amount of commission for 100 days will be 1200 UAH.
- The total amount to be returned, taking into account the loan amount: UAH 16,200.
- FLC - the full cost of the loan (FLC - Full Loan Cost) in percentage is 29.2% per annum.
Consequences arising from non-payment of borrowed funds
In case of violation of the terms, the amount of the penalty is 0.10% of the amount of delay per day, but not more than 10% of the loan amount;
Prolongation of the loan:
The borrower has the right to extend the loan payment term. In this case, you can pay only interest for the use of credit funds.
OOO "MoneyNaDivane"
EDRPOU 12764936.
License: No. 123346739861
Address: Avenue Akademika Palladina, 13/1, Kiev, 03179
The mobile application is not a Bank or a lender and does not issue loans. Treat your loan and repayment responsibly.
Each of us has situations when money is needed right now, and there are still a few days before the paycheck. These can be unpredictable expenses, unplanned trips or visits, various household expenses - it is impossible to foresee all of them, but, nevertheless, money is needed. In this case, our application will be your savior! After all, with us you can borrow money quickly, reliably and without overpayments!
This application is an information service in Ukraine that updates all relevant information from Ukrainian banks and creditors.
The mobile application "Money on the Sofa" is not a Bank or a lender and does not issue loans!
The application is for informational purposes only.
The application provides complete information about microloans in Ukraine:
Available in the application:
- Compare interest rates, amounts and terms;
- Choose the right offer on the Ukrainian market;
- View full information about a microfinance organization in Ukraine;
- To study the conditions of prolongation and the possibility of repayment.
To apply for a loan online, you must:
1: Having a passport of Ukraine
2: Availability of a card of any bank of Ukraine
3: Having a phone
4: Required, Age 18+.
Conditions for obtaining online loans:
- The minimum loan repayment period is 65 days;
- The maximum loan repayment period is 365 days;
- The maximum annual interest rate, which includes the loan interest, as well as all other commissions and expenses for the year (Annual Percentage Rate APR) is 32%, and the minimum is 1%.
Annual interest for using the Credit - min 1%, max 32%.
- The minimum rate for using a loan per day is 0.01%;
- The maximum rate for using a loan per day is 0.08%;
An example of calculating the interest rate:
- The amount of the loan body - UAH 15,000.
- Loan term - 100 days.
- Commission for using the loan: 0.08% per day, that is, UAH 12 per day, or 2.4% per month, i.e. 360 UAH per month
- The total amount of commission for 100 days will be 1200 UAH.
- The total amount to be returned, taking into account the loan amount: UAH 16,200.
- FLC - the full cost of the loan (FLC - Full Loan Cost) in percentage is 29.2% per annum.
Consequences arising from non-payment of borrowed funds
In case of violation of the terms, the amount of the penalty is 0.10% of the amount of delay per day, but not more than 10% of the loan amount;
Prolongation of the loan:
The borrower has the right to extend the loan payment term. In this case, you can pay only interest for the use of credit funds.
OOO "MoneyNaDivane"
EDRPOU 12764936.
License: No. 123346739861
Address: Avenue Akademika Palladina, 13/1, Kiev, 03179
The mobile application is not a Bank or a lender and does not issue loans. Treat your loan and repayment responsibly.
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