BNZ Mobile icon

BNZ Mobile

Bank of New Zealand

4.0

7K ratings

1,000,000+

downloads

Free

With this banking app, you can check balances, transfer funds, and top up prepaid mobile accounts. Includes account management, fund transfers, bill payments, and extras like mobile top-ups and Google Pay.

AppRecs review analysis

AppRecs rating 3.9. Trustworthiness 0 out of 100. Review manipulation risk 0 out of 100. Based on a review sample analyzed.

★★★☆☆

3.9

AppRecs Rating

Ratings breakdown

5 star

64%

4 star

14%

3 star

4%

2 star

0%

1 star

18%

What to know

High user satisfaction

78% of sampled ratings are 4+ stars (4.0★ average)

Authentic reviews

Natural distribution, no red flags

About BNZ Mobile

Manage your money on the go with the BNZ app. Check your account balances, transfer money, top up your prepay mobile, and more.  

KNOW YOUR MONEY
• View account balances and transaction history 
• Set goals and follow your progress 
• Personalise your accounts with images 
• Set up push notifications for money in and out, and account balance alerts 
• Turn on instant balances to view account balances without logging in 
• View your accounts in list or grid view 

MANAGE YOUR MONEY
• Transfer money between your accounts 
• Pay your bills, credit card, or IRD 
• Make one-off payments 
• Open and close accounts instantly with YouMoney 
• Link accounts to your Eftpos, Flexi Debit Visa, or credit card 
• Add or edit payees and view payment history 
• Set up, edit, and delete automatic payments 

EXTRA SERVICES
• Top up One NZ, Spark, Skinny, and 2degrees prepaid mobile 
•  Get Google Pay™ and pay with your phone

GET IN TOUCH
• Message our virtual assistant 
• Find the nearest BNZ branches and ATMs 
• View our contact phone numbers 
• Request a call 

APPLY ONLINE
• Apply for a Flexi Debit Visa or credit card 
• Apply for loans or insurances 
• Join the BNZ KiwiSaver Scheme

SECURE BANKING
• Set up a personal 5-digit PIN or 
• Log in with your Internet Banking password 
• Touch ID and Face ID login are available on supported devices 

IMPORTANT INFORMATION
• Android 11.0 or above required to use this app
• Always remember to log out and update your device to the newest version of Android
• Never store your BNZ access number or password on your device 
• Never allow other people to access your mobile device using Touch ID, Face ID, or device password 
• Mobile data is required to access the BNZ app
• Use of the BNZ app is subject to the Internet Banking Terms and Conditions (https://www.bnz.co.nz/about-us/governance/terms-and-conditions/internet-banking)
• Spend tracker is available with a personal BNZ credit card or transaction account, including joint transaction accounts.
• Non-personal accounts like family trust or business accounts won’t show in the spend tracker.

GET STARTED
• A BNZ Personal Internet Banking customer?
Install this app and get going. It’s easy.
• Not a BNZ Personal Internet Banking customer?
Install this app and register for Internet Banking on bnz.co.nz/registernow, call 0800 999 269 or +64 4 494 7153 from overseas (international toll charges apply).
BNZ Mobile Screenshots
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Tap to Rate:

Reviews for BNZ Mobile

Mohamed Mustafa

12/23/2025

brilliant

Carlo King

12/20/2025

I am overseas and was required to set the app up for two factor authentication. Before that, it was all biometric and worked extremely well. However, for some reason, BNZ online can not "see" my BNZ app. So it looks like I will have to call in the Monday to sort it 😬 New is not always better.

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